vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$15 above the Pennsylvania median
$7.50 above the national median$7.50 above the Pennsylvania median
$12.50 below the national median$12.50 below the Pennsylvania median
per month · Source
$17.50 below the national median$17.50 below the Pennsylvania median
$5 below the national median$5 below the Pennsylvania median
$5 above the national median$5 above the Pennsylvania median
per item · Source
$5 above the national median$5 above the Pennsylvania median
per item · Source
At the national medianAt the Pennsylvania median
$3 below the national median$3 below the Pennsylvania median
per item · Source
$5 above the national medianAt the Pennsylvania median
per item · Source
At the national medianAt the Pennsylvania median
per item · Source
$3 above the national median$3 above the Pennsylvania median
per item · Source
$2.50 below the national medianAt the Pennsylvania median
per item · Source
$3 above the national median$3 above the Pennsylvania median
per item · Institution’s schedule
$4 above the national median$4 above the Pennsylvania median
$2.50 below the national median$3.75 below the Pennsylvania median
$12.45 above the national median$11.20 above the Pennsylvania median
$7.45 above the national median$6.20 above the Pennsylvania median
$5 above the national medianAt the Pennsylvania median
per item · Source
$25 above the national median$25 below the Pennsylvania median
$10 below the national median$10 below the Pennsylvania median
$2 above the national median$2 above the Pennsylvania median
$4 above the national median$4 above the Pennsylvania median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closing Fee | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$15 above the Pennsylvania median | — | — | Source |
| Account Research Fee | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the Pennsylvania median | — | — | Source |
| Bad Address Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the Pennsylvania median | per month | — | Source |
| Excessive Withdrawal Fee | $0Below the typical range ($12–$25 nationally) | $17.50 below the national median$17.50 below the Pennsylvania median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-Registered User Convenience Fee | †† NSF/Courtesy Pay fee is | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the Pennsylvania median | — | — | Source |
| Non-Sufficient Funds/Courtesy Pay Fee ++ | $35 | ||||
ATM & CardVerified | |||||
| Non-MSDFCU Owned ATM Withdrawals | $1.50Within the typical range ($1–$2.25 nationally) | At the national medianAt the Pennsylvania median | — | — | Source |
| Card Replacement Fee | $7 | ||||
Wire TransfersVerified | |||||
| Wire Transfers: Incoming+ | $15Within the typical range ($5–$15 nationally) | $5 above the national medianAt the Pennsylvania median | per item | — | Source |
Check ServicesVerified | |||||
| Cashier’s Check Fee+ | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Pennsylvania median | per item | — | Source |
| Money Order Fee | $5 | ||||
Digital & ElectronicVerified | |||||
| Bill Payment Research Fee | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$3.75 below the Pennsylvania median | — | — | Source |
| Overnight Bill Payment | $14.95 | ||||
Cash & DepositVerified | |||||
| Deposited Item Return Fee | $20Within the typical range ($8–$25 nationally) | $5 above the national medianAt the Pennsylvania median | per item | — | Source |
Account ServicesVerified | |||||
| Levy/Writ/Garnishment Fee | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 below the Pennsylvania median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Outgoing Transfer Fee+ | $15Below the typical range ($25–$35 nationally) | $10 below the national median$10 below the Pennsylvania median | — | — | Source |
Other FeesVerified | |||||
| Complete Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Pennsylvania median | — | — | Source |
| Fax or Mail | $7 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$25
Headline fees published
8 of 15
Published fees
23
Under review
0
Assets
$1.0B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.0B
Total deposits
$913.4M
Service charge income (year to date)
$857K
Fee income ratio
3.4%
Return on assets
0.79%
Financial profile · Pro
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| $5 above the national median$5 above the Pennsylvania median |
| per item |
| — |
| Source |
| Non-Sufficient Funds/Return Item/ | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the Pennsylvania median | per item | — | Source |
| $3 below the national median$3 below the Pennsylvania median |
| per item |
| — |
| Source |
| $3 above the national median$3 above the Pennsylvania median |
| per item |
| — |
| Source |
| Stop Payment Fee | $25Within the typical range ($20–$30 nationally) | $2.50 below the national medianAt the Pennsylvania median | per item | — | Source |
| Sheet of Temporary Checks | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the Pennsylvania median | per item | — | Institution’s schedule |
| Copy of Check by Fax or Mail | $7Above the typical range ($2–$5 nationally) | $4 above the national median$4 above the Pennsylvania median | — | — | Source |
| $12.45 above the national median$11.20 above the Pennsylvania median |
| — |
| — |
| Source |
| Same Day Bill Pay (SDBP) | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$6.20 above the Pennsylvania median | — | — | Source |
| $4 above the national median$4 above the Pennsylvania median |
| — |
| — |
| Source |