vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national medianAt the Illinois median
At the national medianAt the Illinois median
per month · Source
$7.50 above the national median$5 above the Illinois median
At the national medianAt the Illinois median
per item · Source
At the national medianAt the Illinois median
per item · Source
At the national medianAt the Illinois median
$15 above the national median$15 above the Illinois median
$3.50 above the national median$3.62 above the Illinois median
$0.50 above the national median$0.62 above the Illinois median
per item · Source
At the national medianAt the Illinois median
per item · Source
$25 above the national median$25 above the Illinois median
At the national medianAt the Illinois median
$15 above the national median$15 above the Illinois median
At the national medianAt the Illinois median
$3 above the national median$2.75 above the Illinois median
$2.50 above the national median$0.50 above the Illinois median
At the national median$3.50 above the Illinois median
$7.50 above the national median$5.26 above the Illinois median
per month · Source
$1 above the national median$1 above the Illinois median
per item · Source
$5 below the national median$5 below the Illinois median
$1.50 below the national medianAt the Illinois median
$25 below the national median$25 below the Illinois median
$35 below the national median$35 below the Illinois median
$25 above the national medianAt the Illinois median
At the national median$1.50 below the Illinois median
$1.45 above the national median$1.45 above the Illinois median
$2.75 below the national median$1.75 below the Illinois median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| New Checking Account Closure Fee (if closed within 90 days of account opening) | $20Within the typical range ($10–$25 nationally) | $2.50 above the national medianAt the Illinois median | — | — | Source |
| Inactive account fee for Demand Deposit (Checking) Accounts, NOW Accounts, Super NOW Accounts, Rewards Checking Acco | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | per month | — | Source |
| Account Research per hour | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee (each item paid) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| BillPay NSF fee (each item returned unpaid) (No limit on per day charges.) | $30 | ||||
ATM & CardVerified | |||||
| ATM fees | $5Above the typical range ($1–$2.25 nationally) | $3.50 above the national median$3.62 above the Illinois median | — | — | Source |
| Foreign ATM withdrawal fee | $2 | ||||
Wire TransfersVerified | |||||
| Outgoing wire transfer fee | $50Above the typical range ($20–$25 nationally) | $25 above the national median$25 above the Illinois median | — | — | Source |
| Outgoing wire transfer fee | $25 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Money Order | $5 | ||||
Digital & ElectronicVerified | |||||
| BillPay - Commercial Internet Banking - monthly fee | $10Above the typical range ($0–$9.95 nationally) | $7.50 above the national median$5.26 above the Illinois median | per month | — | Source |
| Commercial Mobile Deposit - transaction fee (greater than 10 per month) | $1 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item for Consumer Accounts | $10Within the typical range ($8–$25 nationally) | $5 below the national median$5 below the Illinois median | — | — | Source |
Account ServicesVerified | |||||
| Notary Fee for Non-Customers | $1Within the typical range ($0–$5 nationally) | $1.50 below the national medianAt the Illinois median | — | — | Source |
| Safe deposit box key replacement | $20 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer/Direct Rollover Fee | $25Within the typical range ($25–$35 nationally) | At the national median$1.50 below the Illinois median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Card Fee | $4.95Within the typical range ($3–$4.95 nationally) | $1.45 above the national median$1.45 above the Illinois median | — | — | Source |
Other FeesVerified | |||||
| Photocopies | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$1.75 below the Illinois median | per item | — | Source |
Overdraft
$30.00
Of 54 others that publish it, 14 lower, 19 the same and 21 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
27
Under review
0
Assets
$688.1M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$688.1M
Total deposits
$582.9M
Service charge income
$130K
Fee income ratio
2.1%
Return on assets
0.93%
Branches
9
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Illinois median |
| per item |
| — |
| Source |
| Nonsufficient funds (NSF) fee (Return Check Chrg - each time an item is returned unpaid) Please note if an item is submi | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Continuous overdraft fee - A fee of $20.00 will be assessed on the 6th calendar day of a continuous overdraft account ba | $20Above the typical range ($5–$15 nationally) | $15 above the national median$15 above the Illinois median | — | — | Source |
| $0.50 above the national median$0.62 above the Illinois median |
| per item |
| — |
| Source |
| Replacement of VISA Debit Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| At the national medianAt the Illinois median |
| — |
| — |
| Source |
| Incoming wire transfer fee | $25Above the typical range ($5–$15 nationally) | $15 above the national median$15 above the Illinois median | — | — | Source |
| $3 above the national median$2.75 above the Illinois median |
| — |
| — |
| Source |
| Stop payment order (all items) - Customer must sign and return the stop payment agreement within 14 days after contactin | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Illinois median | — | — | Source |
| Collection item (not processed through Federal Reserve Banking System) | $20Within the typical range ($10–$25 nationally) | At the national median$3.50 above the Illinois median | — | — | Source |
| $1 above the national median$1 above the Illinois median |
| per item |
| — |
| Source |
| $25 below the national median$25 below the Illinois median |
| — |
| — |
| Source |
| Safe deposit box late fee | $10Below the typical range ($30–$70 nationally) | $35 below the national median$35 below the Illinois median | — | — | Source |
| Garnishments | $75Within the typical range ($30–$87.50 nationally) | $25 above the national medianAt the Illinois median | — | — | Source |