vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$10 above the Texas median
$12.50 below the national median$10.50 below the Texas median
Knox extract.rules v30 categorized a line held for review from Rosetta artifact #2416. canonical_hint=account_research; text_hash=8f1f74da574733a2c9cc9a0d4de5c0ca063b2590a8b5c3778865b39da2e46a30; excerpt="Returned Mail Fee: $5" · Source
At the national medianAt the Texas median
$0.75 below the national median$0.75 below the Texas median
$5 below the national median$2.50 below the Texas median
$15 below the national median$12.50 below the Texas median
per item · domestic U.S. only · Institution’s schedule
At the national median$5 above the Texas median
$5 below the national medianAt the Texas median
$5 below the national medianAt the Texas median
$2 below the national median$2 below the Texas median
$2.50 above the national median$0.50 above the Texas median
per item · Source
$3 above the national median$3 above the Texas median
per item · for 8 checks · Institution’s schedule
$2 below the national median$2 below the Texas median
per item · Source
$10 below the national median$7 below the Texas median
per item · Source
$130 above the national median$130 above the Texas median
Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2416. canonical_hint=safe_deposit_box; text_hash=8f1f74da574733a2c9cc9a0d4de5c0ca063b2590a8b5c3778865b39da2e46a30; excerpt="Drilling Fee: $175" · Source
$30 below the national median$30 below the Texas median
Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2416. canonical_hint=safe_deposit_box; text_hash=8f1f74da574733a2c9cc9a0d4de5c0ca063b2590a8b5c3778865b39da2e46a30; excerpt="Key Replacement Fee: $15" · Source
$50 above the national median$50 above the Texas median
$10 below the national median$15 below the Texas median
$0.50 below the national median$0.50 below the Texas median
Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2416. canonical_hint=gift_card_purchase; text_hash=8f1f74da574733a2c9cc9a0d4de5c0ca063b2590a8b5c3778865b39da2e46a30; excerpt="Gift Cards (customers only; purchase fee): $3" · Source
$2 above the national median$2 above the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closure (closed within 90 days of opening) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Texas median | — | — | Source |
| Returned Mail Fee | $5Below the typical range ($12.50–$25 nationally) | $12.50 below the national median$10.50 below the Texas median | — | Knox extract.rules v30 categorized a line held for review from Rosetta artifact #2416. canonical_hint=account_research; text_hash=8f1f74da574733a2c9cc9a0d4de5c0ca063b2590a8b5c3778865b39da2e46a30; excerpt="Returned Mail Fee: $5" | Source |
Overdraft & NSFVerified | |||||
| Return Item Fee | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Texas median | — | — | Source |
ATM & CardVerified | |||||
| Balance inquiry | $0.75Below the typical range ($1–$2.25 nationally) | $0.75 below the national median$0.75 below the Texas median | — | — | Source |
| Replacement card | $5 | ||||
Wire TransfersVerified | |||||
| Wires: Outgoing Domestic | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Texas median | — | — | Source |
| Wires: Incoming Domestic | $5 | ||||
Check ServicesVerified | |||||
| Cashier's Check (customers only) | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Texas median | — | — | Source |
| Stop Payment | $30 | ||||
Cash & DepositVerified | |||||
| Chargebacks | $5Below the typical range ($8–$25 nationally) | $10 below the national median$7 below the Texas median | per item | — | Source |
Account ServicesVerified | |||||
| Drilling Fee | $175Above the typical range ($30–$70 nationally) | $130 above the national median$130 above the Texas median | — | Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2416. canonical_hint=safe_deposit_box; text_hash=8f1f74da574733a2c9cc9a0d4de5c0ca063b2590a8b5c3778865b39da2e46a30; excerpt="Drilling Fee: $175" | Source |
Lending FeesVerified | |||||
| Late Payment Fee (applied after 30 days) | $10Within the typical range ($10–$25 nationally) | $10 below the national median$15 below the Texas median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Cards (customers only; purchase fee) | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$0.50 below the Texas median | — | Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2416. canonical_hint=gift_card_purchase; text_hash=8f1f74da574733a2c9cc9a0d4de5c0ca063b2590a8b5c3778865b39da2e46a30; excerpt="Gift Cards (customers only; purchase fee): $3" | Source |
Other FeesVerified | |||||
| Statement Copies | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Headline fees published
8 of 15
Published fees
20
Under review
0
Assets
$4.3B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$4.3B
Total deposits
$3.8B
Service charge income
$1.2M
Fee income ratio
2.5%
Return on assets
1.62%
Branches
22
Service charge income by quarter
Financial profile · Pro
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| $5 below the national median$2.50 below the Texas median |
| — |
| — |
| Source |
| Debit Card Express Shipping | $25Below the typical range ($30–$50 nationally) | $15 below the national median$12.50 below the Texas median | per item | domestic U.S. only | Institution’s schedule |
| $5 below the national medianAt the Texas median |
| — |
| — |
| Source |
| Wires: Incoming International | $15Within the typical range ($10–$25 nationally) | $5 below the national medianAt the Texas median | — | — | Source |
| $2.50 above the national median$0.50 above the Texas median |
| per item |
| — |
| Source |
| Temporary Checks | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the Texas median | per item | for 8 checks | Institution’s schedule |
| Check Copies | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Texas median | per item | — | Source |
| $15Below the typical range ($30–$70 nationally) |
| $30 below the national median$30 below the Texas median |
| — |
| Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2416. canonical_hint=safe_deposit_box; text_hash=8f1f74da574733a2c9cc9a0d4de5c0ca063b2590a8b5c3778865b39da2e46a30; excerpt="Key Replacement Fee: $15" |
| Source |
| Levy/Garnishment/Government Freeze | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the Texas median | — | — | Source |