vs. U.S. typical range:LowerTypicalHigher
$0.05 below the national median$0.95 above the New York median
per month · Source
$6 below the national median$5 below the New York median
$3 above the national median$2.50 above the New York median
$2 below the national median$2.50 below the New York median
$12.50 below the national median$11.25 below the New York median
$10 above the national median$5.50 above the New York median
$15 above the national median$10.50 above the New York median
$2.95 above the national median$1.55 below the New York median
Knox extract.rules v17 categorized a line held for review from Rosetta artifact #4808. canonical_hint=dormant_account; text_hash=e71d63b5ee9393bc760c3a1d06324f77076d31a173931f8bb24d1581bdc537b9; excerpt="a Digital Edge Spend Account will be charged a fee if, after the | inactivity...............................................................$7.95" · Source
$2.50 above the national median$2.50 above the New York median
Knox extract.rules v17 categorized a line held for review from Rosetta artifact #4808. canonical_hint=account_research; text_hash=e71d63b5ee9393bc760c3a1d06324f77076d31a173931f8bb24d1581bdc537b9; excerpt="Balance Checkbook Fee.......................................... $20/hr. | Foreign transactions are any transactions that you | account falls below $1,000 in any month, a fee will b" · Source
$2.50 above the national median$2.50 above the New York median
$12.50 below the national median$12.50 below the New York median
$5 below the national median$5 below the New York median
$5 below the national median$0.75 below the New York median
$5 above the national median$5 above the New York median
per item · Source
$0.50 above the national median$0.50 above the New York median
At the national medianAt the New York median
At the national medianAt the New York median
per item · Source
$2.50 below the national medianAt the New York median
At the national medianAt the New York median
$2 above the national medianAt the New York median
$0.50 below the national medianAt the New York median
per day · Source
$45 above the national median$5 below the New York median
per item · Source
$45 above the national median$5 below the New York median
per item · Knox extract.rules v17 categorized a line held for review from Rosetta artifact #4808. canonical_hint=legal_process; text_hash=e71d63b5ee9393bc760c3a1d06324f77076d31a173931f8bb24d1581bdc537b9; excerpt="Check*/ HSA Check Order Fee ................ Varies by style | Legal Order Processing Fee (per request) ...........$95" · Source
$10 above the national median$5 above the New York median
per item · Source
$15 above the national median$10 above the New York median
$5 above the national median$5 above the New York median
$2 below the national median$2 below the New York median
$17 above the national median$17 above the New York median
$87.50 above the national median$88.75 above the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Maintenance Fee | $5.95Within the typical range ($4–$10 nationally) | $0.05 below the national median$0.95 above the New York median | per month | — | Source |
| Maintenance Fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$5 below the New York median | — | — | Source |
| MoneyMax Account Low Balance Fee | $10Within the typical range ($5–$10 nationally) | $3 above the national median$2.50 above the New York median | — | — | Source |
| Premium Checking Low Balance Fee | $5Within the typical range ($5–$10 nationally) | $2 below the national median$2.50 below the New York median | — | — | Source |
| Early Account Closure Fee (180 days of account opening) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$11.25 below the New York median | — | — | Source |
| » all loan and certificate account balances as of the last business: Inactivity Fee | $15Above the typical range ($5–$10 nationally) | $10 above the national median$5.50 above the New York median | — | — | Source |
| Dormant Account Fee | $20Above the typical range ($5–$10 nationally) | $15 above the national median$10.50 above the New York median | — | — | Source |
| inactivity | $7.95Within the typical range ($5–$10 nationally) | $2.95 above the national median$1.55 below the New York median | — | Knox extract.rules v17 categorized a line held for review from Rosetta artifact #4808. canonical_hint=dormant_account; text_hash=e71d63b5ee9393bc760c3a1d06324f77076d31a173931f8bb24d1581bdc537b9; excerpt="a Digital Edge Spend Account will be charged a fee if, after the | inactivity...............................................................$7.95" | Source |
| Balance Checkbook Fee | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the New York median | — | Knox extract.rules v17 categorized a line held for review from Rosetta artifact #4808. canonical_hint=account_research; text_hash=e71d63b5ee9393bc760c3a1d06324f77076d31a173931f8bb24d1581bdc537b9; excerpt="Balance Checkbook Fee.......................................... $20/hr. | Foreign transactions are any transactions that you | account falls below $1,000 in any month, a fee will b" | Source |
| Research Fee | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the New York median | — | — | Source |
| Return Mail/Bad Address Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee^ | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the New York median | — | — | Source |
| Insufficient Funds Fee | $25 | ||||
ATM & CardVerified | |||||
| Non-Summit Owned ATM machines | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the New York median | — | — | Source |
Check ServicesVerified | |||||
| Official Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the New York median | — | — | Source |
| Money Orders | $2 | ||||
Account ServicesVerified | |||||
| Notary Fee (non-members) | $2Within the typical range ($0–$5 nationally) | $0.50 below the national medianAt the New York median | per day | — | Source |
| Check / HSA Check Order Fee Varies by style: Legal Order Processing Fee (per request) | $95 | ||||
Lending FeesVerified | |||||
| Late Payment Fee | $35Above the typical range ($10–$25 nationally) | $15 above the national median$10 above the New York median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Institution to Institution Transfer Fee | $30Within the typical range ($25–$35 nationally) | $5 above the national median$5 above the New York median | — | — | Source |
Other FeesVerified | |||||
| Interim statement copy | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the New York median | — | — | Source |
| Statement copies for previous quarter | $20 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
8 of 15
Published fees
29
Under review
0
Assets
$1.5B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.5B
Total deposits
$1.3B
Service charge income (year to date)
$3.0M
Fee income ratio
7.1%
Return on assets
0.86%
Financial profile · Pro
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| $5 below the national median$0.75 below the New York median |
| — |
| — |
| Source |
| Share-to-Share Overdraft Transfer Fee | $10Above the typical range ($2.50–$5 nationally) | $5 above the national median$5 above the New York median | per item | — | Source |
| At the national medianAt the New York median |
| per item |
| — |
| Source |
| Stop Payments | $25Within the typical range ($20–$30 nationally) | $2.50 below the national medianAt the New York median | — | — | Source |
| Check Cashing Fee (non-members, per visit) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the New York median | — | — | Source |
| Check Copy Fee | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New York median | — | — | Source |
| $45 above the national median$5 below the New York median |
| per item |
| — |
| Source |
| Legal Order Processing Fee (per request) | $95Within the typical range ($30–$100 nationally) | $45 above the national median$5 below the New York median | per item | Knox extract.rules v17 categorized a line held for review from Rosetta artifact #4808. canonical_hint=legal_process; text_hash=e71d63b5ee9393bc760c3a1d06324f77076d31a173931f8bb24d1581bdc537b9; excerpt="Check*/ HSA Check Order Fee ................ Varies by style | Legal Order Processing Fee (per request) ...........$95" | Source |
| Verification of Deposit (per request) | $20Above the typical range ($5–$15 nationally) | $10 above the national median$5 above the New York median | per item | — | Source |
| $17 above the national median$17 above the New York median |
| — |
| — |
| Source |
| Mortgage Subordination Fee | $125Above the typical range ($25–$100 nationally) | $87.50 above the national median$88.75 above the New York median | — | — | Source |