vs. U.S. typical range:LowerTypicalHigher
$1 above the national medianAt the Texas median
per month · Source
$7 below the national median$7.50 below the Texas median
$10 above the national median$10 above the Texas median
per year · Source
$7.50 above the national median$10 above the Texas median
$17.50 below the national median$15 below the Texas median
$30 below the national median$30 below the Texas median
At the national medianAt the Texas median
At the national medianAt the Texas median
$5 below the national median$4.75 below the Texas median
$0.50 above the national median$0.50 above the Texas median
$1.50 below the national median$1.50 below the Texas median
$5 below the national median$2.50 below the Texas median
At the national median$5 above the Texas median
$10 below the national median$5 below the Texas median
$2.50 above the national median$0.50 above the Texas median
At the national medianAt the Texas median
$15 above the national median$18 above the Texas median
$15 below the national median$15 below the Texas median
$1 below the national median$1 below the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Charge | $7Within the typical range ($4–$10 nationally) | $1 above the national medianAt the Texas median | per month | — | Source |
| Membership Minimum Balance Fee | $0Below the typical range ($5–$10 nationally) | $7 below the national median$7.50 below the Texas median | — | — | Source |
| Inactive Account (1 year no activity) | $15Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Texas median | per year | — | Source |
| Account Balancing (1/2 hr. min.) | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$10 above the Texas median | — | — | Source |
| Excessive Withdrawal Fee | $0Below the typical range ($11–$25 nationally) | $17.50 below the national median$15 below the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| ATM Overdraft Fee | $0Below the typical range ($25–$33 nationally) | $30 below the national median$30 below the Texas median | — | — | Source |
| Courtesy Pay | $30 | ||||
ATM & CardVerified | |||||
| ATM – Surcharge for Foreign Transactions | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the Texas median | — | — | Source |
| Non-Proprietary ATM Withdrawal, Transfer or Inquiry Fee | $0 | ||||
Wire TransfersVerified | |||||
| Wire Transfer – Outgoing | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Texas median | — | — | Source |
| Wire Transfer – Incoming | $0 | ||||
Check ServicesVerified | |||||
| Stop Payment Fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Texas median | — | — | Source |
| Temporary Checks | $2 | ||||
Cash & DepositVerified | |||||
| Deposit Item Return Unpaid | $30Above the typical range ($8–$25 nationally) | $15 above the national median$18 above the Texas median | — | — | Source |
Account ServicesVerified | |||||
| Garnishment, Executions & Levies | $35Within the typical range ($30–$90 nationally) | $15 below the national median$15 below the Texas median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy Fee | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Texas median | — | — | Source |
Overdraft
$30.00
Of 124 others that publish it, 51 lower, 39 the same and 34 higher.
Monthly maintenance
$7.00
Of 73 others that publish it, 37 lower, 1 the same and 35 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
12 of 15
Published fees
20
Under review
0
Assets
$76.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$76.4M
Total deposits
$58.8M
Service charge income (year to date)
$58K
Fee income ratio
3.4%
Return on assets
1.42%
Financial profile · Pro
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| At the national medianAt the Texas median |
| — |
| — |
| Source |
| Non-Sufficient Funds (NSF) Fee | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Texas median | — | — | Source |
| Overdraft Protection from Shares | $0Below the typical range ($2.50–$5 nationally) | $5 below the national median$4.75 below the Texas median | — | — | Source |
| $1.50 below the national median$1.50 below the Texas median |
| — |
| — |
| Source |
| Replacement Card/Additional Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Texas median | — | — | Source |
| $10 below the national median$5 below the Texas median |
| — |
| — |
| Source |
| At the national medianAt the Texas median |
| — |
| — |
| Source |