vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$0.74 below the Mississippi median
per month · Source
$7.50 above the national median$5 above the Mississippi median
per transaction · Source
At the national medianAt the Mississippi median
per month · Source
$32.50 above the national median$30 above the Mississippi median
$7.50 below the national median$10 below the Mississippi median
per month · Source
At the national median$5 below the Mississippi median
per item · Source
At the national median$1.25 below the Mississippi median
At the national median$2 above the Mississippi median
per item · Source
$1 below the national median$1.50 below the Mississippi median
per item · Source
$0.50 below the national median$1 below the Mississippi median
per item · Source
$10 above the national medianAt the Mississippi median
per item · Source
$5 above the national median$3.50 above the Mississippi median
per item · Source
$2 below the national median$3.50 below the Mississippi median
per item · Source
$8 above the national median$6 above the Mississippi median
At the national medianAt the Mississippi median
per item · Source
$2.50 above the national median$5 above the Mississippi median
per month · Source
$27.50 above the national median$30 above the Mississippi median
per item · Source
$20 above the national median$17.50 above the Mississippi median
per item · Source
$55 above the national median$55 above the Mississippi median
At the national medianAt the Mississippi median
per item · Source
$5 below the national medianAt the Mississippi median
per year · Source
per item · Source
$2.50 below the national median$5 above the Mississippi median
$12.50 below the national median$5 below the Mississippi median
$12.50 above the national median$20 above the Mississippi median
$24.50 below the national median$17 below the Mississippi median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Advantage Checking (Non-Qualify only) Monthly service charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.74 below the Mississippi median | per month | — | Source |
| Holiday Club Early Withdrawal | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$5 above the Mississippi median | per transaction | — | Source |
| Inactive/ Dormant Account | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Mississippi median | per month | — | Source |
| Account Research/Balancing | $50Above the typical range ($11.38–$25 nationally) | $32.50 above the national median$30 above the Mississippi median | — | — | Source |
| Bad Address (returned mail) | $10Below the typical range ($11.38–$25 nationally) | $7.50 below the national median$10 below the Mississippi median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege (drafts, checks, or Reg E) | $30Within the typical range ($25–$33 nationally) | At the national median$5 below the Mississippi median | per item | — | Source |
| Non-Sufficient Funds (NSF) | $30 | ||||
ATM & CardVerified | |||||
| ATM Card Transactions | $0.50Below the typical range ($1–$2.25 nationally) | $1 below the national median$1.50 below the Mississippi median | per item | — | Source |
| ATM: Foreign/Out of Network Inquiry/Transfer/Withdrawal | $1 | ||||
Check ServicesVerified | |||||
| Official Check (cashier’s check) | $10Above the typical range ($3–$6 nationally) | $5 above the national median$3.50 above the Mississippi median | per item | — | Source |
| Official Check (cashier’s check) | $3 | ||||
Digital & ElectronicVerified | |||||
| Cloud Bill Pay (2+ bills paid per month = Free) | $5Within the typical range ($0–$9.95 nationally) | $2.50 above the national median$5 above the Mississippi median | per month | — | Source |
| Cloud Bill Pay Research (online = Free) | $30 | ||||
Cash & DepositVerified | |||||
| Cash Advance (Foreign Debit / Credit Card) | $25Above the typical range ($2–$10 nationally) | $20 above the national median$17.50 above the Mississippi median | per item | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box (Drilling) | $100Above the typical range ($30–$70 nationally) | $55 above the national median$55 above the Mississippi median | — | — | Source |
| Legal Response (Garnishment, Subpoena, etc.) | $50 | ||||
Lending FeesVerified | |||||
| UCC Filing / UCC3 Filing / Upon Request | $9Below the typical range ($20.08–$71.25 nationally) | $23 below the national median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Maintenance (Annual) | $10Within the typical range ($10–$25 nationally) | $5 below the national medianAt the Mississippi median | per year | — | Source |
Other FeesVerified | |||||
| Rush Delivery (FedEx, USPS, UPS) | $40Within the typical range ($20–$40 nationally) | $10 above the national median | per item | — | Source |
| Lien Release (Mortgage) | $35 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
6 of 15
Published fees
27
Under review
0
Assets
$366.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$366.4M
Total deposits
$305.2M
Service charge income (year to date)
$4.1M
Fee income ratio
24.9%
Return on assets
0.90%
Financial profile · Pro
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| At the national median$1.25 below the Mississippi median |
| — |
| — |
| Source |
| Share Overdraft Transfer | $5Within the typical range ($2.50–$5 nationally) | At the national median$2 above the Mississippi median | per item | — | Source |
| $0.50 below the national median$1 below the Mississippi median |
| per item |
| — |
| Source |
| Card Rush/Expedited Delivery | $50Within the typical range ($30–$50 nationally) | $10 above the national medianAt the Mississippi median | per item | — | Source |
| $2 below the national median$3.50 below the Mississippi median |
| per item |
| — |
| Source |
| Starter Checks (3 pages) Quantity 12 | $10Above the typical range ($1–$4 nationally) | $8 above the national median$6 above the Mississippi median | — | — | Source |
| Check Cashing (non-members) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Mississippi median | per item | — | Source |
| $27.50 above the national median$30 above the Mississippi median |
| per item |
| — |
| Source |
| At the national medianAt the Mississippi median |
| per item |
| — |
| Source |
| $2.50 below the national median$5 above the Mississippi median |
| — |
| — |
| Source |
| Loan Application – Loan App within 90 days of previous denial | $25Within the typical range ($25–$100 nationally) | $12.50 below the national median$5 below the Mississippi median | — | — | Source |
| Loan Application/ Renewal (Single Payment Loan) | $50Within the typical range ($25–$100 nationally) | $12.50 above the national median$20 above the Mississippi median | — | — | Source |
| UCC Lien Release…………………………………………………………… | $13Below the typical range ($25–$100 nationally) | $24.50 below the national median$17 below the Mississippi median | — | — | Source |