Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

One Vision Federal Credit Union

Clarksville, IndianaCredit UnionSt. Louis Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Christmas Club Early Withdrawal Fee (January 1 - September 30)$5Below the typical range ($10–$25 nationally)

$12.50 below the national median$20 below the Indiana median

Account Research/Reconciliation Fee (1hr minimum)$25

$7.50 above the national median$7 above the Indiana median

Source

Loan Payoff Fax/Mail Fee (Mortgages and Vehicles)$20

$2.50 above the national median$2 above the Indiana median

per item · Source

Return Mail Fee (Bad physical, mailing)$5

$12.50 below the national median$13 below the Indiana median

per item · Source

Paper Statement (Per Statement Cycle)$3

At the national medianAt the Indiana median

per month · Source

Overdraft & NSFVerified

NSF Fee/Courtesy Pay Fee/(draft, ACH, debit card, ePay with Vision)$30Within the typical range ($25–$33 nationally)
At the national medianAt the Indiana median
per item · Source
Overdraft Transfer from Line of Credit Loan$10Above the typical range ($2.50–$5 nationally)
$5 above the national median$5 above the Indiana median
per item · Source
Overdraft Transfer from Shares$3Within the typical range ($2.50–$5 nationally)
$2 below the national median$2 below the Indiana median
per item · Source

ATM & CardVerified

Debit Card/PIN Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national medianAt the Indiana median
per item · Source
Card Order Rush Fee$35Within the typical range ($30–$50 nationally)
$5 below the national medianAt the Indiana median
per item · Source

Wire TransfersVerified

Domestic Outgoing Wire Transfer Fee$20Within the typical range ($20–$25 nationally)
$5 below the national medianAt the Indiana median
per item · Source
Incoming Wire Transfer Fee$10Within the typical range ($5–$15 nationally)
At the national medianAt the Indiana median
per item · Source
International Outgoing Wire Transfer Fee$50Within the typical range ($40–$50 nationally)
At the national medianAt the Indiana median
per item · Source

Check ServicesVerified

Teller Check (Non Certified Funds) Check Fee - Members only payable to third party$2Below the typical range ($3–$6 nationally)
$3 below the national median$3 below the Indiana median
per item · Source
Money Order Fee$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$1 below the Indiana median
per item · Source
Stop Payment Fee (draft, ACH, ePay with Vision)$30Within the typical range ($20–$30 nationally)
$2.50 above the national medianAt the Indiana median
per item · Source
Payroll Check Cashing Fee -with no share draft (checking) account, saving balance less than$5Within the typical range ($5–$10 nationally)
At the national medianAt the Indiana median
Source
Share Draft Copy Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Indiana median
per item · Source

Digital & ElectronicVerified

ACH Origination/Maintenance Fee$10Within the typical range ($5–$20 nationally)
At the national medianAt the Indiana median
per item · Source

Cash & DepositVerified

Cash Advance Processing Fee$5Within the typical range ($2–$10 nationally)
At the national medianAt the Indiana median
per item · Source

Account ServicesVerified

Notary Services$5Within the typical range ($0–$5 nationally)
$2.50 above the national median$3.50 above the Indiana median
per item · Source
Garnishment/Levy Fee$20Below the typical range ($30–$90 nationally)
$30 below the national median$5 below the Indiana median
per item · Source

Retirement & IRAVerified

IRA Transfer/Close Account Fee$50Above the typical range ($25–$35 nationally)
$25 above the national median$25 above the Indiana median
per item · Source

Gift & Prepaid CardsVerified

Pre-Paid Reloadable VISA Card - Purchase - Reload Fee$6Above the typical range ($3–$4.95 nationally)
$2.50 above the national median$2.15 above the Indiana median
per item · Source
VISA Gift Cards - member$3.50Within the typical range ($3–$4.95 nationally)
At the national median$0.35 below the Indiana median
per item · Source
VISA Gift Cards - non-member$5Above the typical range ($3–$4.95 nationally)
$1.50 above the national median$1.15 above the Indiana median
per item · Source

Other FeesVerified

Records Copy Fee (account histories, etc)$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Indiana median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Christmas Club Early Withdrawal Fee (January 1 - September 30)	$5Below the typical range ($10–$25 nationally)	$12.50 below the national median$20 below the Indiana median	per item	—	Source
Account Research/Reconciliation Fee (1hr minimum)	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$7 above the Indiana median	—	—	Source
Loan Payoff Fax/Mail Fee (Mortgages and Vehicles)	$20Within the typical range ($12–$25 nationally)	$2.50 above the national median$2 above the Indiana median	per item	—	Source
Return Mail Fee (Bad physical, mailing)	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$13 below the Indiana median	per item	—	Source
Paper Statement (Per Statement Cycle)	$3Within the typical range ($2–$4.59 nationally)	At the national medianAt the Indiana median	per month	—	Source
Overdraft & NSFVerified
NSF Fee/Courtesy Pay Fee/(draft, ACH, debit card, ePay with Vision)	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Indiana median	per item	—	Source
Overdraft Transfer from Line of Credit Loan	$10
ATM & CardVerified
Debit Card/PIN Replacement Fee	$10Within the typical range ($5–$10 nationally)	At the national medianAt the Indiana median	per item	—	Source
Card Order Rush Fee	$35
Wire TransfersVerified
Domestic Outgoing Wire Transfer Fee	$20Within the typical range ($20–$25 nationally)	$5 below the national medianAt the Indiana median	per item	—	Source
Incoming Wire Transfer Fee	$10
Check ServicesVerified
Teller Check (Non Certified Funds) Check Fee - Members only payable to third party	$2Below the typical range ($3–$6 nationally)	$3 below the national median$3 below the Indiana median	per item	—	Source
Money Order Fee	$1
Digital & ElectronicVerified
ACH Origination/Maintenance Fee	$10Within the typical range ($5–$20 nationally)	At the national medianAt the Indiana median	per item	—	Source
Cash & DepositVerified
Cash Advance Processing Fee	$5Within the typical range ($2–$10 nationally)	At the national medianAt the Indiana median	per item	—	Source
Account ServicesVerified
Notary Services	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median$3.50 above the Indiana median	per item	—	Source
Garnishment/Levy Fee	$20
Retirement & IRAVerified
IRA Transfer/Close Account Fee	$50Above the typical range ($25–$35 nationally)	$25 above the national median$25 above the Indiana median	per item	—	Source
Gift & Prepaid CardsVerified
Pre-Paid Reloadable VISA Card - Purchase - Reload Fee	$6Above the typical range ($3–$4.95 nationally)	$2.50 above the national median$2.15 above the Indiana median	per item	—	Source
VISA Gift Cards - member	$3.50
Other FeesVerified
Records Copy Fee (account histories, etc)	$5Within the typical range ($2–$5 nationally)	$2 above the national median$2 above the Indiana median	per item	—	Source

Against Indiana credit unions

Overdraft
$30.00
Of 33 others that publish it, 12 lower, 10 the same and 11 higher.

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

27 verified fees collected

Headline fees published

9 of 15

Published fees

Under review

Assets

$65.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$65.2M

Total deposits

$57.0M

Service charge income (year to date)

$62K

Fee income ratio

4.2%

Return on assets

0.71%

Financial profile · Pro

Performance from regulator filings

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Based on 65,787 published fee entries from 3,612 institutions

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