vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$10 below the California median
per transaction · Source
$3 below the national median$1.50 below the California median
$5 above the national median$6.50 above the California median
per quarter · Source
$12.50 above the national median$10 above the California median
$10 below the national median$5 below the California median
per item · Source
$10 below the national median$3 below the California median
per item · Source
$3 below the national median$1 below the California median
per item · Source
At the national medianAt the California median
$10 above the national median$10 above the California median
$10 above the national median$7.50 above the California median
$5 below the national median$5 below the California median
At the national medianAt the California median
$2.50 below the national median$2.50 above the California median
per item · Source
$7.50 below the national median$2.50 below the California median
per item · Source
$15 above the national median$14.50 above the California median
$2 above the national median$2 above the California median
per item · Source
$2.50 below the national median$5 below the California median
$22.50 above the national median$20 above the California median
$5 above the national median$2 above the California median
per item · Source
$7.50 above the national median$5 below the California median
per item · Source
$20 below the national median$15 below the California median
per item · Source
At the national medianAt the California median
At the national medianAt the California median
$5 below the national median$5 below the California median
$1 below the national median$2.25 below the California median
per month · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Holiday Club Early Withdrawal (prior to Disbursement on November 1) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$10 below the California median | per transaction | — | Source |
| Escheat Notification | $2Below the typical range ($5–$10 nationally) | $3 below the national median$1.50 below the California median | — | — | Source |
| Inactive Fee Dormant | $10Within the typical range ($5–$10 nationally) | $5 above the national median$6.50 above the California median | per quarter | — | Source |
| Account Reconciliation/Research | $30Above the typical range ($11–$25 nationally) | $12.50 above the national median$10 above the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee | $20Below the typical range ($25–$33 nationally) | $10 below the national median$5 below the California median | per item | — | Source |
| Non-Sufficient Funds (NSF) ACH, or Share Drafts (Checks) | $20 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the California median | — | — | Source |
| VISA Credit Card Replacement | $20 | ||||
Check ServicesVerified | |||||
| Corporate Check (payable to Self) | $0Below the typical range ($3–$6 nationally) | $5 below the national median$5 below the California median | — | — | Source |
| Corporate Check (payable to Third Party) | $5 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the California median | — | — | Source |
| Bill Pay Investigation | $25 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item | $20Within the typical range ($8–$25 nationally) | $5 above the national median$2 above the California median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Service - Appointments Preferred (No Fee for CU Documents) | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 below the California median | per item | — | Source |
| Levy Fee | $30 | ||||
Lending FeesVerified | |||||
| Late Fee | $20Within the typical range ($10–$25 nationally) | At the national medianAt the California median | — | — | Source |
Retirement & IRAVerified | |||||
| Individual Retirement Account (IRA) Closure Fee (No Fee for Beneficiary closure) | $20Below the typical range ($25–$35 nationally) | $5 below the national median$5 below the California median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$2.25 below the California median | per month | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$20
Headline fees published
7 of 15
Published fees
25
Under review
0
Assets
$66.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$66.0M
Total deposits
$58.3M
Service charge income (year to date)
$47K
Fee income ratio
3.2%
Return on assets
-0.13%
Financial profile · Pro
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| $10 below the national median$3 below the California median |
| per item |
| — |
| Source |
| Automatic Overdraft from Savings (Overdraft Protection) | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$1 below the California median | per item | — | Source |
| $10 above the national median$10 above the California median |
| — |
| — |
| Source |
| Debit Card Rush Replacement | $50Within the typical range ($30–$50 nationally) | $10 above the national median$7.50 above the California median | — | — | Source |
| At the national medianAt the California median |
| — |
| — |
| Source |
| ACH Stop Payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$2.50 above the California median | per item | — | Source |
| Visa Letter Check Stop Payment | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$2.50 below the California median | per item | — | Source |
| Non-Member Check Cashing ($1,000 limit) | $20Above the typical range ($5–$10 nationally) | $15 above the national median$14.50 above the California median | — | — | Source |
| Corporate or Personal Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the California median | per item | — | Source |
| $22.50 above the national median$20 above the California median |
| — |
| — |
| Source |
| $20 below the national median$15 below the California median |
| per item |
| — |
| Source |
| Verification of Deposit (Waived for HUD) | $10Within the typical range ($5–$15 nationally) | At the national medianAt the California median | — | — | Source |