vs. U.S. typical range:LowerTypicalHigher
$12.50 above the national median$5 above the Florida median
$32.50 above the national median$25 above the Florida median
$5 above the national medianAt the Florida median
per month · Source
At the national median$5 below the Florida median
per month · Source
$5 above the national medianAt the Florida median
$7.50 above the national median$10 above the Florida median
$5 above the national median$3 above the Florida median
At the national medianAt the Florida median
$5 above the national median$5 above the Florida median
per day · Source
$1.50 above the national median$1 above the Florida median
per item · Source
At the national medianAt the Florida median
$5 below the national median$5 below the Florida median
$10 above the national median$10 above the Florida median
$15 above the national median$15 above the Florida median
$25 above the national median$25 above the Florida median
$5 above the national median$7.50 above the Florida median
$7.75 above the national median$5 above the Florida median
$3 above the national median$3 above the Florida median
$10 below the national median$15 below the Florida median
$6 below the national median$11 below the Florida median
per item · Source
$205 above the national median$192.50 above the Florida median
$125 above the national median$75 above the Florida median
$100 above the national median$50 above the Florida median
$15 above the national median$9.50 above the Florida median
$2 above the national median$1.75 above the Florida median
$2.50 below the national median$2.75 below the Florida median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closed Within 180 Days of Opening Fee | $30Above the typical range ($10–$25 nationally) | $12.50 above the national median$5 above the Florida median | — | — | Source |
| Individual Retirement Account Closing Fee | $50Above the typical range ($10–$25 nationally) | $32.50 above the national median$25 above the Florida median | — | — | Source |
| Dormant Service Charge, per month (FL and AL) | $10Within the typical range ($5–$10 nationally) | $5 above the national medianAt the Florida median | per month | — | Source |
| Dormant Service Charge, per month (GA) | $5Within the typical range ($5–$10 nationally) | At the national median$5 below the Florida median | per month | — | Source |
| Inactive Account Closing Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national medianAt the Florida median | — | — | Source |
| Account Reconciliation or Research Fee, per hour(one hour minimum) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Florida median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Item Fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$3 above the Florida median | — | — | Source |
| Commercial Account Continuous Overdraft Fee^ | $5 | ||||
ATM & CardVerified | |||||
| ATM Network Usage Fee, for each inquiry, transfer or withdrawal at non-Capital City Bank ATM | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1 above the Florida median | per item | — | Source |
| Debit Card Replacement Fee | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfers: Outgoing Domestic Fee | $35Above the typical range ($20–$25 nationally) | $10 above the national median$10 above the Florida median | — | — | Source |
| Wire Transfers: Incoming Domestic Fee | $25 | ||||
Check ServicesVerified | |||||
| Stop Payment Fee | $35Above the typical range ($20–$30 nationally) | $7.75 above the national median$5 above the Florida median | — | — | Source |
| Pre-printed Temporary Checks (12 checks) | $5 | ||||
Cash & DepositVerified | |||||
| Item Chargeback Fee, per item | $9Within the typical range ($8–$25 nationally) | $6 below the national median$11 below the Florida median | per item | — | Source |
| Night Depository Key, per additional key | $15 | ||||
Account ServicesVerified | |||||
| Box Drilling Fee (both keys lost) | $250Above the typical range ($30–$70 nationally) | $205 above the national median$192.50 above the Florida median | — | — | Source |
| Garnishment Fee | $175 | ||||
Other FeesVerified | |||||
| Duplicate Statement Fee, per duplicate statement | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.75 above the Florida median | — | — | Source |
| Photocopy fee, per page | $0.50 | ||||
Overdraft
$35.00
Of 19 others that publish it, 7 lower, 7 the same and 5 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
27
Under review
0
Assets
$4.4B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$4.4B
Total deposits
$3.8B
Service charge income
$5.7M
Fee income ratio
8.7%
Return on assets
1.53%
Branches
67
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Florida median |
| — |
| — |
| Source |
| Overdraft Protection Transfer fee, per daily transfer (from Checking, Savings, Lines of Credit and CheckLoans) | $10Above the typical range ($2.50–$5 nationally) | $5 above the national median$5 above the Florida median | per day | — | Source |
| At the national medianAt the Florida median |
| — |
| — |
| Source |
| Expedited Card Delivery Fee | $35Within the typical range ($30–$50 nationally) | $5 below the national median$5 below the Florida median | — | — | Source |
| $15 above the national median$15 above the Florida median |
| — |
| — |
| Source |
| Wire Transfers: Outgoing International Fee | $75Above the typical range ($40–$50 nationally) | $25 above the national median$25 above the Florida median | — | — | Source |
| Wire Transfers: Incoming International Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national median$7.50 above the Florida median | — | — | Source |
| $3 above the national median$3 above the Florida median |
| — |
| — |
| Source |
| Canadian Item Collection Fee | $10Below the typical range ($10.25–$25 nationally) | $10 below the national median$15 below the Florida median | — | — | Source |
| $5 above the national median |
| — |
| — |
| Source |
| $125 above the national median$75 above the Florida median |
| — |
| — |
| Source |
| Levy Fee | $150Above the typical range ($30–$87.50 nationally) | $100 above the national median$50 above the Florida median | — | — | Source |
| Deposit Account Verification Fee | $25Above the typical range ($5–$15 nationally) | $15 above the national median$9.50 above the Florida median | — | — | Source |
| $2.50 below the national median$2.75 below the Florida median |
| per item |
| — |
| Source |