vs. U.S. typical range:LowerTypicalHigher
$34 above the national median$32.51 above the Virginia median
per month · Source
$19 above the national median$17.51 above the Virginia median
per month · Source
$14 above the national median$12.51 above the Virginia median
per month · Source
$12.50 above the national median$20 above the Virginia median
$5 above the national medianAt the Virginia median
per month · Source
$5 above the national median$5 above the Virginia median
$5 above the national median$5 above the Virginia median
At the national median$0.50 above the Virginia median
$1.50 above the national median$2 above the Virginia median
$5 below the national median$5 below the Virginia median
At the national median$1.25 above the Virginia median
At the national median$5 above the Virginia median
$25 above the national median$27.50 above the Virginia median
$3 above the national median$3 above the Virginia median
$7.50 above the national median$5 above the Virginia median
$5 above the national median$4 below the Virginia median
At the national median$1 below the Virginia median
per item · Source
$12.45 above the national median$10.45 above the Virginia median
$7.45 above the national median$5.45 above the Virginia median
$7 below the national median$14.50 below the Virginia median
$2.50 above the national median$2.50 above the Virginia median
per item · Source
$50 above the national median$25 above the Virginia median
$2 above the national median$0.50 above the Virginia median
$7 above the national median$5.50 above the Virginia median
$1 below the national median$2.50 below the Virginia median
$2 below the national median$3.50 below the Virginia median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| ACH Manager Monthly Maintenance Fee | $40Above the typical range ($4–$10 nationally) | $34 above the national median$32.51 above the Virginia median | per month | — | Source |
| Positive Pay Monthly Maintenance Fee | $25Above the typical range ($4–$10 nationally) | $19 above the national median$17.51 above the Virginia median | per month | — | Source |
| Wire Manager Monthly Maintenance Fee | $20Above the typical range ($4–$10 nationally) | $14 above the national median$12.51 above the Virginia median | per month | — | Source |
| Account closed within 90 days | $30Above the typical range ($10–$25 nationally) | $12.50 above the national median$20 above the Virginia median | — | — | Source |
| Dormant accounts (per month) | $10Within the typical range ($5–$10 nationally) | $5 above the national medianAt the Virginia median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft/Returned Item Fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Virginia median | — | — | Source |
| Automatic Transfer of Funds from Savings to Checking for overdraft protection | $10 | ||||
ATM & CardVerified | |||||
| Foreign ATM transactions | $1.50Within the typical range ($1–$2.25 nationally) | At the national median$0.50 above the Virginia median | — | — | Source |
| Non-customer use of Farmers ATM | $3 | ||||
Wire TransfersVerified | |||||
| Outgoing Wire Transfer | $25Within the typical range ($20–$25 nationally) | At the national median$1.25 above the Virginia median | — | — | Source |
| Incoming Wire Transfer | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Checks (waived for club members) | $8Above the typical range ($3–$6 nationally) | $3 above the national median$3 above the Virginia median | — | — | Source |
| Stop Payment | $35 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay – Overnight Payment | $14.95Above the typical range ($0–$9.95 nationally) | $12.45 above the national median$10.45 above the Virginia median | — | — | Source |
| Online Bill Pay – Same Day Payment | $9.95 | ||||
Cash & DepositVerified | |||||
| Returned Deposit or Cashed Item | $8Within the typical range ($8–$25 nationally) | $7 below the national median$14.50 below the Virginia median | — | — | Source |
Account ServicesVerified | |||||
| Notary fees (per stamp, non-customer) | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median$2.50 above the Virginia median | per item | — | Source |
| Levy, Garnishment, Lien Fee | $100 | ||||
Other FeesVerified | |||||
| Copy of Statement | $5Within the typical range ($2–$5 nationally) | $2 above the national median$0.50 above the Virginia median | — | — | Source |
| Copy of Statement with images | $10 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 52 others that publish it, 25 lower, 17 the same and 10 higher.
Monthly maintenance
$25.00
Of 55 others that publish it, 53 lower and 2 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
11 of 15
Published fees
26
Under review
0
Assets
$374.6M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$374.6M
Total deposits
$313.6M
Service charge income
$142K
Fee income ratio
2.1%
Return on assets
1.26%
Branches
6
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$5 above the Virginia median |
| — |
| — |
| Source |
| $1.50 above the national median$2 above the Virginia median |
| — |
| — |
| Source |
| Replacement card fee | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Virginia median | — | — | Source |
| At the national median$5 above the Virginia median |
| — |
| — |
| Source |
| Outgoing Foreign Wire Transfer | $75Above the typical range ($40–$50 nationally) | $25 above the national median$27.50 above the Virginia median | — | — | Source |
| $7.50 above the national median$5 above the Virginia median |
| — |
| — |
| Source |
| Foreign Items Collection Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national median$4 below the Virginia median | — | — | Source |
| Copy of Check (per copy) | $3Within the typical range ($2–$5 nationally) | At the national median$1 below the Virginia median | per item | — | Source |
| $7.45 above the national median$5.45 above the Virginia median |
| — |
| — |
| Source |
| $50 above the national median$25 above the Virginia median |
| — |
| — |
| Source |
| $7 above the national median$5.50 above the Virginia median |
| — |
| — |
| Source |
| Fax fee | $2Within the typical range ($2–$5 nationally) | $1 below the national median$2.50 below the Virginia median | — | — | Source |
| Photocopy Fee (per page, non-customer) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$3.50 below the Virginia median | per item | — | Source |