vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$2.76 above the Illinois median
per month · Source
$32.50 above the national median$30 above the Illinois median
$20 above the national median$20 above the Illinois median
per year · Knox extract.rules v21 categorized a line held for review from Rosetta artifact #11413. canonical_hint=dormant_account; text_hash=62e5459936a08e078dc28366334661087a6f05e4075ca5acbcecaf10732b22f2; excerpt="Debit Card Inactivity Annual Fee (after 12 months) | $25.00 per year" · Source
$1 above the national median$1 above the Illinois median
per month · Source
$17.50 above the national median$15 above the Illinois median
$7.50 below the national median$10 below the Illinois median
per transaction · Source
$1 above the national median$1 above the Illinois median
per month · Source
$3 above the national median$3 above the Illinois median
per item · Source
$1 above the national median$1 above the Illinois median
per day · Source
$0.50 below the national median$0.25 below the Illinois median
per transaction · Source
$5 above the national median$5 above the Illinois median
per item · Source
$10 below the national median$15 below the Illinois median
per item · Source
$5 above the national median$5 above the Illinois median
per item · Source
$2 above the national median$2 above the Illinois median
per item · Source
At the national medianAt the Illinois median
per item · Source
At the national medianAt the Illinois median
per item · Source
$5 above the national median$5 above the Illinois median
per item · Source
$1 above the national median$0.75 above the Illinois median
per item · Source
$3 above the national median$2.75 above the Illinois median
per item · Source
$1 below the national median$0.50 below the Illinois median
per item · Source
$27.50 above the national median$25.03 above the Illinois median
per item · Source
At the national medianAt the Illinois median
$10.50 below the national median$10.50 below the Illinois median
per item · Source
$2.50 below the national median$1 below the Illinois median
$105 above the national median$105 above the Illinois median
$5 above the national median$5 above the Illinois median
$65 above the national median$65 above the Illinois median
$20 above the national median$20 above the Illinois median
At the national medianAt the Illinois median
$30 above the national median$30 above the Illinois median
$10 above the national median$10 above the Illinois median
$115 above the national median$115 above the Illinois median
$10 below the national median$10 below the Illinois median
$2.75 below the national median$1.75 below the Illinois median
per item · Source
$2 above the national median$3 above the Illinois median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly service charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$2.76 above the Illinois median | per month | — | Source |
| Account Closed Within 180 Days | $50Above the typical range ($10–$25 nationally) | $32.50 above the national median$30 above the Illinois median | — | — | Source |
| Debit Card Inactivity Annual Fee (after 12 months) | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Illinois median | per year | Knox extract.rules v21 categorized a line held for review from Rosetta artifact #11413. canonical_hint=dormant_account; text_hash=62e5459936a08e078dc28366334661087a6f05e4075ca5acbcecaf10732b22f2; excerpt="Debit Card Inactivity Annual Fee (after 12 months) | $25.00 per year" | Source |
| Dormant Fee - Checking & Savings Accounts (After 18 months) | $6Within the typical range ($5–$10 nationally) | $1 above the national median$1 above the Illinois median | per month | — | Source |
| Account Reconciliation & Research | $35Above the typical range ($12–$25 nationally) | $17.50 above the national median$15 above the Illinois median | — | — | Source |
| Excess Activity Fee | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$10 below the Illinois median | per transaction | — | Source |
| Paper statements | $4Within the typical range ($2–$4.68 nationally) | $1 above the national median$1 above the Illinois median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft/Non-Sufficient Funds (NSF) Charge | $33Within the typical range ($25–$33 nationally) | $3 above the national median$3 above the Illinois median | per item | — | Source |
| Sustained Overdraft (OD) Charge | $6 | ||||
ATM & CardVerified | |||||
| Foreign ATM transaction | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.25 below the Illinois median | per transaction | — | Source |
| ATM/Debit Card Replacement | $15 | ||||
Wire TransfersVerified | |||||
| Wire Transfers: Outgoing Domestic | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Illinois median | per item | — | Source |
| Wire Transfers: Incoming | $12 | ||||
Check ServicesVerified | |||||
| Cashier's Checks (Customer) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| Cashier's Checks (Non-Customer) | $10 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Payment | $30Above the typical range ($0–$9.95 nationally) | $27.50 above the national median$25.03 above the Illinois median | per item | — | Source |
| Itasca Bank Mobile Deposit | $0 | ||||
Cash & DepositVerified | |||||
| Return Deposited Item Fee | $4.50Below the typical range ($8–$25 nationally) | $10.50 below the national median$10.50 below the Illinois median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Services (IBT Customers Only) | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$1 below the Illinois median | — | — | Source |
| 10" X 15" X 22" (Itasca Branch Only) | $150 | ||||
Lending FeesVerified | |||||
| Late Payment Fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the Illinois median | — | — | Source |
Other FeesVerified | |||||
| Photocopies | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$1.75 below the Illinois median | per item | — | Source |
| Research Statement Copies | $5 | ||||
Overdraft
$33.00
Of 53 others that publish it, 37 lower, 1 the same and 15 higher.
Monthly maintenance
$10.00
Of 23 others that publish it, 15 lower, 3 the same and 5 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$33
Headline fees published
10 of 15
Published fees
35
Under review
0
Assets
$770.8M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$770.8M
Total deposits
$691.7M
Service charge income
$219K
Fee income ratio
2.5%
Return on assets
1.18%
Branches
2
Service charge income by quarter
Financial profile · Pro
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| $1 above the national median$1 above the Illinois median |
| per day |
| — |
| Source |
| $5 above the national median$5 above the Illinois median |
| per item |
| — |
| Source |
| Expedited Debit Card | $30Within the typical range ($30–$50 nationally) | $10 below the national median$15 below the Illinois median | per item | — | Source |
| $2 above the national median$2 above the Illinois median |
| per item |
| — |
| Source |
| Wire Transfers: Outgoing International | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| $5 above the national median$5 above the Illinois median |
| per item |
| — |
| Source |
| Money Orders (Customer) | $3Within the typical range ($1.50–$3 nationally) | $1 above the national median$0.75 above the Illinois median | per item | — | Source |
| Money Orders (Non-Customer) | $5Above the typical range ($1.50–$3 nationally) | $3 above the national median$2.75 above the Illinois median | per item | — | Source |
| Temporary Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$0.50 below the Illinois median | per item | — | Source |
| At the national medianAt the Illinois median |
| — |
| — |
| Source |
| $105 above the national median$105 above the Illinois median |
| — |
| — |
| Source |
| Lost Key Charge | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
| Safe Deposit Box 10" X 10" X 22" | $110Above the typical range ($30–$70 nationally) | $65 above the national median$65 above the Illinois median | — | — | Source |
| Safe Deposit Box 3" X 10" X 22" | $65Within the typical range ($30–$70 nationally) | $20 above the national median$20 above the Illinois median | — | — | Source |
| Safe Deposit Box 3" X 5" X 22" | $45Within the typical range ($30–$70 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Safe Deposit Box 5" X 10" X 22" | $75Above the typical range ($30–$70 nationally) | $30 above the national median$30 above the Illinois median | — | — | Source |
| Safe Deposit Box 5" X 5" X 22" | $55Within the typical range ($30–$70 nationally) | $10 above the national median$10 above the Illinois median | — | — | Source |
| Safe Deposit Box Drilling | $160Above the typical range ($30–$70 nationally) | $115 above the national median$115 above the Illinois median | — | — | Source |
| $2 above the national median$3 above the Illinois median |
| per item |
| — |
| Source |