Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Lafayette Federal Credit Union

Rockville, MarylandCredit UnionRichmond Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly Maintenance Fee$5Within the typical range ($4–$10 nationally)

$1 below the national median$1.95 below the Maryland median

Account Closure$25

$7.50 above the national median$5 above the Maryland median

Source

Dormant Account Fee$10

$5 above the national median$5 above the Maryland median

per month · Source

Account Research$25

$7.50 above the national median$7.50 above the Maryland median

Source

Bad Address on Account$10

$7.50 below the national median$7.50 below the Maryland median

per month · Source

Overdraft & NSFVerified

Courtesy Pay Privilege Overdraft Fee$30Within the typical range ($25–$33 nationally)
At the national medianAt the Maryland median
per item · Source

ATM & CardVerified

ATM Withdrawals (non-LFCU owned ATMs): 5 free each month$2Within the typical range ($1–$2.25 nationally)
$0.50 above the national median$1 above the Maryland median
per item · Source

Wire TransfersVerified

Wire Transfers: Outgoing$25Within the typical range ($20–$25 nationally)
At the national medianAt the Maryland median
per item · Source
Wire Transfers: Incoming$15Within the typical range ($5–$15 nationally)
$5 above the national medianAt the Maryland median
per item · Source

Check ServicesVerified

Cashier's Check$5Within the typical range ($3–$6 nationally)
At the national medianAt the Maryland median
per item · Source
ACH Stop Payment$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$2.50 below the Maryland median
per item · Source
Non-Member Check Cashing$10Within the typical range ($5–$10 nationally)
$5 above the national median$5 above the Maryland median
per item · Source

Digital & ElectronicVerified

NSF or ACH Item Return (Check, ACH, ATM overdraft)$30Within the typical range ($15–$30 nationally)
$5 above the national medianAt the Maryland median
Source
Bill Pay provider charges a$25Above the typical range ($0–$9.95 nationally)
$22.50 above the national median$20 above the Maryland median
Source

Cash & DepositVerified

Check Deposit Return$25Within the typical range ($8–$25 nationally)
$10 above the national median$5 above the Maryland median
per item · Source

Account ServicesVerified

Safe Deposit Box 10”x 10”$135Above the typical range ($30–$70 nationally)
$90 above the national median$80 above the Maryland median
Source
Safe Deposit Box 3”x 10”$75Above the typical range ($30–$70 nationally)
$30 above the national median$20 above the Maryland median
Source
Safe Deposit Box 3”x 5”$35Within the typical range ($30–$70 nationally)
$10 below the national median$20 below the Maryland median
Source
Safe Deposit Box 5”x 10”$105Above the typical range ($30–$70 nationally)
$60 above the national median$50 above the Maryland median
Source
Safe Deposit Box 5”x 5”$55Within the typical range ($30–$70 nationally)
$10 above the national medianAt the Maryland median
Source
Safe Deposit Box Lock Replacement$250Above the typical range ($30–$70 nationally)
$205 above the national median$195 above the Maryland median
Source
Attachment (Tax Levy, Garnishment)$75Within the typical range ($30–$90 nationally)
$25 above the national median$25 below the Maryland median
per item · Source
Account Verification$20Above the typical range ($5–$15 nationally)
$10 above the national median$10 above the Maryland median
per item · Source

Gift & Prepaid CardsVerified

Mastercard® Gift Card$2.50Below the typical range ($3–$4.95 nationally)
$1 below the national median$1.45 below the Maryland median
Source

Other FeesVerified

Statement Photocopy$3Within the typical range ($2–$5 nationally)
At the national median$2 below the Maryland median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly Maintenance Fee	$5Within the typical range ($4–$10 nationally)	$1 below the national median$1.95 below the Maryland median	per month	—	Source
Account Closure	$25Within the typical range ($10–$25 nationally)	$7.50 above the national median$5 above the Maryland median	—	—	Source
Dormant Account Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median$5 above the Maryland median	per month	—	Source
Account Research	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$7.50 above the Maryland median	—	—	Source
Bad Address on Account	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$7.50 below the Maryland median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay Privilege Overdraft Fee	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Maryland median	per item	—	Source
ATM & CardVerified
ATM Withdrawals (non-LFCU owned ATMs): 5 free each month	$2Within the typical range ($1–$2.25 nationally)	$0.50 above the national median$1 above the Maryland median	per item	—	Source
Wire TransfersVerified
Wire Transfers: Outgoing	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Maryland median	per item	—	Source
Wire Transfers: Incoming	$15
Check ServicesVerified
Cashier's Check	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Maryland median	per item	—	Source
ACH Stop Payment	$25
Digital & ElectronicVerified
NSF or ACH Item Return (Check, ACH, ATM overdraft)	$30Within the typical range ($15–$30 nationally)	$5 above the national medianAt the Maryland median	—	—	Source
Bill Pay provider charges a	$25
Cash & DepositVerified
Check Deposit Return	$25Within the typical range ($8–$25 nationally)	$10 above the national median$5 above the Maryland median	per item	—	Source
Account ServicesVerified
Safe Deposit Box 10”x 10”	$135Above the typical range ($30–$70 nationally)	$90 above the national median$80 above the Maryland median	—	—	Source
Safe Deposit Box 3”x 10”	$75
Gift & Prepaid CardsVerified
Mastercard® Gift Card	$2.50Below the typical range ($3–$4.95 nationally)	$1 below the national median$1.45 below the Maryland median	—	—	Source
Other FeesVerified
Statement Photocopy	$3Within the typical range ($2–$5 nationally)	At the national median$2 below the Maryland median	per item	—	Source

Fee change alerts

Get an email when Lafayette Federal Credit Union changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

25 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$2.1B

Work at Lafayette Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$2.1B

Total deposits

$1.8B

Service charge income (year to date)

$17.6M

Fee income ratio

26.0%

Return on assets

0.11%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 65,676 published fee entries from 3,608 institutions

See pricing