vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$2 below the New York median
per month · Source
$3.95 above the national median$4.95 above the New York median
per month · Source
$2.50 above the national median$2.50 above the New York median
At the national medianAt the New York median
per item · Source
At the national median$4.25 above the New York median
per item · Source
$0.50 below the national median$0.50 below the New York median
$0.05 below the national median$0.05 below the New York median
per item · Source
$5 below the national median$5 below the New York median
per item · Source
At the national medianAt the New York median
per item · Source
At the national medianAt the New York median
per item · Source
$10 below the national median$5 below the New York median
per item · Source
At the national median$5 above the New York median
per item · Source
$2 below the national median$2 below the New York median
per item · Source
$1 above the national median$1 above the New York median
per item · Source
$2.50 above the national median$5 above the New York median
per item · Source
$1.75 below the national median$1.75 below the New York median
per item · Source
At the national median$2 below the New York median
per item · Source
$22.50 above the national median$22.50 above the New York median
$2.50 above the national median$2.50 above the New York median
per item · Source
$22.50 above the national median$22.50 above the New York median
per item · Source
—
$2 below the national median$0.25 below the New York median
per item · Source
$35 below the national median$45 below the New York median
$105 above the national median$95 above the New York median
$50 above the national median$25 above the New York median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly service charge | $3Below the typical range ($4–$10 nationally) | $3 below the national median$2 below the New York median | per month | — | Source |
| Monthly service charge | $9.95Within the typical range ($4–$10 nationally) | $3.95 above the national median$4.95 above the New York median | per month | — | Source |
| Account Statement Reconciliation - per hour | $20Within the typical range ($11–$25 nationally) | $2.50 above the national median$2.50 above the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Item Paid utilizing Overdraft Privilege (ODP) - per item | $30Within the typical range ($25–$33 nationally) | At the national medianAt the New York median | per item | — | Source |
| Item Presented against Insufficient Funds (NSF) - per item | $30 | ||||
ATM & CardVerified | |||||
| Withdrawals on a Pioneer account at a non-Pioneer ATM/Point-of-Banking (POB) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the New York median | — | — | Source |
| Debit Card - MyCard Image - new, re-issued, or replacement - per card | $9.95 | ||||
Wire TransfersVerified | |||||
| Wire Transfers (Domestic Outgoing) - per transfer | $25Within the typical range ($20–$25 nationally) | At the national medianAt the New York median | per item | — | Source |
| Wire Transfers (Domestic Incoming) - per transfer | $10 | ||||
Check ServicesVerified | |||||
| Teller Check (purchased for less than $1000.00) - per check | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the New York median | per item | — | Source |
| Money Order - per check | $3 | ||||
Digital & ElectronicVerified | |||||
| CD of bill payment activity initiated via Bill Pay - per CD | $25Above the typical range ($0–$9.95 nationally) | $22.50 above the national median$22.50 above the New York median | — | — | Source |
| Expedited Payments initiated via Bill Pay- electronic - per item | $5 | ||||
Cash & DepositVerified | |||||
| Coin Machine Fee | 10% | — | — | — | Source |
| Cash Advance completed with your Pioneer Bank MasterMoney™ Check Card - per | $3Within the typical range ($2–$10 nationally) | $2 below the national median | |||
Account ServicesVerified | |||||
| Safe Deposit Box - 1 key lost | $10Below the typical range ($30–$70 nationally) | $35 below the national median$45 below the New York median | — | — | Source |
| Safe Deposit Box- 2 keys lost | $150 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 42 others that publish it, 7 lower, 8 the same and 27 higher.
Monthly maintenance
$6.48
Of 33 others that publish it, 14 lower and 19 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
25
Under review
0
Assets
$2.3B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$2.3B
Total deposits
$2.0B
Service charge income
$689K
Fee income ratio
2.5%
Return on assets
0.51%
Branches
21
Service charge income by quarter
Financial profile · Pro
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| At the national median$4.25 above the New York median |
| per item |
| — |
| Source |
| $0.05 below the national median$0.05 below the New York median |
| per item |
| — |
| Source |
| Check Card or ATM card expedited delivery - per item | $35Within the typical range ($30–$50 nationally) | $5 below the national median$5 below the New York median | per item | — | Source |
| At the national medianAt the New York median |
| per item |
| — |
| Source |
| Wire Transfers (International Outgoing) - per transfer | $40Within the typical range ($40–$50 nationally) | $10 below the national median$5 below the New York median | per item | — | Source |
| Wire Transfers (International Incoming) - per transfer | $20Within the typical range ($10–$25 nationally) | At the national median$5 above the New York median | per item | — | Source |
| $1 above the national median$1 above the New York median |
| per item |
| — |
| Source |
| Stop Payment - per item | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the New York median | per item | — | Source |
| Counter Checks - per item | $0.25Below the typical range ($1–$4 nationally) | $1.75 below the national median$1.75 below the New York median | per item | — | Source |
| Bank Document photocopies - per item | $3Within the typical range ($2–$5 nationally) | At the national median$2 below the New York median | per item | — | Source |
| $2.50 above the national median$2.50 above the New York median |
| per item |
| — |
| Source |
| Expedited Payments initiated via Bill Pay- overnight check - per item | $25Above the typical range ($0–$9.95 nationally) | $22.50 above the national median$22.50 above the New York median | per item | — | Source |
| — |
| — |
| Source |
| Night Depository Bag rental - per bag | $3Below the typical range ($5–$20 nationally) | $7 below the national median | per item | — | Source |
| $105 above the national median$95 above the New York median |
| — |
| — |
| Source |
| Legal Processing: subpoena, court order, restraint, levy, etc - per item | $100Above the typical range ($30–$90 nationally) | $50 above the national median$25 above the New York median | per item | — | Source |