Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Freedom United Federal Credit Union

Rochester, PennsylvaniaCredit UnionCleveland Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

 Dormant Account$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

 NSF Fee$25Within the typical range ($25–$32 nationally)
$5 below the national median$5 below the Pennsylvania median
per item · Source
 Negative balance fee$20Above the typical range ($5–$15 nationally)
$15 above the national median$14.50 above the Pennsylvania median
Knox extract.rules v19 categorized a line held for review from Rosetta artifact #7265. canonical_hint=continuous_od; text_hash=ae7052ba2949119a38326f383af8a736039e335f674bd5eb36b9e372ece56676; excerpt=" Negative balance fee | $20.00" · Source

Check ServicesVerified

 Cashier’s Check$10Above the typical range ($3–$6 nationally)
$5 above the national median$5 above the Pennsylvania median
per item · Source
 Certified Check Fee$1Below the typical range ($3–$6 nationally)
$4 below the national median$4 below the Pennsylvania median
per item · Source
 Money Orders$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$1 below the Pennsylvania median
per item · Source
 Stop Payments$10Below the typical range ($20–$30 nationally)
$17.50 below the national median$15 below the Pennsylvania median
per item · Source
 Check Cashing Fee (non-member)$5Within the typical range ($5–$10 nationally)
At the national medianAt the Pennsylvania median
Source
 Copies of Share Drafts$1.50Below the typical range ($2–$5 nationally)
$1.50 below the national median$1.50 below the Pennsylvania median
per item · Source

Cash & DepositVerified

Coin Machine3%
—
Source
 Deposited Item Return$20Within the typical range ($8–$25 nationally)
$5 above the national medianAt the Pennsylvania median
per item · Source

Account ServicesVerified

 Garnishment (Attorney’s Fee)$100Above the typical range ($30–$90 nationally)
$50 above the national medianAt the Pennsylvania median
Source
 Levy Fee$25Below the typical range ($30–$90 nationally)
$25 below the national median$75 below the Pennsylvania median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
 Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Pennsylvania median	per month	—	Source
 Account Research Fee	$10Below the typical range ($11.38–$25 nationally)	$7.50 below the national median$7.50 below the Pennsylvania median	—	—	Source
Overdraft & NSFVerified
 NSF Fee	$25Within the typical range ($25–$32 nationally)	$5 below the national median$5 below the Pennsylvania median	per item	—	Source
 Negative balance fee	$20
Wire TransfersVerified
 Wire Transfer (outgoing)	$20Within the typical range ($20–$25 nationally)	$5 below the national median$5 below the Pennsylvania median	per item	—	Source
Check ServicesVerified
 Cashier’s Check	$10Above the typical range ($3–$6 nationally)	$5 above the national median$5 above the Pennsylvania median	per item	—	Source
 Certified Check Fee	$1
Cash & DepositVerified
Coin Machine	3%	—	—	—	Source
 Deposited Item Return	$20Within the typical range ($8–$25 nationally)	$5 above the national medianAt the Pennsylvania median
Account ServicesVerified
 Garnishment (Attorney’s Fee)	$100Above the typical range ($30–$90 nationally)	$50 above the national medianAt the Pennsylvania median	—	—	Source
 Levy Fee	$25
Other FeesVerified
 Duplicate Statement Request	$5Within the typical range ($2–$5 nationally)	$2 above the national median$2 above the Pennsylvania median	per item	—	Source

Fee change alerts

Get an email when Freedom United Federal Credit Union changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

15 verified fees collected

Headline fees published

5 of 15

Published fees

Under review

Assets

$94.2M

Work at Freedom United Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$94.2M

Total deposits

$76.2M

Service charge income (year to date)

$57K

Fee income ratio

2.3%

Return on assets

2.31%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 65,783 published fee entries from 3,612 institutions

See pricing