vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$4 below the Idaho median
per month · Source
At the national medianAt the Idaho median
per month · Source
$3 below the national median$3 below the Idaho median
per item · Source
$12.50 below the national median$13.75 below the Idaho median
per year · Source
$2.50 above the national median$1.25 above the Idaho median
$5 below the national median$3.50 below the Idaho median
per transaction · Source
$5 below the national median$3.50 below the Idaho median
per item · Source
$5 below the national median$3.50 below the Idaho median
$4 below the national median$2 below the Idaho median
per item · Source
per transaction · Source
At the national median$1.25 below the Idaho median
$2 below the national medianAt the Idaho median
per item · Source
At the national median$1 above the Idaho median
per item · Source
At the national median$5 below the Idaho median
per item · Source
At the national median$1 above the Idaho median
per item · Source
$22.50 above the national median$15 above the Idaho median
$9 below the national median$3 below the Idaho median
per item · Source
$30 above the national median$55 above the Idaho median
$20 below the national median$5 above the Idaho median
$30 below the national median$5 below the Idaho median
$25 below the national medianAt the Idaho median
At the national median$2.50 above the Idaho median
per item · Source
At the national median$1 above the Idaho median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$4 below the Idaho median | per month | — | Source |
| Membership Account Closure (Within 90-days) | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median | — | — | Source |
| Dormant Account (Monthly after 2 years inactivity) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Idaho median | per month | — | Source |
| Escheat Notification (each) | $2Below the typical range ($5–$10 nationally) | $3 below the national median$3 below the Idaho median | per item | — | Source |
| Excessive Withdrawals (per transaction over 1 annually) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$13.75 below the Idaho median | per year | — | Source |
| Statement Reconciliation (per hour – 1 hr min.) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$1.25 above the Idaho median | — | — | Source |
| Paper Statement Fee (per statement mailed) | $2Within the typical range ($2–$4.95 nationally) | $1 below the national median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay ATM per withdrawal covered | $25Within the typical range ($25–$33 nationally) | $5 below the national median$3.50 below the Idaho median | per transaction | — | Source |
| Courtesy Pay Check per item covered | $25 | ||||
ATM & CardVerified | |||||
| Lost Card Replacement | $6Within the typical range ($5–$10 nationally) | $4 below the national median$2 below the Idaho median | per item | — | Source |
| Lost Card Replacement Rush w/Express Mail | $40 | ||||
Wire TransfersVerified | |||||
| Wire Transfers Incoming Domestic | $10Within the typical range ($5–$15 nationally) | At the national median$1.25 below the Idaho median | — | — | Source |
Check ServicesVerified | |||||
| Cashier’s Check (per check) | $3Within the typical range ($3–$6 nationally) | $2 below the national medianAt the Idaho median | per item | — | Source |
| Counter Checks (per sheet of 4 checks) | $2 | ||||
Digital & ElectronicVerified | |||||
| Bill Payment | $25Above the typical range ($0–$9.95 nationally) | $22.50 above the national median$15 above the Idaho median | — | — | Source |
Cash & DepositVerified | |||||
| Coin Counting NC: 5”x 10”x 24” | $40Above the typical range ($0–$3 nationally) | $40 above the national median | — | — | Source |
| Returned Deposit/Loan Payment | $6Below the typical range ($8–$25 nationally) | ||||
Account ServicesVerified | |||||
| Safe Deposit Box 10”x10”x24” | $75Above the typical range ($30–$70 nationally) | $30 above the national median$55 above the Idaho median | — | — | Source |
| Safe Deposit Box 3”x 10”x 24” | $25 | ||||
Lending FeesVerified | |||||
| Loan Origination Fee | $95Above the typical range ($20–$60 nationally) | $65 above the national median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Card | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy (free via Home Banking) | $3Within the typical range ($2–$5 nationally) | At the national median$1 above the Idaho median | — | — | Source |
| Loan Payment Deferment (skip a payment) | $35 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
7 of 15
Published fees
30
Under review
0
Assets
$313.7M
Work at Lookout Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$313.7M
Total deposits
$281.6M
Service charge income (year to date)
$1.9M
Fee income ratio
14.9%
Return on assets
0.40%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 below the national median$3.50 below the Idaho median |
| per item |
| — |
| Source |
| Overdraft Privilege Fee | $25Within the typical range ($25–$33 nationally) | $5 below the national median$3.50 below the Idaho median | — | — | Source |
| At the national median |
| per transaction |
| — |
| Source |
| At the national median$1 above the Idaho median |
| per item |
| — |
| Source |
| Check Cashing Fee (per check) | $5Within the typical range ($5–$10 nationally) | At the national median$5 below the Idaho median | per item | — | Source |
| Deposited or Payment Check Copy | $3Within the typical range ($2–$5 nationally) | At the national median$1 above the Idaho median | per item | — | Source |
| $9 below the national median$3 below the Idaho median |
| per item |
| — |
| Source |
| $20 below the national median$5 above the Idaho median |
| — |
| — |
| Source |
| Safe Deposit Box 3”x 5”x 24” | $15Below the typical range ($30–$70 nationally) | $30 below the national median$5 below the Idaho median | — | — | Source |
| Levy Processing | $25Below the typical range ($30–$87.50 nationally) | $25 below the national medianAt the Idaho median | — | — | Source |
| Legal Processing: Incoming International | $28.50Below the typical range ($30–$100 nationally) | $21.50 below the national median | — | — | Source |
| Fax Service (Non transaction related up to 5 pages) NC: Verification of Deposit (each) | $10Within the typical range ($5–$15 nationally) | At the national median$2.50 above the Idaho median | per item | — | Source |
| $2.50 below the national median |
| — |
| — |
| Source |