Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Stanwood Area Federal Credit Union

New Stanton, PennsylvaniaCredit UnionCleveland Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research Fee$10Below the typical range ($11–$25 nationally)

Overdraft & NSFVerified

ACH NSF Fee$33Above the typical range ($25–$32 nationally)
$3 above the national median$3 above the Pennsylvania median
Source
Debit Card NSF Fee$30Within the typical range ($25–$32 nationally)
At the national medianAt the Pennsylvania median
Source

ATM & CardVerified

ATM Transaction Fee (First eight (8) transactions FREE)$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$0.50 below the Pennsylvania median
per item · Source
Credit Card Replacement Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median$5 below the Pennsylvania median
Source
Visa Debit Card Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national medianAt the Pennsylvania median
Source

Check ServicesVerified

Money Order Fee$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$1 below the Pennsylvania median
Source
Stop Payment Fee$15Below the typical range ($20–$30 nationally)
$12.50 below the national median$10 below the Pennsylvania median
Source
Foreign Check Fee$10Within the typical range ($10–$25 nationally)
$10 below the national median$10 below the Pennsylvania median
Knox extract.rules v32 categorized a line held for review from Rosetta artifact #6400. canonical_hint=check_cashing; text_hash=437ca638fcc2174bcbd6d444c2675a447a164054aa19d230e78d23ef004af1a8; excerpt="Foreign Check Fee | $10.00" · Source
Photocopy of Check Fee$3.50Within the typical range ($2–$5 nationally)
$0.50 above the national median$0.50 above the Pennsylvania median
Source

Cash & DepositVerified

Deposited Item Returned Fee$15Within the typical range ($8–$25 nationally)
At the national median$5 below the Pennsylvania median
Source
Return Check Fee$30Above the typical range ($8–$25 nationally)
$15 above the national median$10 above the Pennsylvania median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Research Fee	$10Below the typical range ($11–$25 nationally)	$7.50 below the national median$7.50 below the Pennsylvania median	—	—	Source
Overdraft & NSFVerified
ACH NSF Fee	$33Above the typical range ($25–$32 nationally)	$3 above the national median$3 above the Pennsylvania median	—	—	Source
Debit Card NSF Fee	$30
ATM & CardVerified
ATM Transaction Fee (First eight (8) transactions FREE)	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$0.50 below the Pennsylvania median	per item	—	Source
Credit Card Replacement Fee	$5
Check ServicesVerified
Money Order Fee	$1Below the typical range ($1.50–$3 nationally)	$1 below the national median$1 below the Pennsylvania median	—	—	Source
Stop Payment Fee	$15
Cash & DepositVerified
Deposited Item Returned Fee	$15Within the typical range ($8–$25 nationally)	At the national median$5 below the Pennsylvania median	—	—	Source
Return Check Fee	$30
Lending FeesVerified
Loan Late Charge (10-Day Grace Period)	$30Above the typical range ($10–$25 nationally)	$10 above the national median$10 above the Pennsylvania median	—	—	Source
Gift & Prepaid CardsVerified
Visa Gift Card Fee	$2Below the typical range ($3–$4.95 nationally)	$1.50 below the national median$1 below the Pennsylvania median	—	—	Source
Other FeesVerified
Photocopies Fee	$0.10Below the typical range ($2–$5 nationally)	$2.90 below the national median$2.90 below the Pennsylvania median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $33

10% above the national median NSF fee

15 verified fees collected

Headline fees published

5 of 15

Published fees

Under review

Assets

$18.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$18.6M

Total deposits

$16.6M

Service charge income (year to date)

$7K

Fee income ratio

1.3%

Return on assets

0.30%

Financial profile · Pro

Performance from regulator filings

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