vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$2 above the Tennessee median
per month · Source
$32.50 above the national median$35 above the Tennessee median
$7.50 below the national median$5 below the Tennessee median
per month · Source
$5 below the national median$6 below the Tennessee median
per item · Source
$5 above the national median$5 above the Tennessee median
per item · Source
$15 below the national median$15 below the Tennessee median
per item · Source
$4 below the national median$4 below the Tennessee median
per item · Source
$0.50 below the national medianAt the Tennessee median
per item · Source
$5 below the national median$5 below the Tennessee median
$5 above the national median$5 above the Tennessee median
$10 below the national median$5 below the Tennessee median
per item · Institution’s schedule
$10 below the national median$5 below the Tennessee median
per item · Source
At the national medianAt the Tennessee median
per item · Source
At the national median$0.50 below the Tennessee median
$7.50 above the national median$5 above the Tennessee median
per item · Source
$2 above the national median$2 above the Tennessee median
per item · Source
$20 above the national median$20 above the Tennessee median
per item · Source
$0.50 above the national median$3 above the Tennessee median
$1 below the national median$1 below the Tennessee median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive / Dormant Account Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$2 above the Tennessee median | per month | — | Source |
| Account Research | $50Above the typical range ($12–$25 nationally) | $32.50 above the national median$35 above the Tennessee median | — | — | Source |
| Bad Address | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Tennessee median | per month | — | Source |
Overdraft & NSFVerified | |||||
| per item Overdraft Fee | $25Within the typical range ($25–$33 nationally) | $5 below the national median$6 below the Tennessee median | per item | — | Source |
| Business Non-Sufficient Funds | $35 | ||||
ATM & CardVerified | |||||
| Out of Network ATM Fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Tennessee median | per item | — | Source |
| Replacement of Biometric Card | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Fee (Outgoing) | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Tennessee median | per item | — | Source |
Check ServicesVerified | |||||
| Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Tennessee median | per item | — | Source |
| Money Order | $2 | ||||
Cash & DepositVerified | |||||
| Coin Machine | $25Above the typical range ($0–$3 nationally) | $25 above the national median | — | — | Source |
| per occurrence Deposited Item Return Fee | $35 | ||||
Account ServicesVerified | |||||
| Notary Fee | $3Within the typical range ($0–$5 nationally) | $0.50 above the national median$3 above the Tennessee median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy Fee | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Tennessee median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$25.00
Of 166 others that publish it, 11 lower, 26 the same and 129 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
9 of 15
Published fees
20
Under review
0
Assets
$5.0B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$5.0B
Total deposits
$4.0B
Service charge income (year to date)
$9.7M
Fee income ratio
6.1%
Return on assets
1.15%
Financial profile · Pro
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| $5 above the national median$5 above the Tennessee median |
| per item |
| — |
| Source |
| Non-Sufficient Funds (NSF) Fee | $15Below the typical range ($25–$32 nationally) | $15 below the national median$15 below the Tennessee median | per item | — | Source |
| Overdraft Transfer Fee | $1Below the typical range ($2.50–$5 nationally) | $4 below the national median$4 below the Tennessee median | per item | — | Source |
| $5 below the national median$5 below the Tennessee median |
| — |
| — |
| Source |
| Replacement Visa Debit Card ● | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Tennessee median | — | — | Source |
| Credit/Debit Card Rush Fee | $30Within the typical range ($30–$50 nationally) | $10 below the national median$5 below the Tennessee median | per item | — | Institution’s schedule |
| At the national median$0.50 below the Tennessee median |
| — |
| — |
| Source |
| Stop Payment Fee | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5 above the Tennessee median | per item | — | Source |
| Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Tennessee median | per item | — | Source |
| $20 above the national median$20 above the Tennessee median |
| per item |
| — |
| Source |