vs. U.S. typical range:LowerTypicalHigher
$3 above the national median$5 above the Michigan median
$3 below the national median$1 below the Michigan median
$2.50 above the national median$10 above the Michigan median
$10 above the national median$10 above the Michigan median
$7.50 above the national median$6.25 above the Michigan median
$1 below the national median$0.50 below the Michigan median
per month · Source
At the national medianAt the Michigan median
per day · Source
$5 below the national median$2.50 below the Michigan median
$10 below the national median$5 below the Michigan median
$5 below the national median$5 below the Michigan median
$25 below the national median$20 below the Michigan median
$2 below the national medianAt the Michigan median
per item · Source
$0.50 above the national median$1 above the Michigan median
per item · Source
$1 below the national median$1 below the Michigan median
per item · Source
$5 above the national median$15 above the Michigan median
per item · Source
$1 below the national median$1.50 below the Michigan median
per item · Source
$9 below the national median$9 below the Michigan median
per item · Source
$5 above the national medianAt the Michigan median
$2.50 below the national median$5 below the Michigan median
$55 above the national median$51 above the Michigan median
per year · Source
$5 below the national median$9 below the Michigan median
per year · Source
$20 below the national median$24 below the Michigan median
per year · Source
$5 above the national median$1 above the Michigan median
per year · Source
$15 above the national median$11 above the Michigan median
per year · Source
$15 below the national median$19 below the Michigan median
per year · Source
$135 above the national median$131 above the Michigan median
$30 below the national median$34 below the Michigan median
$25 above the national median$25 above the Michigan median
$2 below the national median$2 below the Michigan median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Signature Checking Minimum Balance Fee | $10Within the typical range ($5–$10 nationally) | $3 above the national median$5 above the Michigan median | — | — | Source |
| Simple Checking Minimum Balance Fee | $4Below the typical range ($5–$10 nationally) | $3 below the national median$1 below the Michigan median | — | — | Source |
| Early Account Closing (per account; within 90 days) | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$10 above the Michigan median | — | — | Source |
| Escheatment of Accounts (per account) | $15Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Michigan median | — | — | Source |
| Account Research (per hour; $10 Minimum) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$6.25 above the Michigan median | — | — | Source |
| Health Savings Account Monthly Paper Statement Fee | $2Within the typical range ($2–$4.76 nationally) | $1 below the national median$0.50 below the Michigan median | per month | — | Source |
Overdraft & NSFVerified | |||||
| These fees apply to daily overdraft (OD) and non-sufficient funds (NSF) created by check | $5Within the typical range ($5–$15 nationally) | At the national medianAt the Michigan median | per day | — | Source |
ATM & CardVerified | |||||
| ATM or Debit Card Replacement Fee | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Michigan median | — | — | Source |
| Expedited ATM or Debit Card Delivery | $30 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Michigan median | — | — | Source |
| Wire Transfer - Outgoing International | $25 | ||||
Check ServicesVerified | |||||
| Cashier’s Check (per check) | $3Within the typical range ($3–$6 nationally) | $2 below the national medianAt the Michigan median | per item | — | Source |
| Stop Payment (per request) | $28 | ||||
Cash & DepositVerified | |||||
| Returned Deposited/Cashed Item (per item) | $6Below the typical range ($8–$25 nationally) | $9 below the national median$9 below the Michigan median | per item | — | Source |
| Night Depository Replacement Key | $15 | ||||
Account ServicesVerified | |||||
| Notary Public | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$5 below the Michigan median | — | — | Source |
| 10” x 10” (per year) | $100 | ||||
Other FeesVerified | |||||
| Photocopies (per page) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Michigan median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Headline fees published
8 of 15
Published fees
29
Under review
0
Assets
$6.8B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$6.8B
Total deposits
$3.9B
Service charge income
$14K
Fee income ratio
0.02%
Return on assets
2.86%
Branches
3
Service charge income by quarter
Financial profile · Pro
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| $10 below the national median$5 below the Michigan median |
| — |
| — |
| Source |
| $25 below the national median$20 below the Michigan median |
| — |
| — |
| Source |
| $0.50 above the national median$1 above the Michigan median |
| per item |
| — |
| Source |
| Counter Checks (each; must be purchased in increments of four) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Michigan median | per item | — | Source |
| Collection Items (per item) | $25Within the typical range ($10–$25 nationally) | $5 above the national median$15 above the Michigan median | per item | — | Source |
| Money Order (per check) & Copies of Checks | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1.50 below the Michigan median | per item | — | Source |
| $5 above the national medianAt the Michigan median |
| — |
| — |
| Source |
| $55 above the national median$51 above the Michigan median |
| per year |
| — |
| Source |
| 3” x 10” (per year) | $40Within the typical range ($30–$70 nationally) | $5 below the national median$9 below the Michigan median | per year | — | Source |
| 3” x 5” (per year) | $25Below the typical range ($30–$70 nationally) | $20 below the national median$24 below the Michigan median | per year | — | Source |
| 4” x 10” (per year) | $50Within the typical range ($30–$70 nationally) | $5 above the national median$1 above the Michigan median | per year | — | Source |
| 5” x 10” (per year) | $60Within the typical range ($30–$70 nationally) | $15 above the national median$11 above the Michigan median | per year | — | Source |
| 5” x 5” (per year) | $30Within the typical range ($30–$70 nationally) | $15 below the national median$19 below the Michigan median | per year | — | Source |
| Drill Box & Key Replacement (both keys lost; subject to change without notice) | $180Above the typical range ($30–$70 nationally) | $135 above the national median$131 above the Michigan median | — | — | Source |
| Safe Deposit Box Key Replacement (if one key lost) | $15Below the typical range ($30–$70 nationally) | $30 below the national median$34 below the Michigan median | — | — | Source |
| Garnishment | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Michigan median | — | — | Source |