vs. U.S. typical range:LowerTypicalHigher
At the national median$1 above the West Virginia median
per month · Source
$4 above the national median$5 above the West Virginia median
per month · Source
$19 above the national median$20 above the West Virginia median
per month · Source
$4 below the national median$3 below the West Virginia median
per month · Source
At the national medianAt the West Virginia median
per month · Source
$5 above the national median$4.06 above the West Virginia median
per item · Source
$5 above the national median$5 above the West Virginia median
per item · Source
At the national medianAt the West Virginia median
$1.50 below the national median$2.75 below the West Virginia median
At the national medianAt the West Virginia median
At the national medianAt the West Virginia median
per item · Source
per item · Source
$12.50 above the national median$10 above the West Virginia median
$1 below the national median$1 below the West Virginia median
per item · Source
$2.50 below the national medianAt the West Virginia median
$5 below the national median$11.25 below the West Virginia median
$205 above the national median$217.50 above the West Virginia median
$20 below the national median$7.50 below the West Virginia median
$50 above the national median$25 above the West Virginia median
per item · Source
$2.75 below the national median$1.75 below the West Virginia median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Fee | $6Within the typical range ($4–$10 nationally) | At the national median$1 above the West Virginia median | per month | — | Source |
| Monthly Fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$5 above the West Virginia median | per month | — | Source |
| Monthly Fee | $25Above the typical range ($4–$10 nationally) | $19 above the national median$20 above the West Virginia median | per month | — | Source |
| Non Deliverable Mail (monthly fee) | $2Below the typical range ($4–$10 nationally) | $4 below the national median$3 below the West Virginia median | per month | — | Source |
| Dormant Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the West Virginia median | per month | — | Source |
Overdraft & NSFVerified | |||||
| NSF Paid Items | $35Above the typical range ($25–$33 nationally) | $5 above the national median$4.06 above the West Virginia median | per item | — | Source |
| NSF Returned Items | $35 | ||||
ATM & CardVerified | |||||
| Foreign ATM usage | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$2.75 below the West Virginia median | — | — | Source |
| Replacement Card | $10 | ||||
Check ServicesVerified | |||||
| Cashier Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the West Virginia median | per item | — | Source |
| Simply Senior basic check orders | $0 | ||||
Digital & ElectronicVerified | |||||
| Billpay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the West Virginia median | — | — | Source |
Cash & DepositVerified | |||||
| Returned Deposited/Cashed Checks | $10Within the typical range ($8–$25 nationally) | $5 below the national median$11.25 below the West Virginia median | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Boxes Drilling Charges (Minimum Charge) | $250Above the typical range ($30–$70 nationally) | $205 above the national median$217.50 above the West Virginia median | — | — | Source |
| Visa check/debit Card Safe Deposit Boxes - Lost Key | $25 | ||||
Gift & Prepaid CardsVerified | |||||
| Gift Cards | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median | — | — | Source |
Other FeesVerified | |||||
| Photocopies | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$1.75 below the West Virginia median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 52 others that publish it, 25 lower, 17 the same and 10 higher.
Monthly maintenance
$8.00
Of 55 others that publish it, 33 lower, 3 the same and 19 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
21
Under review
0
Assets
$666.2M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$666.2M
Total deposits
$603.3M
Service charge income
$236K
Fee income ratio
3.1%
Return on assets
0.68%
Branches
9
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$5 above the West Virginia median |
| per item |
| — |
| Source |
| Overdraft Protection Auto Transfer | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the West Virginia median | — | — | Source |
| At the national medianAt the West Virginia median |
| — |
| — |
| Source |
| $1 below the national median |
| per item |
| — |
| Source |
| Stop Payments | $40Above the typical range ($20–$30 nationally) | $12.50 above the national median$10 above the West Virginia median | — | — | Source |
| Counter Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the West Virginia median | per item | — | Source |
| $20 below the national median$7.50 below the West Virginia median |
| — |
| — |
| Source |
| Tax Levy/Garnishment | $100Above the typical range ($30–$90 nationally) | $50 above the national median$25 above the West Virginia median | per item | — | Source |