vs. U.S. typical range:LowerTypicalHigher
$1 above the national median$2 above the New York median
per month · Source
At the national median$1 above the New York median
per month · Source
$4 above the national median$5 above the New York median
per month · Source
At the national median$4.50 below the New York median
$10 above the national median$5.50 above the New York median
per year · Source
$2.50 above the national median$2.50 above the New York median
At the national median$1 above the New York median
At the national medianAt the New York median
per item · Source
At the national medianAt the New York median
per item · Source
At the national median$4.25 above the New York median
per item · Source
$25 above the national median$25 above the New York median
At the national medianAt the New York median
per item · Source
$25 above the national median$25 above the New York median
At the national medianAt the New York median
$5 below the national median$5 below the New York median
$5 below the national medianAt the New York median
$10 below the national median$5 below the New York median
$5 above the national median$5 above the New York median
$15 above the national median$15 above the New York median
$2.50 above the national median$5 above the New York median
per item · Source
$2.50 above the national median$5 above the New York median
per item · Source
$22.50 above the national median$25 above the New York median
$1 above the national median$1 above the New York median
$4.50 above the national median$2.50 above the New York median
$4.50 above the national median$2.50 above the New York median
per item · Source
$2 above the national medianAt the New York median
per item · Source
$2.50 below the national median$2.50 below the New York median
$5 below the national median$3.25 below the New York median
$10 above the national median$5 above the New York median
per item · Source
$10 above the national median$5 above the New York median
per item · Source
$5 above the national medianAt the New York median
$25 above the national median$25 above the New York median
$5 below the national median$0.50 below the New York median
$2 above the national median$2 above the New York median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Freedom Checking Account Monthly fee | $7Within the typical range ($4–$10 nationally) | $1 above the national median$2 above the New York median | per month | — | Source |
| Monthly Fee | $6Within the typical range ($4–$10 nationally) | At the national median$1 above the New York median | per month | — | Source |
| Monthly Service Fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$5 above the New York median | per month | — | Source |
| Account Inactivity Fee - charged only | $5Within the typical range ($5–$10 nationally) | At the national median$4.50 below the New York median | — | — | Source |
| Annual Inactivity Fee | $15Above the typical range ($5–$10 nationally) | $10 above the national median$5.50 above the New York median | per year | — | Source |
| Reconciliation Service / Research | $20Within the typical range ($11–$25 nationally) | $2.50 above the national median$2.50 above the New York median | — | — | Source |
| Paper Statements | $3Within the typical range ($2–$4.85 nationally) | At the national median$1 above the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee (per item) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the New York median | per item | — | Source |
| Paid via Overdraft Protection (per item) | $30 | ||||
ATM & CardVerified | |||||
| Replacement Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the New York median | — | — | Source |
Wire TransfersVerified | |||||
| Wire - Outgoing (Domestic) | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the New York median | — | — | Source |
| Wire - Outgoing (International) | $45 | ||||
Check ServicesVerified | |||||
| Teller Check Payable to Someone Other than | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the New York median | — | — | Source |
| Teller Check Payable to Someone Other than | $20 | ||||
Digital & ElectronicVerified | |||||
| Deleting / Changing of Bill Payment | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$2.50 below the New York median | — | — | Source |
Cash & DepositVerified | |||||
| Balance Transfer Fee / Cash Advance Fee | $0Below the typical range ($2–$10 nationally) | $5 below the national median$3.25 below the New York median | — | — | Source |
| Checking Plus Account Fees: Fee: Returned Deposit or Payment Items (each) | $25 | ||||
Lending FeesVerified | |||||
| Late Payment Fee (after 5 days) | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the New York median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Transfer (Outgoing) Fee | $50Above the typical range ($25–$35 nationally) | $25 above the national median$25 above the New York median | — | — | Source |
Other FeesVerified | |||||
| Overnight Delivery | $25Within the typical range ($20–$40 nationally) | $5 below the national median$0.50 below the New York median | — | — | Source |
| Copies of Statements (per statement) | $5 | ||||
Overdraft
$30.00
Of 66 others that publish it, 38 lower, 10 the same and 18 higher.
Monthly maintenance
$7.00
Of 25 others that publish it, 23 lower, 2 the same and 0 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
11 of 15
Published fees
34
Under review
0
Assets
$334.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$334.4M
Total deposits
$319.1M
Service charge income (year to date)
$863K
Fee income ratio
10.4%
Return on assets
-0.16%
Financial profile · Pro
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| At the national medianAt the New York median |
| per item |
| — |
| Source |
| Returned Item Fee (per item) | $30Within the typical range ($25–$32 nationally) | At the national median$4.25 above the New York median | per item | — | Source |
| Overdraft Protection | $30Above the typical range ($2.50–$5 nationally) | $25 above the national median$25 above the New York median | — | — | Source |
| Overdraft Transfer (per item) | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the New York median | per item | — | Source |
| Pre-Authorized Transfers Paid via Overdraft | $30Above the typical range ($2.50–$5 nationally) | $25 above the national median$25 above the New York median | — | — | Source |
| $5 below the national medianAt the New York median |
| — |
| — |
| Source |
| Wire - Incoming (Domestic and International) | $10Within the typical range ($10–$25 nationally) | $10 below the national median$5 below the New York median | — | — | Source |
| $15 above the national median$15 above the New York median |
| — |
| — |
| Source |
| Stop Payment of Bill Pay (per request) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the New York median | per item | — | Source |
| Stop Payment Order (per item) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the New York median | per item | — | Source |
| Stop Payment Order on Teller Check | $50Above the typical range ($20–$30 nationally) | $22.50 above the national median$25 above the New York median | — | — | Source |
| Additional Starter or Temporary Checks (8) | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1 above the New York median | — | — | Source |
| Photocopy of Official Check or Teller Check | $7.50Above the typical range ($2–$5 nationally) | $4.50 above the national median$2.50 above the New York median | — | — | Source |
| Photocopy of Paid Check (per item) | $7.50Above the typical range ($2–$5 nationally) | $4.50 above the national median$2.50 above the New York median | per item | — | Source |
| Photocopy of Sales Drafts (each) | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New York median | per item | — | Source |
| $10 above the national median$5 above the New York median |
| per item |
| — |
| Source |
| Returned Deposit or Payment Items (each) | $25Within the typical range ($8–$25 nationally) | $10 above the national median$5 above the New York median | per item | — | Source |
| $2 above the national median$2 above the New York median |
| per item |
| — |
| Source |