vs. U.S. typical range:LowerTypicalHigher
$2 above the national median$1.25 above the Texas median
per month · Source
$6 below the national median$6.75 below the Texas median
per month · Source
$7.50 above the national median$10 above the Texas median
per month · Source
At the national medianAt the Texas median
$13 below the national median$10.50 below the Texas median
At the national medianAt the Texas median
At the national medianAt the Texas median
per transaction · Source
At the national medianAt the Texas median
$3 above the national median$3 above the Texas median
$2 above the national median$4.50 above the Texas median
per transaction · Source
At the national medianAt the Texas median
$0.55 above the national median$0.55 above the Texas median
$27.50 below the national median$29.50 below the Texas median
$10 below the national median$10 below the Texas median
$3 above the national median$3 above the Texas median
$15 above the national median$18 above the Texas median
$2.50 above the national median$2 above the Texas median
$50 above the national median$50 above the Texas median
$20 below the national median$20 below the Texas median
$30 above the national median$30 above the Texas median
$10 above the national median$10 above the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Fee | $8Within the typical range ($4.45–$10 nationally) | $2 above the national median$1.25 above the Texas median | per month | — | Source |
| No Monthly Fee, No Minimum Balance | $0Below the typical range ($4.45–$10 nationally) | $6 below the national median$6.75 below the Texas median | per month | — | Source |
| Closed Account Fee (180 Days) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Texas median | per month | — | Source |
| Inactive Dormant Accounts (After 18 Months) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | — | — | Source |
| Returned Mail Fee | $5Below the typical range ($12.50–$25 nationally) | $13 below the national median$10.50 below the Texas median | — | — | Source |
| Mailed Paper Statement | $3Within the typical range ($2–$4.50 nationally) | At the national medianAt the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay up to : (Per Transaction) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Texas median | per transaction | — | Source |
| Non-Sufficient Funds (NSF) | $30 | ||||
ATM & CardVerified | |||||
| Replacement Visa Debit Card | $12Above the typical range ($5–$10 nationally) | $2 above the national median$4.50 above the Texas median | per transaction | — | Source |
Check ServicesVerified | |||||
| VFCU Official Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | — | — | Source |
| Money Orders | $2.55 | ||||
Cash & DepositVerified | |||||
| Charge Back Fee | $30Above the typical range ($8–$25 nationally) | $15 above the national median$18 above the Texas median | — | — | Source |
Account ServicesVerified | |||||
| Notary Services | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median$2 above the Texas median | — | — | Source |
| Drill Fee | $95 | ||||
Overdraft
$30.00
Of 121 others that publish it, 48 lower, 39 the same and 34 higher.
Monthly maintenance
$4.00
Of 73 others that publish it, 15 lower, 2 the same and 56 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
21
Under review
0
Assets
$119.1M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$119.1M
Total deposits
$102.9M
Service charge income (year to date)
$923K
Fee income ratio
22.0%
Return on assets
0.29%
Financial profile · Pro
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| At the national medianAt the Texas median |
| — |
| — |
| Source |
| Overdraft Transfer Fee | $8Above the typical range ($2.50–$5 nationally) | $3 above the national median$3 above the Texas median | — | — | Source |
| $0.55 above the national median$0.55 above the Texas median |
| — |
| — |
| Source |
| 1 Stop Payment (Personal Check/ACH) | $0Below the typical range ($20–$30 nationally) | $27.50 below the national median$29.50 below the Texas median | — | — | Source |
| Collection Items | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the Texas median | — | — | Source |
| Fax copy of a check | $6Above the typical range ($2–$5 nationally) | $3 above the national median$3 above the Texas median | — | — | Source |
| $50 above the national median$50 above the Texas median |
| — |
| — |
| Source |
| Lost Key | $25Below the typical range ($30–$70 nationally) | $20 below the national median$20 below the Texas median | — | — | Source |
| Safe Deposit Box 10x10 | $75Above the typical range ($30–$70 nationally) | $30 above the national median$30 above the Texas median | — | — | Source |
| Safe Deposit Box 5x10 | $55Within the typical range ($30–$70 nationally) | $10 above the national median$10 above the Texas median | — | — | Source |