vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$6.75 below the Massachusetts median
per month · Source
$7.50 above the national medianAt the Massachusetts median
$22.50 below the national median$22.50 below the Massachusetts median
per item · Source
$22.50 below the national median$22.50 below the Massachusetts median
At the national medianAt the Massachusetts median
$1.50 above the national median$1.50 above the Massachusetts median
$5 above the national median$5 above the Massachusetts median
$10 above the national median$10 above the Massachusetts median
$15 above the national median$15 above the Massachusetts median
At the national medianAt the Massachusetts median
$5 below the national median$5 below the Massachusetts median
At the national median$5 above the Massachusetts median
$10 below the national median$10 below the Massachusetts median
$2.50 below the national median$1.25 below the Massachusetts median
$2.50 below the national median$1.25 below the Massachusetts median
per item · Source
$15 below the national median$15 below the Massachusetts median
$2 above the national medianAt the Massachusetts median
$0.50 above the national median$1.50 below the Massachusetts median
$7.50 below the national median$0.36 above the Massachusetts median
$135 above the national median$115 above the Massachusetts median
$15 below the national median$35 below the Massachusetts median
$5 above the national median$15 below the Massachusetts median
$10 below the national median$30 below the Massachusetts median
$15 above the national median$5 below the Massachusetts median
$5 below the national median$25 below the Massachusetts median
$25 above the national median$25 above the Massachusetts median
per item · Source
$25 above the national median$25 above the Massachusetts median
$0.50 below the national median$2.50 below the Massachusetts median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly maintenance | $0Below the typical range ($4–$10 nationally) | $6 below the national median$6.75 below the Massachusetts median | per month | — | Source |
| Research/Account Reconciliation | $25Within the typical range ($11–$25 nationally) | $7.50 above the national medianAt the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Each draft causing overdraft | $7.50Below the typical range ($25–$33 nationally) | $22.50 below the national median$22.50 below the Massachusetts median | per item | — | Source |
| NSF | $7.50 | ||||
ATM & CardVerified | |||||
| Non-NDCFCU ATM machine | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.50 above the Massachusetts median | — | — | Source |
| ATM/Debit card replacement | $15 | ||||
Wire TransfersVerified | |||||
| Wire Transfers: Outgoing-domestic | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Wire Transfers: Incoming-domestic | $5 | ||||
Check ServicesVerified | |||||
| Stop payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$1.25 below the Massachusetts median | — | — | Source |
| Stop payment (per item) | $25 | ||||
Cash & DepositVerified | |||||
| Returned deposited items - NSF, etc | $7.50Below the typical range ($8–$25 nationally) | $7.50 below the national median$0.36 above the Massachusetts median | — | — | Source |
Account ServicesVerified | |||||
| Drilled box | $180Above the typical range ($30–$70 nationally) | $135 above the national median$115 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 2x5 | $30 | ||||
Retirement & IRAVerified | |||||
| IRA termination transfer | $50Above the typical range ($25–$35 nationally) | $25 above the national median$25 above the Massachusetts median | — | — | Source |
Other FeesVerified | |||||
| Copy of statement (per page) | $2.50Within the typical range ($2–$5 nationally) | $0.50 below the national median$2.50 below the Massachusetts median | per item | — | Source |
Overdraft
$7.50
Of 42 others that publish it, 0 lower and 42 higher.
Monthly maintenance
$0.00
Of 24 others that publish it, 0 lower, 3 the same and 21 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$7.50
Headline fees published
10 of 15
Published fees
28
Under review
0
Assets
$58.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$58.3M
Total deposits
$50.9M
Service charge income (year to date)
$94K
Fee income ratio
7.9%
Return on assets
0.39%
Financial profile · Pro
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| $22.50 below the national median$22.50 below the Massachusetts median |
| — |
| — |
| Source |
| Return NSF draft | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| $5 above the national median$5 above the Massachusetts median |
| — |
| — |
| Source |
| ATM/Debit card replacement - 2nd time | $20Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Massachusetts median | — | — | Source |
| ATM/Debit card replacement - 3rd time | $25Above the typical range ($5–$10 nationally) | $15 above the national median$15 above the Massachusetts median | — | — | Source |
| $5 below the national median$5 below the Massachusetts median |
| — |
| — |
| Source |
| Wire Transfers: Outgoing-international | $50Within the typical range ($40–$50 nationally) | At the national median$5 above the Massachusetts median | — | — | Source |
| Wire Transfers: Incoming-international | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the Massachusetts median | — | — | Source |
| $2.50 below the national median$1.25 below the Massachusetts median |
| per item |
| — |
| Source |
| Collection item (incoming) | $5Below the typical range ($10–$25 nationally) | $15 below the national median$15 below the Massachusetts median | — | — | Source |
| Copy of draft | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | — | — | Source |
| Copy-on us check | $3.50Within the typical range ($2–$5 nationally) | $0.50 above the national median$1.50 below the Massachusetts median | — | — | Source |
| $15 below the national median$35 below the Massachusetts median |
| — |
| — |
| Source |
| Safe Deposit Box 3x10 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$15 below the Massachusetts median | — | — | Source |
| Safe Deposit Box 3x5 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$30 below the Massachusetts median | — | — | Source |
| Safe Deposit Box 5x10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$5 below the Massachusetts median | — | — | Source |
| Safe Deposit Box 5x5 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$25 below the Massachusetts median | — | — | Source |
| Liens, levies, or legal | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Massachusetts median | per item | — | Source |