vs. U.S. typical range:LowerTypicalHigher
$2.50 below the national medianAt the Iowa median
At the national medianAt the Iowa median
$12.50 above the national median$10 above the Iowa median
$2.50 above the national medianAt the Iowa median
$5 above the national median$5 above the Iowa median
per item · Source
$5 above the national median$6.50 above the Iowa median
per item · Source
$2.50 above the national median$2.50 above the Iowa median
$0.50 below the national median$0.50 below the Iowa median
$10 above the national median$10 above the Iowa median
At the national median$4 above the Iowa median
At the national medianAt the Iowa median
$5 below the national median$1.25 below the Iowa median
$15 above the national median$20 above the Iowa median
$1 above the national median$1 above the Iowa median
$3 above the national median$2 above the Iowa median
At the national medianAt the Iowa median
$10 above the national median$13.50 above the Iowa median
$1 below the national median$1 below the Iowa median
$2.50 below the national medianAt the Iowa median
$2.50 above the national medianAt the Iowa median
$95 above the national median$100.01 above the Iowa median
$25 below the national median$19.99 below the Iowa median
At the national medianAt the Iowa median
$15 below the national median$10 below the Iowa median
$25 above the national median$25 above the Iowa median
$2.85 below the national median$2.16 below the Iowa median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account closed within 90 days | $15Within the typical range ($10–$25 nationally) | $2.50 below the national medianAt the Iowa median | — | — | Source |
| Dormant fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Iowa median | — | — | Source |
| Account balancing assistance ($15.00 minimum) (per hour) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$10 above the Iowa median | — | — | Source |
| Debit Card Chargeback fee | $20Within the typical range ($12–$25 nationally) | $2.50 above the national medianAt the Iowa median | — | — | Source |
Overdraft & NSFVerified | |||||
| Paid Overdraft Item Fee (per item) | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Iowa median | per item | — | Source |
| Return Insufficient Funds (per item) | $35 | ||||
ATM & CardVerified | |||||
| Foreign ATM fee (over 5 transactions per month) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Iowa median | — | — | Source |
| Replace lost ATM card | $20 | ||||
Wire TransfersVerified | |||||
| Wire transfers: Domestic outgoing | $25Within the typical range ($20–$25 nationally) | At the national median$4 above the Iowa median | — | — | Source |
| Wire transfers: Domestic incoming | $10 | ||||
Check ServicesVerified | |||||
| Cashier's check fee | $6Within the typical range ($3–$6 nationally) | $1 above the national median$1 above the Iowa median | — | — | Source |
| Money order | $5 | ||||
Digital & ElectronicVerified | |||||
| ACH Return Fee | $5Below the typical range ($15–$30 nationally) | $20 below the national median | — | — | Source |
| Internet bill payment | $0 | ||||
Account ServicesVerified | |||||
| Notary Services | $5Within the typical range ($0–$5 nationally) | $2.50 above the national medianAt the Iowa median | — | — | Source |
| Drilling | $140 | ||||
Lending FeesVerified | |||||
| Late payment (after 30 days) (per month) | $5Below the typical range ($10–$25 nationally) | $15 below the national median$10 below the Iowa median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA transfer fee | $50Above the typical range ($25–$35 nationally) | $25 above the national median$25 above the Iowa median | — | — | Source |
Other FeesVerified | |||||
| Photocopies (per page) (after 30 free) | $0.15Below the typical range ($2–$5 nationally) | $2.85 below the national median$2.16 below the Iowa median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 115 others that publish it, 86 lower, 23 the same and 6 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
27
Under review
0
Assets
$396.1M
Work at First Iowa State Bank? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$396.1M
Total deposits
$359.0M
Service charge income
$112K
Fee income ratio
2.2%
Return on assets
2.26%
Branches
6
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 above the national median$6.50 above the Iowa median |
| per item |
| — |
| Source |
| Overdraft protection transfer | $7.50Above the typical range ($2.50–$5 nationally) | $2.50 above the national median$2.50 above the Iowa median | — | — | Source |
| $10 above the national median$10 above the Iowa median |
| — |
| — |
| Source |
| At the national medianAt the Iowa median |
| — |
| — |
| Source |
| Wire transfers: International outgoing | $45Within the typical range ($40–$50 nationally) | $5 below the national median$1.25 below the Iowa median | — | — | Source |
| Wire transfers: International incoming | $35Above the typical range ($10–$25 nationally) | $15 above the national median$20 above the Iowa median | — | — | Source |
| $3 above the national median$2 above the Iowa median |
| — |
| — |
| Source |
| Check cashing non-customer | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Iowa median | — | — | Source |
| Collection item | $30Above the typical range ($10–$25 nationally) | $10 above the national median$13.50 above the Iowa median | — | — | Source |
| Copy of paid check | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Iowa median | — | — | Source |
| $2.50 below the national medianAt the Iowa median |
| — |
| — |
| Source |
| $95 above the national median$100.01 above the Iowa median |
| — |
| — |
| Source |
| Replacement key | $20Below the typical range ($30–$70 nationally) | $25 below the national median$19.99 below the Iowa median | — | — | Source |
| Garnishment/ Levy | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Iowa median | — | — | Source |