vs. U.S. typical range:LowerTypicalHigher
$32.50 above the national median$30 above the Illinois median
$20 above the national median$20 above the Illinois median
per month · Source
$12.50 above the national median$10 above the Illinois median
$82.50 above the national median$80 above the Illinois median
$7.50 below the national median$10 below the Illinois median
$7 above the national median$7 above the Illinois median
per month · Source
$7 above the national median$7 above the Illinois median
$7 above the national median$7 above the Illinois median
$5 above the national median$5 above the Illinois median
$0.50 above the national median$0.75 above the Illinois median
per transaction · Source
$5 above the national median$5 above the Illinois median
$5 above the national median$5 above the Illinois median
$20 above the national median$20 above the Illinois median
$5 above the national median$5 above the Illinois median
$7.50 above the national median$5.50 above the Illinois median
$1 below the national median$0.50 below the Illinois median
$5 above the national median$3 above the Illinois median
$7.50 above the national median$5.03 above the Illinois median
$0.25 above the national median$0.12 above the Illinois median
At the national median$2.50 above the Illinois median
$255 above the national median$255 above the Illinois median
per item · Safe deposit box drilling · Source
$25 below the national median$25 below the Illinois median
$50 above the national median$25 above the Illinois median
$7 above the national median$8 above the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account closure within 6 months | $50Above the typical range ($10–$25 nationally) | $32.50 above the national median$30 above the Illinois median | — | — | Source |
| Dormant account fee per month | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Illinois median | per month | — | Source |
| Account reconciliation fee per hour | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$10 above the Illinois median | — | — | Source |
| Account research fee per hour | $100Above the typical range ($12–$25 nationally) | $82.50 above the national median$80 above the Illinois median | — | — | Source |
| Returned/undeliverable mail fee | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$10 below the Illinois median | — | — | Source |
| Monthly paper statement fee | $10Above the typical range ($2–$4.68 nationally) | $7 above the national median$7 above the Illinois median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Paid item fee | $37Above the typical range ($25–$33 nationally) | $7 above the national median$7 above the Illinois median | — | — | Source |
| Non-sufficient funds (NSF) | $37 | ||||
ATM & CardVerified | |||||
| Foreign ATM fee | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.75 above the Illinois median | per transaction | — | Source |
| Debit card replacement fee | $15 | ||||
Wire TransfersVerified | |||||
| Wire fee - outgoing | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
| Wire fee - incoming | $30 | ||||
Check ServicesVerified | |||||
| Cashier’s check for customer | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
| Stop payments | $35 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay inactivity fee after 90 days (per month) | $10Above the typical range ($0–$9.95 nationally) | $7.50 above the national median$5.03 above the Illinois median | — | — | Source |
Cash & DepositVerified | |||||
| Coin counting per roll fee (minimum of $10.00) | $0.25Within the typical range ($0–$3 nationally) | $0.25 above the national median$0.12 above the Illinois median | — | — | Source |
| Night deposit key - first key is free; each additional | $10 | ||||
Account ServicesVerified | |||||
| Drilling charge | $300Above the typical range ($30–$70 nationally) | $255 above the national median$255 above the Illinois median | per item | Safe deposit box drilling | Source |
| Lost key | $20 | ||||
Other FeesVerified | |||||
| Printout of account statement or statement reproduction | $10Above the typical range ($2–$5 nationally) | $7 above the national median$8 above the Illinois median | — | — | Source |
Overdraft
$37.00
Of 53 others that publish it, 52 lower and 1 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$37
Headline fees published
10 of 15
Published fees
24
Under review
0
Assets
$642.9M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$642.9M
Total deposits
$573.6M
Service charge income
$4K
Fee income ratio
0.04%
Return on assets
2.22%
Branches
11
Service charge income by quarter
Financial profile · Pro
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| $7 above the national median$7 above the Illinois median |
| — |
| — |
| Source |
| Automatic Transfer Service (ATS) of funds from one account to another to cover overdraft | $10Above the typical range ($2.50–$5 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
| $5 above the national median$5 above the Illinois median |
| — |
| — |
| Source |
| $20 above the national median$20 above the Illinois median |
| — |
| — |
| Source |
| $7.50 above the national median$5.50 above the Illinois median |
| — |
| — |
| Source |
| Counter checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$0.50 below the Illinois median | — | — | Source |
| Check cashing fee for non-customer | $10Within the typical range ($5–$10 nationally) | $5 above the national median$3 above the Illinois median | — | — | Source |
| At the national median$2.50 above the Illinois median |
| — |
| — |
| Source |
| $25 below the national median$25 below the Illinois median |
| — |
| — |
| Source |
| Garnishments and levies | $100Above the typical range ($30–$90 nationally) | $50 above the national median$25 above the Illinois median | — | — | Source |