vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Michigan median
per month · Account dormant if no deposits or withdrawals for one year · Institution’s schedule
$7.50 above the national median$6.25 above the Michigan median
$27.50 above the national median$26.25 above the Michigan median
$5 below the national median$4 below the Michigan median
per item · Source
$5 below the national median$4 below the Michigan median
per item · Source
$2 below the national median$2 below the Michigan median
per day · Source
$1.50 above the national median$1.15 above the Michigan median
$0.50 below the national median$0.85 below the Michigan median
At the national median$2.50 above the Michigan median
At the national medianAt the Michigan median
$10 above the national median$15 above the Michigan median
$1 below the national median$1 above the Michigan median
At the national medianAt the Michigan median
$2.50 below the national median$2 below the Michigan median
$2.50 below the national median$3 below the Michigan median
$9 below the national median$9 below the Michigan median
per item · Source
$2.50 above the national medianAt the Michigan median
At the national medianAt the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Checking Account | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | per month | Account dormant if no deposits or withdrawals for one year | Institution’s schedule |
| Account Balancing Assistance | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$6.25 above the Michigan median | — | — | Source |
| Account Research | $45Above the typical range ($12–$25 nationally) | $27.50 above the national median$26.25 above the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft (each item paid) | $25Within the typical range ($25–$33 nationally) | $5 below the national median$4 below the Michigan median | per item | — | Source |
| Non-sufficient Funds (each item returned) | $25 | ||||
ATM & CardVerified | |||||
| Cash Withdrawal At ATM - Non customer | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.15 above the Michigan median | — | — | Source |
| Foreign ATM Fee (ATM Service Charge) | $1 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Wire Transfer - Incoming - Credit To An Account | $20 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $4Within the typical range ($3–$6 nationally) | $1 below the national median$1 above the Michigan median | — | — | Source |
| Money Order | $2 | ||||
Digital & ElectronicVerified | |||||
| CeB - Consumer Electronic (Internet) Banking - Online Bill Payment | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$3 below the Michigan median | — | — | Source |
Cash & DepositVerified | |||||
| Deposited Checks Returned Unpaid (each item returned) | $6Below the typical range ($8–$25 nationally) | $9 below the national median$9 below the Michigan median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Fee | $5Within the typical range ($0–$5 nationally) | $2.50 above the national medianAt the Michigan median | — | — | Source |
| Levies | $50 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$25.00
Of 115 others that publish it, 18 lower, 13 the same and 84 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
9 of 15
Published fees
18
Under review
0
Assets
$142.5M
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Financial Context
Financials as of Q4 2025 · FDIC call report
Total assets
$142.5M
Total deposits
$130.8M
Service charge income
$28K
Fee income ratio
2.0%
Return on assets
-10.34%
Branches
5
Service charge income by quarter
Financial profile · Pro
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| $5 below the national median$4 below the Michigan median |
| per item |
| — |
| Source |
| Continuous Overdraft Fee | $3Below the typical range ($5–$15 nationally) | $2 below the national median$2 below the Michigan median | per day | — | Source |
| $0.50 below the national median$0.85 below the Michigan median |
| — |
| — |
| Source |
| Replace Debit Card or PIN | $10Within the typical range ($5–$10 nationally) | At the national median$2.50 above the Michigan median | — | — | Source |
| $10 above the national median$15 above the Michigan median |
| — |
| — |
| Source |
| At the national medianAt the Michigan median |
| — |
| — |
| Source |
| Stop Payment - Electronic Fund Transfers | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$2 below the Michigan median | — | — | Source |
| At the national medianAt the Michigan median |
| — |
| — |
| Source |