vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$5 above the Texas median
per month · Source
$7.50 below the national median$5.50 below the Texas median
$20 below the national median$20 below the Texas median
per item · Source
$20 below the national median$20 below the Texas median
per item · Source
$5 below the national median$4.75 below the Texas median
$105 below the national median
per day · Check Clear courtesy overdraft program; maximum of twice per day · Institution’s schedule
$2.50 below the national median$2.25 below the Texas median
$17.50 below the national median$19.50 below the Texas median
per item · Source
$5 above the national median$5 above the Texas median
per item · Source
$2.50 below the national median$5 below the Texas median
$5 below the national median$2 below the Texas median
per item · Source
$85 above the national median$85 above the Texas median
$5 below the national median$5 below the Texas median
$25 below the national median$25 below the Texas median
$20 above the national median$20 above the Texas median
$15 below the national median$15 below the Texas median
$27.50 below the national median$15 below the Texas median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive/Dormant Account (per month after 180 days of inactivity) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Texas median | per month | — | Source |
| Account Research (per hour; 1 hour minimum) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5.50 below the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Check Clear ® Courtesy Overdraft (per presentment) | $10Below the typical range ($25–$33 nationally) | $20 below the national median$20 below the Texas median | per item | — | Source |
| Non-sufficient Funds (per presentment) | |||||
ATM & CardVerified | |||||
| Foreign Transactions | $0Below the typical range ($0.81–$5 nationally) | $2.50 below the national median$2.25 below the Texas median | — | — | Source |
Check ServicesVerified | |||||
| GENERAL SERVICES: Stop Payment (per request) | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$19.50 below the Texas median | per item | — | Source |
| Non-member Check Cashing (per check) | |||||
Digital & ElectronicVerified | |||||
| Zelle ® | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the Texas median | — | — | Source |
Cash & DepositVerified | |||||
| Returned Deposit Item (per presentment) | $10Within the typical range ($8–$25 nationally) | $5 below the national median$2 below the Texas median | per item | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box 10” x 10” x 22” | $130Above the typical range ($30–$70 nationally) | $85 above the national median$85 above the Texas median | — | — | Source |
| Safe Deposit Box 3” x 10” x 22” | $40 | ||||
Other FeesVerified | |||||
| Skip-a-Payment (per request) | $10Below the typical range ($25–$100 nationally) | $27.50 below the national median$15 below the Texas median | per item | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$10
Headline fees published
6 of 15
Published fees
17
Under review
0
Assets
$2.4B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$2.4B
Total deposits
$1.9B
Service charge income (year to date)
$1.2M
Fee income ratio
1.5%
Return on assets
0.25%
Financial profile · Pro
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| $10Below the typical range ($25–$32 nationally) |
| $20 below the national median$20 below the Texas median |
| per item |
| — |
| Source |
| Overdraft Transfer from Savings | $0Below the typical range ($2.50–$5 nationally) | $5 below the national median$4.75 below the Texas median | — | — | Source |
| NSF Daily Cap | $20Below the typical range ($98.50–$168.75 nationally) | $105 below the national median | per day | Check Clear courtesy overdraft program; maximum of twice per day | Institution’s schedule |
| $10Within the typical range ($5–$10 nationally) |
| $5 above the national median$5 above the Texas median |
| per item |
| — |
| Source |
| $5 below the national median$5 below the Texas median |
| — |
| — |
| Source |
| Safe Deposit Box 3” x 5” x 22” | $20Below the typical range ($30–$70 nationally) | $25 below the national median$25 below the Texas median | — | — | Source |
| Safe Deposit Box 5” x 10” x 22” | $65Within the typical range ($30–$70 nationally) | $20 above the national median$20 above the Texas median | — | — | Source |
| Safe Deposit Box 5” x 5” x 22” | $30Within the typical range ($30–$70 nationally) | $15 below the national median$15 below the Texas median | — | — | Source |