vs. U.S. typical range:LowerTypicalHigher
$10 above the national median$10 above the Michigan median
per year · Source
$15 above the national median$15 above the Michigan median
$7.50 above the national median$6.25 above the Michigan median
$12.50 below the national median$13.75 below the Michigan median
At the national median$1 above the Michigan median
At the national median$1 above the Michigan median
$2 below the national medianAt the Michigan median
per transaction · Source
$20 above the national median$22.50 above the Michigan median
At the national median$2.50 above the Michigan median
$10 above the national median$15 above the Michigan median
per item · Source
$2 below the national medianAt the Michigan median
$2.50 above the national median$3 above the Michigan median
$7.50 above the national median$8 above the Michigan median
$10 above the national median$10 above the Michigan median
$1 below the national median$1.50 below the Michigan median
per item · Source
$5 below the national median$5 below the Michigan median
$25 above the national median$25 above the Michigan median
$5 above the national medianAt the Michigan median
$5 above the national median$7.50 above the Michigan median
$2 above the national median$2 above the Michigan median
per month · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account (per year) | $15Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Michigan median | per year | — | Source |
| Escheats | $20Above the typical range ($5–$10 nationally) | $15 above the national median$15 above the Michigan median | — | — | Source |
| Account Reconciliation | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$6.25 above the Michigan median | — | — | Source |
| Return Mail | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$13.75 below the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Priviledge (Courtesy Pay) | $30Within the typical range ($25–$33 nationally) | At the national median$1 above the Michigan median | — | — | Source |
| Return Item (Check or ACH) | $30 | ||||
ATM & CardVerified | |||||
| Replacement Card | $30Above the typical range ($5–$10 nationally) | $20 above the national median$22.50 above the Michigan median | — | — | Source |
| Replacement Card after third replacement card | $10 | ||||
Check ServicesVerified | |||||
| Coporate Drafts (Cashier's Check) for members only | $3Within the typical range ($3–$6 nationally) | $2 below the national medianAt the Michigan median | — | — | Source |
| Stop Payment | $30 | ||||
Cash & DepositVerified | |||||
| Return Deposit Item | $10Within the typical range ($8–$25 nationally) | $5 below the national median$5 below the Michigan median | — | — | Source |
Account ServicesVerified | |||||
| Legal Processing (Garnishments/Levies/Subpoenas) | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Michigan median | — | — | Source |
Lending FeesVerified | |||||
| Late Payment | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Michigan median | — | — | Source |
| Loan Modification | $35 | ||||
Other FeesVerified | |||||
| Statement Copy (per month) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Michigan median | per month | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
7 of 15
Published fees
20
Under review
0
Assets
$51.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$51.5M
Total deposits
$45.8M
Service charge income (year to date)
$148K
Fee income ratio
10.8%
Return on assets
1.09%
Financial profile · Pro
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| At the national median$1 above the Michigan median |
| — |
| — |
| Source |
| Overdraft Transfer Fee (from Share Savings) | $3Within the typical range ($2.50–$5 nationally) | $2 below the national medianAt the Michigan median | per transaction | — | Source |
| At the national median$2.50 above the Michigan median |
| — |
| — |
| Source |
| Credit Card Rush Fee | $50Within the typical range ($30–$50 nationally) | $10 above the national median$15 above the Michigan median | per item | — | Source |
| $2.50 above the national median$3 above the Michigan median |
| — |
| — |
| Source |
| Stop Payment (Consecutive Series) | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$8 above the Michigan median | — | — | Source |
| Check Cashing On-us (Non-Member Only) | $15Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Michigan median | — | — | Source |
| Copy of Check (per check) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1.50 below the Michigan median | per item | — | Source |
| $5 above the national median$7.50 above the Michigan median |
| — |
| — |
| Source |