vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$5 below the Texas median
At the national medianAt the Texas median
per month · Source
$7.50 above the national median$10 above the Texas median
$12.50 below the national median$10 below the Texas median
per item · Source
$5 above the national median$5 above the Texas median
per item · Source
$7 above the national median$7.25 above the Texas median
per item · Source
$0.50 above the national median$0.50 above the Texas median
per item · Source
$0.50 above the national median$0.50 above the Texas median
$5 above the national median$7.50 above the Texas median
per item · Source
At the national median$0.25 above the Texas median
$35 above the national median$40 above the Texas median
per item · Source
$15 below the national median$10 below the Texas median
per item · Source
$10 above the national median$15 above the Texas median
per item · Source
$2.50 above the national median$7.50 above the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
$7.50 above the national median$5.50 above the Texas median
per item · Source
$1.50 below the national median$1.50 below the Texas median
per item · Source
$7.45 above the national median$4.95 above the Texas median
per item · Source
At the national medianAt the Texas median
$3 below the national medianAt the Texas median
per item · Source
$50 above the national median$50 above the Texas median
per item · Source
$5 below the national medianAt the Texas median
per transaction · Source
$1 below the national median$1 below the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account closed within 90 days of opening | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the Texas median | — | — | Source |
| Inactivity fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | per month | — | Source |
| Account research | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$10 above the Texas median | — | — | Source |
| Return Mail Processing fee | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$10 below the Texas median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft fee (checks and other debits paid) | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Texas median | per item | — | Source |
| Overdraft transfer protection | $12 | ||||
ATM & CardVerified | |||||
| Balance Inquiry | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the Texas median | per item | — | Source |
| Non-IBC ATM locations (in the U.S.): Withdrawal | $2 | ||||
Wire TransfersVerified | |||||
| Outgoing Wire Transfer outside USA Consumer Customer | $60Above the typical range ($20–$25 nationally) | $35 above the national median$40 above the Texas median | per item | — | Source |
| Outgoing Wire Transfer within IBC (Book Transfer) | $10 | ||||
Check ServicesVerified | |||||
| Reproduction of TT&Ls or Cashier's checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Stop payment (all items) | $35 | ||||
Digital & ElectronicVerified | |||||
| Same-Day Bill Payment | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$4.95 above the Texas median | per item | — | Source |
| Mobile Deposit | $0 | ||||
Cash & DepositVerified | |||||
| Charge Back fee for Commercial Accounts Only (Deposited checks and other items returned unpaid) | $12Within the typical range ($8–$25 nationally) | $3 below the national medianAt the Texas median | per item | — | Source |
Account ServicesVerified | |||||
| Litigation Levies and Freezes | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the Texas median | per item | — | Source |
Other FeesVerified | |||||
| Int'l Courier Proc. Fee | $25Within the typical range ($20–$40 nationally) | $5 below the national medianAt the Texas median | per transaction | — | Source |
| Photocopies | $2 | ||||
Overdraft
$35.00
Of 49 others that publish it, 31 lower, 16 the same and 2 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
11 of 15
Published fees
27
Under review
0
Assets
$567.8M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$567.8M
Total deposits
$457.0M
Service charge income
$1.3M
Fee income ratio
19.4%
Return on assets
1.85%
Branches
9
Service charge income by quarter
Financial profile · Pro
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| $7 above the national median$7.25 above the Texas median |
| per item |
| — |
| Source |
| $0.50 above the national median$0.50 above the Texas median |
| — |
| — |
| Source |
| Debit/ATM Card Replacement Fee | $15Above the typical range ($5–$10 nationally) | $5 above the national median$7.50 above the Texas median | per item | — | Source |
| Non-IBC ATM locations (outside the U.S.): Withdrawal | $2.50Within the typical range ($1–$5 nationally) | At the national median$0.25 above the Texas median | — | — | Source |
| $15 below the national median$10 below the Texas median |
| per item |
| — |
| Source |
| Outgoing Wire Transfer within USA by IBC Representative | $35Above the typical range ($20–$25 nationally) | $10 above the national median$15 above the Texas median | per item | — | Source |
| Incoming Wire Transfer | $12.50Within the typical range ($5–$15 nationally) | $2.50 above the national median$7.50 above the Texas median | per item | — | Source |
| Outgoing Wire Transfer outside USA Business Customer | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Texas median | per item | — | Source |
| $7.50 above the national median$5.50 above the Texas median |
| per item |
| — |
| Source |
| Temporary checks | $0.50Below the typical range ($1–$4 nationally) | $1.50 below the national median$1.50 below the Texas median | per item | — | Source |
| At the national medianAt the Texas median |
| — |
| — |
| Source |
| $1 below the national median$1 below the Texas median |
| per item |
| — |
| Source |
| Reproduction of statement/item | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | per item | — | Source |
| Reproduction of TT&Ls or Cashier's checks | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | per item | — | Source |