vs. U.S. typical range:LowerTypicalHigher
$22.50 above the national median$22.50 above the New York median
$22.50 above the national median$22.50 above the New York median
$2 above the national median$2 above the New York median
$2 above the national median$6.25 above the New York median
per item · Source
$2 above the national median$2 above the New York median
At the national medianAt the New York median
At the national medianAt the New York median
At the national medianAt the New York median
$2.50 above the national median$5 above the New York median
$3 above the national median$3 above the New York median
per item · Institution’s schedule
$2 above the national medianAt the New York median
$12.45 above the national median$12.45 above the New York median
$37.50 above the national median$37.50 above the New York median
$7.45 above the national median$7.45 above the New York median
At the national median$25 below the New York median
$25 above the national median$25 below the New York median
$5 below the national median$10 below the New York median
$0.45 above the national medianAt the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Checking Account Reconciliation | $40Above the typical range ($11–$25 nationally) | $22.50 above the national median$22.50 above the New York median | — | — | Source |
| Research Fee | $40Above the typical range ($11–$25 nationally) | $22.50 above the national median$22.50 above the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Debit Overdraft | $32Within the typical range ($25–$33 nationally) | $2 above the national median$2 above the New York median | — | — | Source |
| Returned Item (per occurence) | $32 | ||||
ATM & CardVerified | |||||
| ATM | $1.50Within the typical range ($1–$2.25 nationally) | At the national medianAt the New York median | — | — | Source |
| Replacement Card | $10 | ||||
Check ServicesVerified | |||||
| Certified Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the New York median | — | — | Source |
| Stop Payment | $30 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay Overnight Payment | $14.95Above the typical range ($0–$9.95 nationally) | $12.45 above the national median$12.45 above the New York median | — | — | Source |
| Bill Pay Payment Investigation/Claim Fee | $40 | ||||
Account ServicesVerified | |||||
| Tax Levy Processing | $50Within the typical range ($30–$90 nationally) | At the national median$25 below the New York median | — | — | Source |
| Subpoena | $75 | ||||
Gift & Prepaid CardsVerified | |||||
| Mastercard Gift Card | $3.95Within the typical range ($3–$4.95 nationally) | $0.45 above the national medianAt the New York median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$32
Headline fees published
7 of 15
Published fees
18
Under review
0
Assets
$322.2M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$322.2M
Total deposits
$282.5M
Service charge income (year to date)
$1.3M
Fee income ratio
11.6%
Return on assets
0.45%
Financial profile · Pro
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| $2 above the national median$6.25 above the New York median |
| per item |
| — |
| Source |
| Overdraft Transfer Fee (From Savings) | $7Above the typical range ($2.50–$5 nationally) | $2 above the national median$2 above the New York median | — | — | Source |
| At the national medianAt the New York median |
| — |
| — |
| Source |
| $2.50 above the national median$5 above the New York median |
| — |
| — |
| Source |
| Temporary Check (12 Checks) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the New York median | per item | — | Institution’s schedule |
| Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New York median | — | — | Source |
| $37.50 above the national median$37.50 above the New York median |
| — |
| — |
| Source |
| Bill Pay Same Day Electronic Payment | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$7.45 above the New York median | — | — | Source |
| $25 above the national median$25 below the New York median |
| — |
| — |
| Source |
| Account Verification | $5Within the typical range ($5–$15 nationally) | $5 below the national median$10 below the New York median | — | — | Source |