vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$1.74 below the Virginia median
per month · Source
$6 below the national median$6.74 below the Virginia median
per month · Source
$7.50 above the national median$10 above the Virginia median
At the national medianAt the Virginia median
per item · Source
At the national medianAt the Virginia median
At the national median$1.25 above the Virginia median
per item · Source
At the national medianAt the Virginia median
$2.50 above the national medianAt the Virginia median
per item · Source
$5 above the national median$5 above the Virginia median
$55 above the national median$46 above the Virginia median
$17.45 above the national median$15.45 above the Virginia median
per item · Source
$15 above the national median$7.50 above the Virginia median
per item · Source
$25 above the national medianAt the Virginia median
$31.50 below the national median$9.50 below the Virginia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Essential Checking Account – monthly maintenance fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$1.74 below the Virginia median | per month | — | Source |
| Monthly Fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$6.74 below the Virginia median | per month | — | Source |
| Research (includes Account Reconciliation) - min. 1 hour charge | $25Within the typical range ($11.38–$25 nationally) | $7.50 above the national median$10 above the Virginia median | — | — | Source |
Overdraft & NSFVerified | |||||
| Automated Overdraft Transfer Available Funds to Checking | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Virginia median | per item | — | Source |
ATM & CardVerified | |||||
| Debit Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Virginia median | — | — | Source |
Wire TransfersVerified | |||||
| Wires - Outgoing | $25Within the typical range ($20–$25 nationally) | At the national median$1.25 above the Virginia median | per item | — | Source |
Check ServicesVerified | |||||
| Official Check with checking account | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Virginia median | — | — | Source |
| Stop Payment Order – each item | $30 | ||||
Digital & ElectronicVerified | |||||
| Checking Accounts Bill Payment Two (2) Day Delivery (paper check) | $19.95Above the typical range ($0–$9.95 nationally) | $17.45 above the national median$15.45 above the Virginia median | per item | — | Source |
Cash & DepositVerified | |||||
| Returned Deposited Check $.00/item Stop Payment Order - Check, ACH (per item) | $30Above the typical range ($8–$25 nationally) | $15 above the national median$7.50 above the Virginia median | per item | — | Source |
Account ServicesVerified | |||||
| Garnishment, Tax Lien or Similar Order | $75Within the typical range ($30–$90 nationally) | $25 above the national medianAt the Virginia median | — | — | Source |
Lending FeesVerified | |||||
| Mortgage Loan Origination | $0.50Below the typical range ($20.08–$71.25 nationally) | $31.50 below the national median$9.50 below the Virginia median | — | — | Source |
| HELOC Appraisal Fee | $500 | ||||
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Headline fees published
7 of 15
Published fees
15
Under review
0
Assets
$5.6B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$5.6B
Total deposits
$4.8B
Service charge income (year to date)
$16.2M
Fee income ratio
8.5%
Return on assets
0.76%
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| $2.50 above the national medianAt the Virginia median |
| per item |
| — |
| Source |
| Check Cashing member check for non-member | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Virginia median | — | — | Source |
| Foreign Check Processing | $75Above the typical range ($10–$25 nationally) | $55 above the national median$46 above the Virginia median | — | — | Source |
| $175 above the national median |
| — |
| — |
| Source |