vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$0.01 above the Maine median
per month · Source
$6 below the national median$4.99 below the Maine median
per month · Source
$4 above the national median$5.01 above the Maine median
per month · Source
$2.50 above the national median$5 below the Maine median
$10.50 above the national median$3 above the Maine median
At the national median$2 above the Maine median
per item · Source
At the national median$2 above the Maine median
per item · Source
$3 below the national median$3 below the Maine median
At the national medianAt the Maine median
$5 above the national median$5 above the Maine median
At the national median$10 above the Maine median
$1 below the national median$1 below the Maine median
$5 above the national median$5 above the Maine median
At the national median$0.50 below the Maine median
$3 above the national median$2.50 above the Maine median
$2.50 above the national median$5 above the Maine median
$1 below the national medianAt the Maine median
per item · Source
$5 above the national medianAt the Maine median
per month · Source
$2.50 below the national medianAt the Maine median
$5 below the national medianAt the Maine median
At the national medianAt the Maine median
$5 above the national median$5 below the Maine median
At the national median$0.37 above the Maine median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| (monthly fee plus usual items charges) | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.01 above the Maine median | per month | — | Source |
| Monthly Service Charge (nonprofit organizations) | $0Below the typical range ($4–$10 nationally) | $6 below the national median$4.99 below the Maine median | per month | — | Source |
| Monthly Service Charge (sole proprietorships) | $10Within the typical range ($4–$10 nationally) | $4 above the national median$5.01 above the Maine median | per month | — | Source |
| Accounts closed within 90 days | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$5 below the Maine median | — | — | Source |
| Research/Statement Reconciliation, per hour | $28Above the typical range ($12–$25 nationally) | $10.50 above the national median$3 above the Maine median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdrafts/NSF per item PAID | $30Within the typical range ($25–$33 nationally) | At the national median$2 above the Maine median | per item | — | Source |
| Overdrafts/NSF per item RETURNED | $30 | ||||
ATM & CardVerified | |||||
| Debit card replacement | $7Within the typical range ($5–$10 nationally) | $3 below the national median$3 below the Maine median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Maine median | — | — | Source |
| Wire Transfer (Incoming) | $15 | ||||
Check ServicesVerified | |||||
| Treasurer’s Checks (customers) | $4Within the typical range ($3–$6 nationally) | $1 below the national median$1 below the Maine median | — | — | Source |
| Treasurer’s Checks (non-customers) | $10 | ||||
Digital & ElectronicVerified | |||||
| Franklin Bill Pay - personal checking accounts | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the Maine median | — | — | Source |
Cash & DepositVerified | |||||
| Deposited items returned | $10Within the typical range ($8–$25 nationally) | $5 below the national medianAt the Maine median | — | — | Source |
| Night Depository Key, deposit fee | $10 | ||||
Account ServicesVerified | |||||
| Safe Deposit-Lost Key | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 below the Maine median | — | — | Source |
Other FeesVerified | |||||
| Statement copy and images, per statement | $3Within the typical range ($2–$5 nationally) | At the national median$0.37 above the Maine median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 56 others that publish it, 12 lower, 16 the same and 28 higher.
Monthly maintenance
$5.00
Of 48 others that publish it, 15 lower, 6 the same and 27 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
23
Under review
0
Assets
$786.9M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$786.9M
Total deposits
$601.1M
Service charge income
$94K
Fee income ratio
1.1%
Return on assets
1.03%
Branches
9
Service charge income by quarter
Financial profile · Pro
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| At the national median$2 above the Maine median |
| per item |
| — |
| Source |
| $5 above the national median$5 above the Maine median |
| — |
| — |
| Source |
| Foreign Wires (Outgoing) | $50Within the typical range ($40–$50 nationally) | At the national median$10 above the Maine median | — | — | Source |
| $5 above the national median$5 above the Maine median |
| — |
| — |
| Source |
| Money Orders (customers) | $2Within the typical range ($1.50–$3 nationally) | At the national median$0.50 below the Maine median | — | — | Source |
| Money Orders (non-customers) | $5Above the typical range ($1.50–$3 nationally) | $3 above the national median$2.50 above the Maine median | — | — | Source |
| Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the Maine median | — | — | Source |
| Counter Checks, per check | $1Within the typical range ($1–$4 nationally) | $1 below the national medianAt the Maine median | per item | — | Source |
| Check Cashing Fee (non-customer) | $10Within the typical range ($5–$10 nationally) | $5 above the national medianAt the Maine median | per month | — | Source |
| At the national medianAt the Maine median |
| — |
| — |
| Source |