Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Port Arthur Teachers Federal Credit Union

Port Arthur, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closure (within 180 of opening)(Reg. Savings/Checking)$20Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay fee$30Within the typical range ($25–$33 nationally)
At the national medianAt the Texas median
Source
NSF Fee$30Within the typical range ($25–$32 nationally)
At the national medianAt the Texas median
per item · Source
Overdraft Honored by Transfer Fee$10Above the typical range ($2.50–$5 nationally)
$5 above the national median$5 above the Texas median
per item · Source

Check ServicesVerified

Cashier Check Fee$5Within the typical range ($3–$6 nationally)
At the national medianAt the Texas median
per item · Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$0.50 above the Texas median
per item · Source
Checking Account Paid Check Copy Fee$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Texas median
per item · Source

Cash & DepositVerified

Deposited Item Return Fee on Personal Accounts (member account elsewhere)$30Above the typical range ($8–$25 nationally)
$15 above the national median$18 above the Texas median
per item · Source
Deposited Item Return Fee on Personal Accounts (not a member account)$5Below the typical range ($8–$25 nationally)
$10 below the national median$7 below the Texas median
per item · Source

Other FeesVerified

Copy Fee$1Below the typical range ($2–$5 nationally)
$2 below the national median$2 below the Texas median
per item · Source
Statement Copy Fee$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Texas median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Closure (within 180 of opening)(Reg. Savings/Checking)	$20Within the typical range ($10–$25 nationally)	$2.50 above the national median$5 above the Texas median	—	—	Source
Returned Quarterly Statement (due to bad address)	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$10.50 below the Texas median	per quarter	—	Source
Overdraft & NSFVerified
Courtesy Pay fee	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Texas median	—	—	Source
NSF Fee	$30
Wire TransfersVerified
Wire Transfer Fee (outgoing)	$20Within the typical range ($20–$25 nationally)	$5 below the national medianAt the Texas median	per item	—	Source
Check ServicesVerified
Cashier Check Fee	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Texas median	per item	—	Source
Stop Payment	$30
Digital & ElectronicVerified
ACH Transaction Returned NSF Fee	$30Within the typical range ($15–$30 nationally)	$5 above the national medianAt the Texas median	per item	—	Source
Cash & DepositVerified
Deposited Item Return Fee on Personal Accounts (member account elsewhere)	$30Above the typical range ($8–$25 nationally)	$15 above the national median$18 above the Texas median	per item	—	Source
Deposited Item Return Fee on Personal Accounts (not a member account)	$5
Gift & Prepaid CardsVerified
Gift Card Fee	$4Within the typical range ($3–$4.95 nationally)	$0.50 above the national median$0.50 above the Texas median	per item	—	Source
Other FeesVerified
Copy Fee	$1Below the typical range ($2–$5 nationally)	$2 below the national median$2 below the Texas median	per item	—	Source
Statement Copy Fee	$2

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

15 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$38.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$38.0M

Total deposits

$31.5M

Service charge income (year to date)

$165K

Fee income ratio

14.7%

Return on assets

1.72%

Financial profile · Pro

Performance from regulator filings

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Based on 67,387 published fee entries from 3,621 institutions

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