vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$4 below the Idaho median
per month · Source
Knox extract.rules v19 categorized a line held for review from Rosetta artifact #138. canonical_hint=minimum_balance; text_hash=fa39a2ee6f82b1f12dccb3670de6e5d96ba314885fe51d515636e60d46cece2b; excerpt="Low Balance Fee Dividend Checking Account | $7.00 if the balance is below $500" · Source
$3 below the national median$3 below the Idaho median
per month · Source
$7.50 above the national median$6.25 above the Idaho median
$1 below the national median$0.50 above the Idaho median
At the national medianAt the Idaho median
$5 below the national median$5 below the Idaho median
At the national median$1.25 below the Idaho median
At the national medianAt the Idaho median
$2 below the national medianAt the Idaho median
per item · Source
$2 above the national median$3 above the Idaho median
per item · Source
$5 above the national medianAt the Idaho median
At the national median$1 above the Idaho median
per item · Source
—
$5 below the national median$1 above the Idaho median
$14 above the national median$20 above the Idaho median
$7.50 above the national median
Knox extract.rules v19 categorized a line held for review from Rosetta artifact #138. canonical_hint=other_lending_fee; text_hash=fa39a2ee6f82b1f12dccb3670de6e5d96ba314885fe51d515636e60d46cece2b; excerpt="Loan Skip-a-Pay Fee | $45.00" · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$4 below the Idaho median | per month | — | Source |
| Low Balance Fee Dividend Checking Account | $7Within the typical range ($5–$10 nationally) | At the national median | — | Knox extract.rules v19 categorized a line held for review from Rosetta artifact #138. canonical_hint=minimum_balance; text_hash=fa39a2ee6f82b1f12dccb3670de6e5d96ba314885fe51d515636e60d46cece2b; excerpt="Low Balance Fee Dividend Checking Account | $7.00 if the balance is below $500" | Source |
| Dormant Account Fee | $2Below the typical range ($5–$10 nationally) | $3 below the national median$3 below the Idaho median | per month | — | Source |
| Reconciliation | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$6.25 above the Idaho median | — | — | Source |
Overdraft & NSFVerified | |||||
| Share Draft Overdraft | $29Within the typical range ($25–$33 nationally) | $1 below the national median$0.50 above the Idaho median | — | — | Source |
| Share Draft Overdraft — Extended Period | $25 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Outgoing Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Idaho median | — | — | Source |
| Wire Transfer Incoming Domestic | $10 | ||||
Check ServicesVerified | |||||
| Bank Checks/Cashier’s Checks | $3Within the typical range ($3–$6 nationally) | $2 below the national medianAt the Idaho median | per item | — | Source |
| Counter Check | $4 | ||||
Cash & DepositVerified | |||||
| Cash Advance Fee | 3%of the advance | — | — | — | Source |
| Return Deposit Check | $10Within the typical range ($8–$25 nationally) | $5 below the national median | |||
Account ServicesVerified | |||||
| Notary Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median | — | — | Source |
Lending FeesVerified | |||||
| Credit Card Late Fee | $35Above the typical range ($10–$25 nationally) | $15 above the national median | — | — | Source |
| Loan Late Fee | $50 | ||||
Other FeesVerified | |||||
| Loan Skip-a-Pay Fee | $45Within the typical range ($25–$100 nationally) | $7.50 above the national median | — | Knox extract.rules v19 categorized a line held for review from Rosetta artifact #138. canonical_hint=other_lending_fee; text_hash=fa39a2ee6f82b1f12dccb3670de6e5d96ba314885fe51d515636e60d46cece2b; excerpt="Loan Skip-a-Pay Fee | $45.00" | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$29.00
Of 187 others that publish it, 125 lower, 16 the same and 46 higher.
Monthly maintenance
$0.00
Of 144 others that publish it, 0 lower, 23 the same and 121 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$29
Headline fees published
9 of 15
Published fees
21
Under review
0
Assets
$292.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$292.4M
Total deposits
$263.7M
Service charge income (year to date)
$2.9M
Fee income ratio
26.2%
Return on assets
0.47%
Financial profile · Pro
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| $20 above the national median |
| — |
| — |
| Source |
| Overdraft Transfer From Savings | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Idaho median | — | — | Source |
| At the national median$1.25 below the Idaho median |
| — |
| — |
| Source |
| Wire Transfer Outgoing International | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Idaho median | — | — | Source |
| Wire Transfer Incoming International | $20Within the typical range ($10–$25 nationally) | At the national median | — | — | Source |
| $2 above the national median$3 above the Idaho median |
| per item |
| — |
| Source |
| Member Check Cashing | $10Within the typical range ($5–$10 nationally) | $5 above the national medianAt the Idaho median | — | — | Source |
| Copies of Checks | $3Within the typical range ($2–$5 nationally) | At the national median$1 above the Idaho median | per item | — | Source |
| — |
| — |
| Source |
| Return Deposit Check on Item Drawn on Own Account | $29Above the typical range ($8–$25 nationally) | $14 above the national median$20 above the Idaho median | — | — | Source |
| $30 above the national median |
| — |
| — |
| Source |