Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Spring Bank

Brookfield, WisconsinBankChicago Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

~ Monthly Fee$20Above the typical range ($4–$10 nationally)

Overdraft & NSFVerified

NSF (Non-Sufficient) / Overdraft Paid Item Fee (Per item)$35Above the typical range ($25–$33 nationally)
$5 above the national median$7 above the Wisconsin median
per item · Source
^ Returned Item Fee – NSF (Non-Sufficient Funds) (Per item)$35Above the typical range ($25–$32 nationally)
$5 above the national median$7 above the Wisconsin median
per item · Source
Return ACH Fee$15Below the typical range ($25–$32 nationally)
$15 below the national median$13 below the Wisconsin median
Source

ATM & CardVerified

Replacement Card (Plus expedited delivery costs if applicable)$15Below the typical range ($30–$50 nationally)
$25 below the national median$22.50 below the Wisconsin median
Source
^ Foreign Transaction Fee (Plus VISA ISA Fee (Currency Conversion Fee))$3Within the typical range ($1–$5 nationally)
$0.50 above the national median
Source

Wire TransfersVerified

^ Wire Fee Outbound (Domestic.)$25Within the typical range ($20–$25 nationally)
At the national medianAt the Wisconsin median
Source
Business Accounts Effective 12/15/2019 Cash Management Services: Wire Fee Incoming (Domestic.)$15Within the typical range ($5–$15 nationally)
$5 above the national median$5 above the Wisconsin median
Source
^ Wire Fee Outbound (International.)$50Within the typical range ($40–$50 nationally)
At the national median$3.50 below the Wisconsin median
Source
^ Wire Fee Incoming (International.)$30Above the typical range ($10–$25 nationally)
$10 above the national median$10 above the Wisconsin median
Source

Check ServicesVerified

^ Bank Approved Official Check – Non Customer$10Above the typical range ($3–$6 nationally)
$5 above the national median$5 above the Wisconsin median
Source
^ Stop Payment Fee (Per item)$35Above the typical range ($20–$30 nationally)
$7.50 above the national median$7.50 above the Wisconsin median
per item · Source
Check Cashing – Non Customer (Per item)$10Within the typical range ($5–$10 nationally)
$5 above the national median$5 above the Wisconsin median
per item · Source
^ Foreign Check Processing (Plus costs) (Per item)$25Within the typical range ($10–$25 nationally)
$5 above the national median$5 above the Wisconsin median
per item · Source
Copies of Items (Including paid checks, deposit/withdrawal slips, statements, 1099’s and other documents)$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Wisconsin median
per item · Source

Digital & ElectronicVerified

~ Same Day ACH Origination Per File$15Within the typical range ($5–$20 nationally)
$5 above the national median$5 above the Wisconsin median
Source
ACH Origination Initial Set Up$25Above the typical range ($5–$20 nationally)
$15 above the national median$15 above the Wisconsin median
Source

Account ServicesVerified

Tax levy or Garnishment Processing Fee (Per account, per occurrence)$75Within the typical range ($30–$90 nationally)
$25 above the national median$25 above the Wisconsin median
per item · Source

Other FeesVerified

Additional or Duplicate Statement (Per month)$5Within the typical range ($2–$5 nationally)
$2 above the national median$2.37 above the Wisconsin median
per month · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
~ Monthly Fee	$20Above the typical range ($4–$10 nationally)	$14 above the national median$14 above the Wisconsin median	per month	—	Source
Monthly Service Fee	$15Above the typical range ($4–$10 nationally)	$9 above the national median$9 above the Wisconsin median	per month	—	Source
Monthly Service Fee	$5Within the typical range ($4–$10 nationally)	$1 below the national median$1 below the Wisconsin median	per month	—	Source
Account Closed Within 3 Mon	$25Within the typical range ($10–$25 nationally)	$7.50 above the national medianAt the Wisconsin median	per item	—	Source
Account Closed Within 3 Months of Opening	$25Within the typical range ($10–$25 nationally)	$7.50 above the national medianAt the Wisconsin median	—	—	Source
^ Dormant Fee (Account not used for 12 months) (Per month)	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Wisconsin median	per month	—	Source
^ Research Fee	$50Above the typical range ($11–$25 nationally)	$32.50 above the national median$32.50 above the Wisconsin median	—	—	Source
^ Return of Paper Statement Fee (Per statement)	$5Below the typical range ($11–$25 nationally)	$12.50 below the national median$12.50 below the Wisconsin median	—	—	Source
~ Undeliverable E-Statement Fee (Per statement)	$5Below the typical range ($11–$25 nationally)	$12.50 below the national median$12.50 below the Wisconsin median	—	—	Source
Account Reconciliation Fee (Per hour, ½ hour minimum)	$40Above the typical range ($11–$25 nationally)	$22.50 above the national median$22.50 above the Wisconsin median	—	—	Source
Overdraft & NSFVerified
NSF (Non-Sufficient) / Overdraft Paid Item Fee (Per item)	$35Above the typical range ($25–$33 nationally)	$5 above the national median$7 above the Wisconsin median	per item	—	Source
^ Returned Item Fee – NSF (Non-Sufficient Funds) (Per item)	$35
ATM & CardVerified
Replacement Card (Plus expedited delivery costs if applicable)	$15Below the typical range ($30–$50 nationally)	$25 below the national median$22.50 below the Wisconsin median	—	—	Source
^ Foreign Transaction Fee (Plus VISA ISA Fee (Currency Conversion Fee))	$3
Wire TransfersVerified
^ Wire Fee Outbound (Domestic.)	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Wisconsin median	—	—	Source
Business Accounts Effective 12/15/2019 Cash Management Services: Wire Fee Incoming (Domestic.)	$15
Check ServicesVerified
^ Bank Approved Official Check – Non Customer	$10Above the typical range ($3–$6 nationally)	$5 above the national median$5 above the Wisconsin median	—	—	Source
^ Stop Payment Fee (Per item)	$35
Digital & ElectronicVerified
~ Same Day ACH Origination Per File	$15Within the typical range ($5–$20 nationally)	$5 above the national median$5 above the Wisconsin median	—	—	Source
ACH Origination Initial Set Up	$25
Account ServicesVerified
Tax levy or Garnishment Processing Fee (Per account, per occurrence)	$75Within the typical range ($30–$90 nationally)	$25 above the national median$25 above the Wisconsin median	per item	—	Source
Gift & Prepaid CardsVerified
Gift Card	$3Within the typical range ($3–$4.95 nationally)	$0.50 below the national median$0.50 below the Wisconsin median	—	—	Source
Other FeesVerified
Additional or Duplicate Statement (Per month)	$5Within the typical range ($2–$5 nationally)	$2 above the national median$2.37 above the Wisconsin median	per month	—	Source

Fee change alerts

Get an email when Spring Bank changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

29 verified fees collected

Headline fees published

9 of 15

Published fees

Under review

Assets

$440.7M

Work at Spring Bank? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$440.7M

Total deposits

$332.3M

Service charge income

$27K

Fee income ratio

0.65%

Return on assets

1.60%

Branches

Service charge income by quarter

Q2 2026$27K

Q1 2026$26K

Q4 2025$44K

Q3 2025$27K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 66,435 published fee entries from 3,614 institutions

See pricing