vs. U.S. typical range:LowerTypicalHigher
$8 above the national median$7.50 above the Texas median
$3 above the national median$2.50 above the Texas median
$7.50 below the national median$5 below the Texas median
$12.50 below the national median$10 below the Texas median
per item · Source
$5 above the national median$5 above the Texas median
$12.50 below the national median$10.50 below the Texas median
per item · Source
$7.50 below the national median$5.50 below the Texas median
$2.50 above the national median$4.50 above the Texas median
$1 below the national median$1 below the Texas median
per item · Source
$20 below the national median$20 below the Texas median
$1 below the national median$1 below the Texas median
At the national medianAt the Texas median
$10 below the national median$5 below the Texas median
$5 below the national medianAt the Texas median
At the national medianAt the Texas median
$1.50 above the national median$0.50 below the Texas median
per item · Source
$2.50 above the national median$0.50 above the Texas median
At the national medianAt the Texas median
$1 above the national median$1 above the Texas median
per item · Source
At the national medianAt the Texas median
At the national medianAt the Texas median
$7.50 above the national median$5 above the Texas median
per month · Source
At the national medianAt the Texas median
$2 above the national median$2 above the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Minimum Balance Fee | $15Above the typical range ($5–$10 nationally) | $8 above the national median$7.50 above the Texas median | — | — | Source |
| Minimum Balance Fee | $10Within the typical range ($5–$10 nationally) | $3 above the national median$2.50 above the Texas median | — | — | Source |
| Christmas Club Early Withdrawal Fee | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the Texas median | — | — | Source |
| Early Closure Fee | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$10 below the Texas median | per item | — | Source |
| Inactivity Fee (first charged to checking then savings) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Texas median | — | — | Source |
| Bad Address Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10.50 below the Texas median | per item | — | Source |
| Excess Withdrawal Fee (After Six Free) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5.50 below the Texas median | — | — | Source |
| Statement Reconciliation (one hour minimum) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$4.50 above the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay per debit as applicable | $29Within the typical range ($25–$33 nationally) | $1 below the national median$1 below the Texas median | per item | — | Source |
| Courtesy Pay per debit as applicable $29.00 Inactivity Fee (first charged to checking then savings) | $10 | ||||
ATM & CardVerified | |||||
| ATM Balance Inquiry – Non-Soarion Federal Credit | $1.50Within the typical range ($1–$2.25 nationally) | At the national medianAt the Texas median | — | — | Source |
Wire TransfersVerified | |||||
| Domestic Wire – outgoing | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Texas median | — | — | Source |
| Incoming Wire – incoming | $5 | ||||
Check ServicesVerified | |||||
| Stop Payment (Checks and Other Payments per Item) | $29Within the typical range ($20–$30 nationally) | $1.50 above the national median$0.50 below the Texas median | per item | — | Source |
| Stop Payment on an OƯicial Check | $30 | ||||
Digital & ElectronicVerified | |||||
| Business Bill Pay per month | $10Above the typical range ($0–$9.95 nationally) | $7.50 above the national median$5 above the Texas median | per month | — | Source |
Account ServicesVerified | |||||
| Legal Services – Levy, Garnishment, etc. This fee is an | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Texas median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy per statement | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$29
Headline fees published
8 of 15
Published fees
24
Under review
0
Assets
$555.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$555.6M
Total deposits
$487.8M
Service charge income (year to date)
$3.1M
Fee income ratio
17.1%
Return on assets
1.29%
Financial profile · Pro
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| $20 below the national median$20 below the Texas median |
| — |
| — |
| Source |
| Returned item drawn on an account owned | $29Within the typical range ($25–$32 nationally) | $1 below the national median$1 below the Texas median | — | — | Source |
| $5 below the national medianAt the Texas median |
| — |
| — |
| Source |
| International Wire – outgoing | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Texas median | — | — | Source |
| $2.50 above the national median$0.50 above the Texas median |
| — |
| — |
| Source |
| Temporary Checks (12 Checks) | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Texas median | — | — | Source |
| Temporary Checks (20 Checks) | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1 above the Texas median | per item | — | Source |
| Non-Member Check Cashing Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | — | — | Source |
| Check Photocopy (in excess of two) | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Texas median | — | — | Source |