vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Maryland median
per month · Source
$2 below the national median$1.50 below the Maryland median
per month · Source
At the national medianAt the Maryland median
per day · Source
$25 below the national median$25 below the Maryland median
At the national medianAt the Maryland median
At the national medianAt the Maryland median
$0.50 below the national medianAt the Maryland median
per item · Source
$1 below the national median$0.50 below the Maryland median
per item · Source
At the national median$0.50 above the Maryland median
per month · Source
At the national median$0.50 above the Maryland median
At the national medianAt the Maryland median
$10 below the national median$5 below the Maryland median
At the national medianAt the Maryland median
$0.75 below the national median$1 below the Maryland median
$0.25 below the national median$0.50 below the Maryland median
per item · Source
$7.50 below the national median$7.50 below the Maryland median
$1 below the national medianAt the Maryland median
At the national medianAt the Maryland median
$1 below the national median$3 below the Maryland median
$2.45 above the national median$0.05 below the Maryland median
per month · Source
—
$5 below the national median$10 below the Maryland median
$0.50 below the national medianAt the Maryland median
$25 above the national median$25 below the Maryland median
$5 below the national median$5 below the Maryland median
$1.49 above the national median$1.04 above the Maryland median
At the national median$2 below the Maryland median
$27.50 below the national median$40 below the Maryland median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Free Checking: Applies if the account is inactive for 90-days | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Maryland median | per month | — | Source |
| Monthly Paper Statement Fee (waiver for under 18 or over 62) | $1Below the typical range ($2–$4.76 nationally) | $2 below the national median$1.50 below the Maryland median | per month | — | Source |
Overdraft & NSFVerified | |||||
| ACH Overdraft fee (if overdraft more than , maximum charge 3 per day) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Maryland median | per day | — | Source |
| Rediline Overdraft Loan | $5 | ||||
ATM & CardVerified | |||||
| Account Balances At a Foreign ATM | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Maryland median | per item | — | Source |
| Account Transfers at a Foreign ATM | $0.50 | ||||
Wire TransfersVerified | |||||
| Wire Out Fee- Domestic | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Maryland median | — | — | Source |
| Wire Out Fee- International | $40 | ||||
Check ServicesVerified | |||||
| Cashiers Check Fee | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Maryland median | — | — | Source |
| Money Orders | $1.25 | ||||
Digital & ElectronicVerified | |||||
| Business accoutns: Internet Bill Pay | $4.95Within the typical range ($0–$9.95 nationally) | $2.45 above the national median$0.05 below the Maryland median | per month | — | Source |
Cash & DepositVerified | |||||
| Coin Machine Fee | 3% | — | — | — | Source |
| Returned Deposited or Cashed Item | $10Within the typical range ($8–$25 nationally) | $5 below the national median$10 below the Maryland median | |||
Account ServicesVerified | |||||
| Notary Public | $2Within the typical range ($0–$5 nationally) | $0.50 below the national medianAt the Maryland median | — | — | Source |
| Court attachments/account levy handling | $75 | ||||
Gift & Prepaid CardsVerified | |||||
| VISA Gift Cards | $4.99Above the typical range ($3–$4.95 nationally) | $1.49 above the national median$1.04 above the Maryland median | — | — | Source |
Other FeesVerified | |||||
| Duplicate statement of account or 1099/1098 | $3Within the typical range ($2–$5 nationally) | At the national median$2 below the Maryland median | — | — | Source |
| Issuance of Duplicate Vehicle Lien Release for Non-members | $10 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 108 others that publish it, 35 lower, 29 the same and 44 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
28
Under review
0
Assets
$60.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$60.3M
Total deposits
$52.5M
Service charge income (year to date)
$57K
Fee income ratio
3.5%
Return on assets
1.41%
Financial profile · Pro
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| $25 below the national median$25 below the Maryland median |
| — |
| — |
| Source |
| Returned Item Fee | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Maryland median | — | — | Source |
| Overdraft Transfer from Rediline Overdraft Loan | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Maryland median | — | — | Source |
| $1 below the national median$0.50 below the Maryland median |
| per item |
| — |
| Source |
| ATM Withdrawals (10 per month) | $1.50Within the typical range ($1–$2.25 nationally) | At the national median$0.50 above the Maryland median | per month | — | Source |
| Foreign ATM Withdrawal Fee | $1.50Within the typical range ($1–$2.25 nationally) | At the national median$0.50 above the Maryland median | — | — | Source |
| $10 below the national median$5 below the Maryland median |
| — |
| — |
| Source |
| $0.75 below the national median$1 below the Maryland median |
| — |
| — |
| Source |
| Money Orders | $1.75Within the typical range ($1.50–$3 nationally) | $0.25 below the national median$0.50 below the Maryland median | per item | — | Source |
| Check Printing Fees ; Fees Vary 50 pack, duplicate checks start at | $18.69Above the typical range ($0–$15 nationally) | $17.69 above the national median | — | — | Source |
| Stop Payment Fee | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$7.50 below the Maryland median | — | — | Source |
| Counter Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national medianAt the Maryland median | — | — | Source |
| Cashing a check drawn on LM Federal | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Maryland median | — | — | Source |
| Photocopy of Paid Check and Checks Deposited | $2Within the typical range ($2–$5 nationally) | $1 below the national median$3 below the Maryland median | — | — | Source |
| — |
| — |
| Source |
| $25 above the national median$25 below the Maryland median |
| — |
| — |
| Source |
| 3rd Party Written Account Verification | $5Within the typical range ($5–$15 nationally) | $5 below the national median$5 below the Maryland median | — | — | Source |
| $27.50 below the national median$40 below the Maryland median |
| — |
| — |
| Source |