vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$10 above the Texas median
$7.50 below the national median$5 below the Texas median
per transaction · Source
$10 below the national median$7.50 below the Texas median
per item · Source
$2 below the national median$2 below the Texas median
$5 below the national median$5 below the Texas median
per item · Source
$1 below the national median$1 below the Texas median
At the national median$0.25 above the Texas median
per day · Source
$5 below the national median$2.50 below the Texas median
$5 below the national medianAt the Texas median
$10 above the national median$10 above the Texas median
At the national medianAt the Texas median
per item · Source
$2 below the national median$2 below the Texas median
$2.50 below the national median$4.50 below the Texas median
per item · Source
$2.50 above the national median$0.50 above the Texas median
per item · Source
$5 above the national median$5 above the Texas median
per item · Source
$1 below the national median$1 below the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · Source
$15 above the national median$15.02 above the Texas median
$4 above the national median$1 below the Texas median
$2.50 below the national median$5 below the Texas median
$22.50 above the national median$20 above the Texas median
$12.50 above the national median$10 above the Texas median
$5 above the national median$5 above the Texas median
per item · Source
$80 above the national median$80 above the Texas median
$20 below the national median$20 below the Texas median
per item · Source
$5 below the national median$5 below the Texas median
At the national median$2.50 above the Texas median
$1 below the national median$1 below the Texas median
per item · Source
$2 below the national median$2 below the Texas median
per item · Source
$12.50 below the national medianAt the Texas median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Research, including statement balancing (per hour, 1 hour minimum) | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$10 above the Texas median | — | — | Source |
| Non-in person excessive transaction fee (per transaction) | $10Below the typical range ($11–$25 nationally) | $7.50 below the national median$5 below the Texas median | per transaction | — | Source |
| Returned Mail (per occurrence) | $7.50Below the typical range ($11–$25 nationally) | $10 below the national median$7.50 below the Texas median | per item | — | Source |
| Paper statement fee (per statement mailed) | $1Below the typical range ($2–$4.50 nationally) | $2 below the national median$2 below the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay (per item) | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the Texas median | per item | — | Source |
| Returned Check (NSF) drawn on MTFCU | $29 | ||||
ATM & CardVerified | |||||
| Lost/Stolen card replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Texas median | — | — | Source |
Wire TransfersVerified | |||||
| WIRE TRANSFER: Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Texas median | — | — | Source |
| WIRE TRANSFER: International | $60 | ||||
Check ServicesVerified | |||||
| Cashier's Check (per check) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Third Party Teller Check | $3 | ||||
Digital & ElectronicVerified | |||||
| One-time ACH Origination | $25Above the typical range ($5–$20 nationally) | $15 above the national median$15.02 above the Texas median | — | — | Source |
| ACH Returned Item | $29 | ||||
Account ServicesVerified | |||||
| Lost safe deposit box key (per key) | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 above the Texas median | per item | — | Source |
| Safe Deposit box drilling | $125 | ||||
Retirement & IRAVerified | |||||
| Outgoing IRA transfer/Rollover Fee | $25Within the typical range ($25–$35 nationally) | At the national median$2.50 above the Texas median | — | — | Source |
Other FeesVerified | |||||
| Plus per copy fee (per page) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Texas median | per item | — | Source |
| Statement Copies (per page) - Free using e-statements | $1 | ||||
Overdraft
$25.00
Of 122 others that publish it, 13 lower, 18 the same and 91 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
9 of 15
Published fees
30
Under review
0
Assets
$273.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$273.7M
Total deposits
$250.7M
Service charge income (year to date)
$624K
Fee income ratio
7.4%
Return on assets
1.31%
Financial profile · Pro
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| $1 below the national median$1 below the Texas median |
| — |
| — |
| Source |
| Overdraft Transfer Fee (per day) | $5Within the typical range ($2.50–$5 nationally) | At the national median$0.25 above the Texas median | per day | — | Source |
| $10 above the national median$10 above the Texas median |
| — |
| — |
| Source |
| $2 below the national median$2 below the Texas median |
| — |
| — |
| Source |
| Stop Payment (per item) | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$4.50 below the Texas median | per item | — | Source |
| Stop Payment: check or ACH (per item) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Texas median | per item | — | Source |
| Collection item: Foreign/”Payable Through” draft deposit (per item) | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Texas median | per item | — | Source |
| Check Copies (per item) - Free through online banking | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Texas median | per item | — | Source |
| Copy of Teller Check (per check) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | per item | — | Source |
| $4 above the national median$1 below the Texas median |
| — |
| — |
| Source |
| Bill Pay Access | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the Texas median | — | — | Source |
| Bill Pay Items returned due to member error. I.e. invalid payee acct\address | $25Above the typical range ($0–$9.95 nationally) | $22.50 above the national median$20 above the Texas median | — | — | Source |
| Bill Pay Proof of Payment, initiated by member | $15Above the typical range ($0–$9.95 nationally) | $12.50 above the national median$10 above the Texas median | — | — | Source |
| $80 above the national median$80 above the Texas median |
| — |
| — |
| Source |
| Levy/Garnishment (per account, per occurrence) | $30Within the typical range ($30–$90 nationally) | $20 below the national median$20 below the Texas median | per item | — | Source |
| Verification of Deposit or Loan/per account | $5Within the typical range ($5–$15 nationally) | $5 below the national median$5 below the Texas median | — | — | Source |
| $2 below the national median$2 below the Texas median |
| per item |
| — |
| Source |
| Skip-a-pay/Loan Extension - per loan (non-collection) | $25Within the typical range ($25–$100 nationally) | $12.50 below the national medianAt the Texas median | per item | — | Source |