vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$4.27 above the California median
per month · Source
$3 below the national median$2.73 below the California median
per month · Source
$1 below the national median$0.73 below the California median
per month · Source
$19 above the national median$19.27 above the California median
per month · Source
$24 above the national median$24.27 above the California median
per month · Source
$9 above the national median$9.27 above the California median
per month · Source
$3 above the national median$5 above the California median
per day · Source
$28 above the national median$30 above the California median
per month · Source
$13 above the national median$15 above the California median
per month · Source
$8 above the national median$10 above the California median
$3 below the national median$1.50 below the California median
per year · Source
$3 below the national median$1.50 below the California median
$0.05 below the national median$1.45 above the California median
per month · Source
$2 above the national median$2.50 above the California median
per year · Source
At the national median$5 above the California median
per year · Source
$1.50 above the national median$1 above the California median
per transaction · Source
$1.50 above the national median$1 above the California median
$5 below the national median$5 below the California median
per item · Institution’s schedule
$2 below the national median$2 below the California median
$15 below the national median$20 below the California median
$15 below the national median$20 below the California median
per item · Source
—
$5 above the national median$5 above the California median
$5 below the national median$5 below the California median
$5 above the national median$10 above the California median
$5 above the national median$5 above the California median
$3 above the national median$2 above the California median
per year · Source
$2.50 above the national median$7.50 above the California median
per item · Source
$2.50 above the national median$7.50 above the California median
per item · Institution’s schedule
$2.50 above the national median$7.50 above the California median
per year · Source
$12.50 below the national median$7.50 below the California median
per year · Source
$12.50 below the national median$7.50 below the California median
per item · Institution’s schedule
$12.50 below the national median$7.50 below the California median
per item · Source
At the national median$1 below the California median
per item · Source
$20 above the national median$25 above the California median
per month · Source
$9 below the national median$4 below the California median
per item · Source
$9.85 below the national median$4.85 below the California median
$9.80 below the national median$4.80 below the California median
per item · Source
$15 above the national median$12.50 above the California median
$27.50 above the national median$25 above the California median
per item · Institution’s schedule
$27.50 above the national median$25 above the California median
per item · Institution’s schedule
$10.45 above the national median$7.95 above the California median
$10.45 above the national median$7.95 above the California median
per item · Institution’s schedule
$5 below the national median$8 below the California median
$10 above the national median$2.50 below the California median
per year · Source
$5 below the national median$17.50 below the California median
$12.50 above the national medianAt the California median
per year · Source
$12.50 above the national medianAt the California median
per item · Source
$100 above the national median$100 above the California median
per year · Source
At the national medianAt the California median
$10 above the national median$10 above the California median
$10 below the national median$10 below the California median
$12.50 below the national median$10 below the California median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly service charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$4.27 above the California median | per month | — | Source |
| Monthly service charge | $3Below the typical range ($4–$10 nationally) | $3 below the national median$2.73 below the California median | per month | — | Source |
| Monthly service charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.73 below the California median | per month | — | Source |
| Monthly service charge | $25Above the typical range ($4–$10 nationally) | $19 above the national median$19.27 above the California median | per month | — | Source |
| Monthly service charge | $30Above the typical range ($4–$10 nationally) | $24 above the national median$24.27 above the California median | per month | — | Source |
| Monthly service charge | $15Above the typical range ($4–$10 nationally) | $9 above the national median$9.27 above the California median | per month | — | Source |
| A Minimum Balance fee | $10Within the typical range ($5–$10 nationally) | $3 above the national median$5 above the California median | per day | — | Source |
| Fees: o A Minimum Balance Fee | $35Above the typical range ($5–$10 nationally) | $28 above the national median$30 above the California median | per month | — | Source |
| Fees: o A Minimum Balance Fee | $20Above the typical range ($5–$10 nationally) | $13 above the national median$15 above the California median | per month | — | Source |
| Minimum Balance Fee | $15Above the typical range ($5–$10 nationally) | $8 above the national median$10 above the California median | — | — | Source |
| Escheatment Notice | $2Below the typical range ($5–$10 nationally) | $3 below the national median$1.50 below the California median | per year | — | Source |
| Escheatment Notice (SC) | $2Below the typical range ($5–$10 nationally) | $3 below the national median$1.50 below the California median | — | — | Source |
| Inactivity Per Month | $4.95Below the typical range ($5–$10 nationally) | $0.05 below the national median$1.45 above the California median | per month | — | Source |
| Paper Statement | $5Above the typical range ($2–$4.59 nationally) | $2 above the national median$2.50 above the California median | per year | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Item/s Fee Per Item | $30Within the typical range ($25–$33 nationally) | At the national median$5 above the California median | per year | — | Source |
ATM & CardVerified | |||||
| ATM Service Charge | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1 above the California median | per transaction | — | Source |
| ATM Service Charge (At A Non-F&M Bank ATM) | $3 | ||||
Wire TransfersVerified | |||||
| Outgoing Manual Wire Transfer (Domestic) | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the California median | — | — | Source |
| Outgoing Online Wire Transfer After 2 Wires | $20 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the California median | — | — | Source |
| Money Order | $5 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Reversal | $30Above the typical range ($5–$20 nationally) | $20 above the national median$25 above the California median | per month | — | Source |
| Same Day ACH Origination (Credit or Debit) Per Item | $1 | ||||
Cash & DepositVerified | |||||
| Chargeback Item Fee | $10Within the typical range ($8–$25 nationally) | $5 below the national median$8 below the California median | — | — | Source |
| Night Depository Annual Fee (SC) | $20 | ||||
Account ServicesVerified | |||||
| Notary Services Per Signature | $15Above the typical range ($0–$5 nationally) | $12.50 above the national medianAt the California median | per year | — | Source |
| Notary Services Per Signature (SC) | $15 | ||||
Lending FeesVerified | |||||
| Late Fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the California median | — | — | Source |
Other FeesVerified | |||||
| Overnight Delivery Draft | $17.50Below the typical range ($20–$40 nationally) | $12.50 below the national median$10 below the California median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 47 others that publish it, 21 lower, 9 the same and 17 higher.
