vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$5 above the Kansas median
$7.50 above the national median$2.50 above the Kansas median
$10 below the national median$7 below the Kansas median
per item · Source
$10 below the national median$5 below the Kansas median
per item · Source
$0.50 above the national median$0.37 above the Kansas median
$5 below the national median$5 below the Kansas median
$5 below the national medianAt the Kansas median
$10 below the national median$10 below the Kansas median
$15 below the national median$15 below the Kansas median
$2 below the national median$2 below the Kansas median
At the national medianAt the Kansas median
$12.50 below the national median$10 below the Kansas median
$3 above the national median$4 above the Kansas median
$8.50 below the national median
per item · Source
$2.50 below the national median$2.23 below the Kansas median
$12 below the national median$7 below the Kansas median
per item · Source
$2.50 below the national median$5 below the Kansas median
$55 above the national median$67.75 above the Kansas median
$25 below the national median$12.25 below the Kansas median
$20 above the national median$32.75 above the Kansas median
$15 above the national median$27.75 above the Kansas median
$20 below the national median$7.25 below the Kansas median
$21 below the national median$8.25 below the Kansas median
$36 below the national median$23.25 below the Kansas median
$15 below the national median$2.25 below the Kansas median
$33 below the national median$20.25 below the Kansas median
$9 below the national median$3.75 above the Kansas median
At the national median$12.75 above the Kansas median
$27 below the national median$14.25 below the Kansas median
$3 above the national median$15.75 above the Kansas median
$35 below the national medianAt the Kansas median
$15 below the national median$10 below the Kansas median
$0.50 above the national median$0.50 above the Kansas median
per item · Source
$4 above the national median$4.19 above the Kansas median
$2.75 below the national median$2.56 below the Kansas median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closing Fee (within 90 days of opening) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$5 above the Kansas median | — | — | Source |
| Checkbook Balancing (Per Hour) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$2.50 above the Kansas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdrafts/OD (per item) | $20Below the typical range ($25–$33 nationally) | $10 below the national median$7 below the Kansas median | per item | — | Source |
| Non-Sufficient Fund Check/NSF (per item) | $20 | ||||
ATM & CardVerified | |||||
| Non-KCB ATM Withdrawal Fee (1st 4 free/month) | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.37 above the Kansas median | — | — | Source |
| ATM/Debit Replacement Card Fee | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfers: Outgoing Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Kansas median | — | — | Source |
| Incoming Wires (KCB Customers) | $0 | ||||
Check ServicesVerified | |||||
| Cashier Check | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Kansas median | — | — | Source |
| Money Orders | $2 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination – Manually | $1.50Below the typical range ($5–$20 nationally) | $8.50 below the national median | per item | — | Source |
| Bill Pay Service | $0 | ||||
Cash & DepositVerified | |||||
| Loose Coin Exchange | $0Within the typical range ($0–$3 nationally) | At the national median | — | — | Source |
| Deposited Item Returned (per item) (COMMERCIAL ONLY) | $3Below the typical range ($8–$25 nationally) | ||||
Account ServicesVerified | |||||
| Notary Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$5 below the Kansas median | — | — | Source |
| Box Drilling | $100 | ||||
Lending FeesVerified | |||||
| Late Payment | $5Below the typical range ($10–$25 nationally) | $15 below the national median$10 below the Kansas median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Card Fee (per card) | $4Within the typical range ($3–$4.95 nationally) | $0.50 above the national median$0.50 above the Kansas median | per item | — | Source |
Other FeesVerified | |||||
| Duplicate Statement | $7Above the typical range ($2–$5 nationally) | $4 above the national median$4.19 above the Kansas median | — | — | Source |
| Photocopies | $0.25 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$20.00
Of 124 others that publish it, 15 lower, 9 the same and 100 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$20
Headline fees published
10 of 15
Published fees
36
Under review
0
Assets
$322.3M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$322.3M
Total deposits
$283.5M
Service charge income
$74K
Fee income ratio
2.3%
Return on assets
1.53%
Branches
2
Service charge income by quarter
Financial profile · Pro
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| $10 below the national median$5 below the Kansas median |
| per item |
| — |
| Source |
| $5 below the national median$5 below the Kansas median |
| — |
| — |
| Source |
| $10 below the national median$10 below the Kansas median |
| — |
| — |
| Source |
| Wire Transfers: Outgoing International | $35Below the typical range ($40–$50 nationally) | $15 below the national median$15 below the Kansas median | — | — | Source |
| At the national medianAt the Kansas median |
| — |
| — |
| Source |
| Stop Payment | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$10 below the Kansas median | — | — | Source |
| Counter Checks (per package of 12) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$4 above the Kansas median | — | — | Source |
| $2.50 below the national median$2.23 below the Kansas median |
| — |
| — |
| Source |
| $12 below the national median$7 below the Kansas median |
| per item |
| — |
| Source |
| $55 above the national median$67.75 above the Kansas median |
| — |
| — |
| Source |
| Lost Key Replacement | $20Below the typical range ($30–$70 nationally) | $25 below the national median$12.25 below the Kansas median | — | — | Source |
| Safe Deposit Box 10 x 10 | $65Within the typical range ($30–$70 nationally) | $20 above the national median$32.75 above the Kansas median | — | — | Source |
| Safe Deposit Box 10 x 10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$27.75 above the Kansas median | — | — | Source |
| Safe Deposit Box 3 x 10 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$7.25 below the Kansas median | — | — | Source |
| Safe Deposit Box 3 x 10 | $24Below the typical range ($30–$70 nationally) | $21 below the national median$8.25 below the Kansas median | — | — | Source |
| Safe Deposit Box 3 x 5 | $9Below the typical range ($30–$70 nationally) | $36 below the national median$23.25 below the Kansas median | — | — | Source |
| Safe Deposit Box 4 x 10 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$2.25 below the Kansas median | — | — | Source |
| Safe Deposit Box 4 x 5 | $12Below the typical range ($30–$70 nationally) | $33 below the national median$20.25 below the Kansas median | — | — | Source |
| Safe Deposit Box 5 x 10 | $36Within the typical range ($30–$70 nationally) | $9 below the national median$3.75 above the Kansas median | — | — | Source |
| Safe Deposit Box 5 x 10 | $45Within the typical range ($30–$70 nationally) | At the national median$12.75 above the Kansas median | — | — | Source |
| Safe Deposit Box 5 x 5 | $18Below the typical range ($30–$70 nationally) | $27 below the national median$14.25 below the Kansas median | — | — | Source |
| Safe Deposit Box 8 x 10 | $48Within the typical range ($30–$70 nationally) | $3 above the national median$15.75 above the Kansas median | — | — | Source |
| Garnishment Fee | $15Below the typical range ($30–$90 nationally) | $35 below the national medianAt the Kansas median | — | — | Source |
| $2.75 below the national median$2.56 below the Kansas median |
| per item |
| — |
| Source |