vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$10 above the Georgia median
$2 above the national median$2 above the Georgia median
per month · Source
$0.50 below the national medianAt the Georgia median
At the national medianAt the Georgia median
$5 above the national median$10 above the Georgia median
$15 above the national median$15 above the Georgia median
At the national medianAt the Georgia median
$30 above the national median$27.50 above the Georgia median
$2 above the national median$2 above the Georgia median
$7.50 above the national median$3 above the Georgia median
$1 below the national median$2 below the Georgia median
$2 below the national median$2 below the Georgia median
$2.50 below the national medianAt the Georgia median
$7 below the national median$4.25 below the Georgia median
$2.50 below the national medianAt the Georgia median
$100 above the national median$100 above the Georgia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Research per hour | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Georgia median | — | — | Source |
| Monthly Paper Statement (Effective 9/15/21) | $5Above the typical range ($2–$4.95 nationally) | $2 above the national median$2 above the Georgia median | per month | — | Source |
ATM & CardVerified | |||||
| Foreign ATM Transaction Fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Georgia median | — | — | Source |
| Replacement ATM/Debit Card Fee | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Fee (Domestic): Outgoing | $30Above the typical range ($20–$25 nationally) | $5 above the national median$10 above the Georgia median | — | — | Source |
| Wire Transfer Fee (Domestic): Incoming | $25 | ||||
Check ServicesVerified | |||||
| Official Bank Check | $7Above the typical range ($3–$6 nationally) | $2 above the national median$2 above the Georgia median | — | — | Source |
| Stop Payment Charge | $35 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the Georgia median | — | — | Source |
| Mobile Deposit | $0 | ||||
Cash & DepositVerified | |||||
| MasterCard/Visa Cash Advance 10% charge | $10Within the typical range ($2–$10 nationally) | $5 above the national median | — | — | Source |
| Return Deposit Item Fee (Commercial Only) | $8 | ||||
Account ServicesVerified | |||||
| Notary Services | $0Within the typical range ($0–$5 nationally) | $2.50 below the national medianAt the Georgia median | — | — | Source |
| Garnishment/Levy | $150 | ||||
Retirement & IRAVerified | |||||
| IRA Maintenance Fee (charged at transfer/account closing) | $50Above the typical range ($10–$25 nationally) | $35 above the national median | — | — | Source |
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Headline fees published
9 of 15
Published fees
19
Under review
0
Assets
$289.6M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$289.6M
Total deposits
$258.6M
Service charge income
$170K
Fee income ratio
7.1%
Return on assets
0.73%
Branches
2
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Georgia median |
| — |
| — |
| Source |
| $15 above the national median$15 above the Georgia median |
| — |
| — |
| Source |
| Wire Transfer Fee (International): Outgoing | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Georgia median | — | — | Source |
| Wire Transfer Fee (International): Incoming | $50Above the typical range ($10–$25 nationally) | $30 above the national median$27.50 above the Georgia median | — | — | Source |
| $7.50 above the national median$3 above the Georgia median |
| — |
| — |
| Source |
| Encoded Counter Check | $1Within the typical range ($1–$4 nationally) | $1 below the national median$2 below the Georgia median | — | — | Source |
| Copy of check or document | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Georgia median | — | — | Source |
| At the national median |
| — |
| — |
| Source |
| $7 below the national median$4.25 below the Georgia median |
| — |
| — |
| Source |
| $100 above the national median$100 above the Georgia median |
| — |
| — |
| Source |