vs. U.S. typical range:LowerTypicalHigher
$5 below the national median$6.50 below the Alabama median
$2.50 below the national median$5 above the Alabama median
$10 above the national median$9.51 above the Alabama median
per quarter · Source
$7.50 above the national median$10 above the Alabama median
$3 above the national median$3 above the Alabama median
At the national medianAt the Alabama median
$5.50 above the national median$4 above the Alabama median
At the national medianAt the Alabama median
At the national median$1.25 below the Alabama median
per item · Source
$0.50 below the national median$0.50 above the Alabama median
$8 above the national median$8 above the Alabama median
$20 below the national median$20 below the Alabama median
$2.50 below the national median$4.22 below the Alabama median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| VRU Service Charge | $1Below the typical range ($4–$10 nationally) | $5 below the national median$6.50 below the Alabama median | — | — | Source |
| Account Close-Out Fee (if account is closed within 90 days of opening) | $15Within the typical range ($10–$25 nationally) | $2.50 below the national median$5 above the Alabama median | — | — | Source |
| Dormant Account Fee (charged quarterly) | $15Above the typical range ($5–$10 nationally) | $10 above the national median$9.51 above the Alabama median | per quarter | — | Source |
| Account Research | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Alabama median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee – Each overdraft paid over $5 | $33Within the typical range ($25–$33 nationally) | $3 above the national median$3 above the Alabama median | — | — | Source |
| Negative Balance Fee | $3 | ||||
Check ServicesVerified | |||||
| Official Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Alabama median | — | — | Source |
| Stop Payments Single Item Range of Items | $33 | ||||
Digital & ElectronicVerified | |||||
| Nonsufficient Funds (ACH) – Each paid or returned over $5 | $33Above the typical range ($15–$30 nationally) | $8 above the national median$8 above the Alabama median | — | — | Source |
| Nonsufficient Funds (ACH) – Eash paid or returned | $5 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$33
Headline fees published
4 of 15
Published fees
14
Under review
0
Assets
$248.1M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$248.1M
Total deposits
$237.4M
Service charge income
$461K
Fee income ratio
15.2%
Return on assets
1.04%
Branches
8
Service charge income by quarter
Financial profile · Pro
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| $2 below the national median |
| — |
| — |
| Source |
| $5.50 above the national median$4 above the Alabama median |
| — |
| — |
| Source |
| Counter Checks (up to 5) | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Alabama median | — | — | Source |
| On-Us Check Cashing for Non-Account Holders | $5Within the typical range ($5–$10 nationally) | At the national median$1.25 below the Alabama median | per item | — | Source |
| Copy of Check | $2.50Within the typical range ($2–$5 nationally) | $0.50 below the national median$0.50 above the Alabama median | — | — | Source |
| $20 below the national median$20 below the Alabama median |
| — |
| — |
| Source |
| Internet Banking Bill Payment Service | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$4.22 below the Alabama median | — | — | Source |