Monthly maintenance
$12.50
Of 51 others that publish it, 39 lower, 3 the same and 9 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
12 of 15
Published fees
52
Under review
0
Assets
$11.8B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$11.8B
Total deposits
$8.8B
Service charge income
$2.1M
Fee income ratio
2.2%
Return on assets
1.20%
Branches
27
Service charge income by quarter
Financial profile · Pro
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| $1.50 above the national median$1 above the California median |
| — |
| — |
| Source |
| Debit Card Replacement Fee | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the California median | per item | — | Institution’s schedule |
| Replacement Of Lost Or Stolen Card | $8Within the typical range ($5–$10 nationally) | $2 below the national median$2 below the California median | — | — | Source |
| Debit Card Rush Delivery Fee | $25Below the typical range ($30–$50 nationally) | $15 below the national median$20 below the California median | — | — | Source |
| Debit Card Rush Delivery Fee (SC) | $25Below the typical range ($30–$50 nationally) | $15 below the national median$20 below the California median | per item | — | Source |
| Debit Card Foreign Transaction (International) (SC) | 3%of the transaction | — | — | — | Source |
| $5 below the national median$5 below the California median |
| — |
| — |
| Source |
| Outgoing Wire Transfer (International) | $55Above the typical range ($40–$50 nationally) | $5 above the national median$10 above the California median | — | — | Source |
| $3 above the national median$2 above the California median |
| per year |
| — |
| Source |
| ACH Stop Payment Per Request | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$7.50 above the California median | per item | — | Source |
| Bill Pay Stop Payment Draft Per Request | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$7.50 above the California median | per item | — | Institution’s schedule |
| Stop Payment In Person or By Phone Per Request | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$7.50 above the California median | per year | — | Source |
| Stop Payment Online or By Telebanker Per Request | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$7.50 below the California median | per year | — | Source |
| Stop Payment Online Per Request | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$7.50 below the California median | per item | — | Institution’s schedule |
| Telebanker Stop Payment | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$7.50 below the California median | per item | — | Source |
| Counter Check Request Per Sheet | $2Within the typical range ($1–$4 nationally) | At the national median$1 below the California median | per item | — | Source |
| $9 below the national median$4 below the California median |
| per item |
| — |
| Source |
| Standard ACH Origination (After 100 Transactions) | $0.15Below the typical range ($5–$20 nationally) | $9.85 below the national median$4.85 below the California median | — | — | Source |
| Standard ACH Origination or Received (Credit or Debit) Per Item | $0.20Below the typical range ($5–$20 nationally) | $9.80 below the national median$4.80 below the California median | per item | — | Source |
| Bill Pay Overnight Check | $17.50Above the typical range ($0–$9.95 nationally) | $15 above the national median$12.50 above the California median | — | — | Source |
| Bill Pay Paid Return Item Per Item | $30Above the typical range ($0–$9.95 nationally) | $27.50 above the national median$25 above the California median | per item | — | Institution’s schedule |
| Bill Pay Re-Issue Draft Per Draft Item | $30Above the typical range ($0–$9.95 nationally) | $27.50 above the national median$25 above the California median | per item | — | Institution’s schedule |
| Debit Card Rush Delivery Fee - International: At Cost: Same Day Electronic Bill Payment | $12.95Above the typical range ($0–$9.95 nationally) | $10.45 above the national median$7.95 above the California median | — | — | Source |
| Same Day Electronic Bill Payment | $12.95Above the typical range ($0–$9.95 nationally) | $10.45 above the national median$7.95 above the California median | per item | — | Institution’s schedule |
| $10 above the national median$2.50 below the California median |
| per year |
| — |
| Source |
| Night Depository Replacement Key (SC) | $5Within the typical range ($5–$20 nationally) | $5 below the national median$17.50 below the California median | — | — | Source |
| $12.50 above the national medianAt the California median |
| per item |
| — |
| Source |
| Legal Process | $150Above the typical range ($30–$100 nationally) | $100 above the national median$100 above the California median | per year | — | Source |
| Verification Of Deposit Per Account | $10Within the typical range ($5–$15 nationally) | At the national medianAt the California median | — | — | Source |
| Verification Of Deposit Per Account | $20Above the typical range ($5–$15 nationally) | $10 above the national median$10 above the California median | — | — | Source |