Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Evolve Federal Credit Union

El Paso, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Closed Account (less than 6 months)$15Above the typical range ($5–$10 nationally)

$8 above the national median$7.50 above the Texas median

Money Market Below Minimum Balance$10

$3 above the national median$2.50 above the Texas median

per month · Source

Dormant Account Fee Assessed at Time of Escheatment$15

$10 above the national median$10 above the Texas median

per month · Source

Account Reconciliation$10

$7.50 below the national median$5.50 below the Texas median

Source

Returned Mail$5

$12.50 below the national median$10.50 below the Texas median

per item · Source

Overdraft & NSFVerified

Overdraft Privilege$32Within the typical range ($25–$33 nationally)
$2 above the national median$2 above the Texas median
per item · Source

ATM & CardVerified

ATM Fee assessed for each Transaction at out of network ATMs$4Above the typical range ($1–$2.25 nationally)
$2.50 above the national median$2.50 above the Texas median
per transaction · Source

Wire TransfersVerified

Outgoing Wire Transfer (Within the USA)$5Below the typical range ($20–$25 nationally)
$20 below the national median$15 below the Texas median
per item · Source

Check ServicesVerified

Cashier’s Check$3Within the typical range ($3–$6 nationally)
$2 below the national median$2 below the Texas median
per item · Source
Teller Check Cashing$0Below the typical range ($3–$6 nationally)
$5 below the national median$5 below the Texas median
Source
Stop Payment Order$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$4.50 below the Texas median
per item · Source
Collection Item$15Within the typical range ($10–$25 nationally)
$5 below the national median$5 below the Texas median
per item · Source
Check Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Texas median
per item · Source

Digital & ElectronicVerified

Bill Pay$6Within the typical range ($0–$9.95 nationally)
$3.50 above the national median$1 above the Texas median
per month · Source

Account ServicesVerified

Notary of Acknowledgment for external documents only$0Within the typical range ($0–$5 nationally)
$2.50 below the national median$3 below the Texas median
Source
Legal Process Compliance$20Below the typical range ($30–$100 nationally)
$30 below the national median$55 below the Texas median
Source

Lending FeesVerified

Loan Late Fee (After 10 Days)$25Within the typical range ($10–$25 nationally)
$5 above the national medianAt the Texas median
Source

Gift & Prepaid CardsVerified

Gift Card$3Within the typical range ($3–$4.95 nationally)
$0.50 below the national median$0.50 below the Texas median
per item · Source

Other FeesVerified

/hr incl. reproduction$30Above the typical range ($2–$5 nationally)
$27 above the national median$27 above the Texas median
Source
/hr incl. reproduction$20Above the typical range ($2–$5 nationally)
$17 above the national median$17 above the Texas median
Source
Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Texas median
per item · Source
Skip A Pay$30Within the typical range ($25–$100 nationally)
$7.50 below the national median$5 above the Texas median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Closed Account (less than 6 months)	$15Above the typical range ($5–$10 nationally)	$8 above the national median$7.50 above the Texas median	per item	—	Source
Money Market Below Minimum Balance	$10Within the typical range ($5–$10 nationally)	$3 above the national median$2.50 above the Texas median	per month	—	Source
Dormant Account Fee Assessed at Time of Escheatment	$15Above the typical range ($5–$10 nationally)	$10 above the national median$10 above the Texas median	per month	—	Source
Account Reconciliation	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$5.50 below the Texas median	—	—	Source
Returned Mail	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$10.50 below the Texas median	per item	—	Source
Overdraft & NSFVerified
Overdraft Privilege	$32Within the typical range ($25–$33 nationally)	$2 above the national median$2 above the Texas median	per item	—	Source
ATM & CardVerified
ATM Fee assessed for each Transaction at out of network ATMs	$4Above the typical range ($1–$2.25 nationally)	$2.50 above the national median$2.50 above the Texas median	per transaction	—	Source
Wire TransfersVerified
Outgoing Wire Transfer (Within the USA)	$5Below the typical range ($20–$25 nationally)	$20 below the national median$15 below the Texas median	per item	—	Source
Check ServicesVerified
Cashier’s Check	$3Within the typical range ($3–$6 nationally)	$2 below the national median$2 below the Texas median	per item	—	Source
Teller Check Cashing	$0
Digital & ElectronicVerified
Bill Pay	$6Within the typical range ($0–$9.95 nationally)	$3.50 above the national median$1 above the Texas median	per month	—	Source
Account ServicesVerified
Notary of Acknowledgment for external documents only	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median$3 below the Texas median	—	—	Source
Legal Process Compliance	$20
Lending FeesVerified
Loan Late Fee (After 10 Days)	$25Within the typical range ($10–$25 nationally)	$5 above the national medianAt the Texas median	—	—	Source
Gift & Prepaid CardsVerified
Gift Card	$3Within the typical range ($3–$4.95 nationally)	$0.50 below the national median$0.50 below the Texas median	per item	—	Source
Other FeesVerified
/hr incl. reproduction	$30Above the typical range ($2–$5 nationally)	$27 above the national median$27 above the Texas median	—	—	Source
/hr incl. reproduction	$20

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

7% above the national median overdraft fee

22 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$323.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$323.2M

Total deposits

$283.5M

Service charge income (year to date)

$825K

Fee income ratio

10.1%

Return on assets

0.05%

Financial profile · Pro

Performance from regulator filings

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