vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national median$5 below the Florida median
At the national median$5 below the Florida median
per month · Source
$7.50 above the national median$10 above the Florida median
$12.50 below the national median$10 below the Florida median
per month · Source
At the national median$2 below the Florida median
per item · Source
At the national medianAt the Florida median
$3 below the national median$3 below the Florida median
per item · Source
$1.50 below the national median$2 below the Florida median
$5 below the national median$5 below the Florida median
per item · Source
$10 below the national median$10 below the Florida median
$10 below the national median$10 below the Florida median
$5 below the national median$5 below the Florida median
$20 below the national median$17.50 below the Florida median
At the national medianAt the Florida median
$2.50 above the national medianAt the Florida median
$1 below the national median$1 below the Florida median
varies · Per page (4 checks per page) · Institution’s schedule
$1 below the national median$1 below the Florida median
per item · Source
$90 above the national median$91.52 above the Florida median
$2.50 below the national median$4.45 below the Florida median
—
$9 below the national median$14 below the Florida median
$15 below the national median$20 below the Florida median
$2.50 below the national median$5 below the Florida median
$30 above the national median$17.50 above the Florida median
$20 below the national median$32.50 below the Florida median
At the national median$12.50 below the Florida median
$15 below the national median$27.50 below the Florida median
$5 above the national median$7.50 below the Florida median
$10 above the national median$2.50 below the Florida median
$5 below the national median$17.50 below the Florida median
$25 below the national median$37.50 below the Florida median
$50 above the national medianAt the Florida median
$2 below the national median$2.18 below the Florida median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Business Account Closure (Within 6 Months of account opening) | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$5 below the Florida median | — | — | Source |
| Dormant Account Fee | $5Within the typical range ($5–$10 nationally) | At the national median$5 below the Florida median | per month | — | Source |
| Research Fee (Per Hour - Min. One Hour) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Florida median | — | — | Source |
| Returned Mail, Undeliverable | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Florida median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Item Fee - Each overdraft paid | $30Within the typical range ($25–$33 nationally) | At the national median$2 below the Florida median | per item | — | Source |
| Returned Item Fee - Item is returned unpaid | $30 | ||||
ATM & CardVerified | |||||
| Automated Teller Machines (ATM): Transfers | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$2 below the Florida median | — | — | Source |
| Replacement Debit Card | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Services: Outgoing - Domestic | $15Below the typical range ($20–$25 nationally) | $10 below the national median$10 below the Florida median | — | — | Source |
| Wire Transfer Services: Incoming - Domestic | $0 | ||||
Check ServicesVerified | |||||
| Cashier's Check Fee - Customers | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Florida median | — | — | Source |
| Stop Payment/Renewal Fee - Billpay | $30 | ||||
Digital & ElectronicVerified | |||||
| ACH Service Set Up Fee (ACH Origination Initial Setup Fee) | $100Above the typical range ($5–$20 nationally) | $90 above the national median$91.52 above the Florida median | — | — | Source |
| First1Online Banking & Bill Pay | $0 | ||||
Cash & DepositVerified | |||||
| Coin counting | 3% | — | — | — | Source |
| Chargeback Items - Business | $6Below the typical range ($8–$25 nationally) | $9 below the national median$14 below the Florida median | |||
Account ServicesVerified | |||||
| Notary Public Services - Customers | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$5 below the Florida median | — | — | Source |
| Safe Deposit Box 10x10 inches | $75 | ||||
Other FeesVerified | |||||
| Research: Photocopy (Per Page) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2.18 below the Florida median | per item | — | Source |
Overdraft
$30.00
Of 19 others that publish it, 4 lower and 15 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
11 of 15
Published fees
32
Under review
0
Assets
$810.5M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$810.5M
Total deposits
$727.3M
Service charge income
$361K
Fee income ratio
3.8%
Return on assets
1.51%
Branches
7
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Florida median |
| — |
| — |
| Source |
| Fee for Automatic Transfer (Per Transfer; Overdraft Protection link to another deposit account you have at First Bank) | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$3 below the Florida median | per item | — | Source |
| $5 below the national median$5 below the Florida median |
| per item |
| — |
| Source |
| $10 below the national median$10 below the Florida median |
| — |
| — |
| Source |
| Wire Transfer Services: Outgoing - Foreign | $45Within the typical range ($40–$50 nationally) | $5 below the national median$5 below the Florida median | — | — | Source |
| Wire Transfer Services: Incoming - Foreign | $0Below the typical range ($10–$25 nationally) | $20 below the national median$17.50 below the Florida median | — | — | Source |
| $2.50 above the national medianAt the Florida median |
| — |
| — |
| Source |
| Temporary Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Florida median | varies | Per page (4 checks per page) | Institution’s schedule |
| Temporary Checks (4 Checks per page) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Florida median | per item | — | Source |
| $2.50 below the national median$4.45 below the Florida median |
| — |
| — |
| Source |
| — |
| — |
| Source |
| Chargeback Items - Redeposit | $0Below the typical range ($8–$25 nationally) | $15 below the national median$20 below the Florida median | — | — | Source |
| $30 above the national median$17.50 above the Florida median |
| — |
| — |
| Source |
| Safe Deposit Box 2x5 inches | $25Below the typical range ($30–$70 nationally) | $20 below the national median$32.50 below the Florida median | — | — | Source |
| Safe Deposit Box 3x10 inches | $45Within the typical range ($30–$70 nationally) | At the national median$12.50 below the Florida median | — | — | Source |
| Safe Deposit Box 3x5 inches | $30Within the typical range ($30–$70 nationally) | $15 below the national median$27.50 below the Florida median | — | — | Source |
| Safe Deposit Box 4x10 inches | $50Within the typical range ($30–$70 nationally) | $5 above the national median$7.50 below the Florida median | — | — | Source |
| Safe Deposit Box 5x10 inches | $55Within the typical range ($30–$70 nationally) | $10 above the national median$2.50 below the Florida median | — | — | Source |
| Safe Deposit Box 5x5 inches | $40Within the typical range ($30–$70 nationally) | $5 below the national median$17.50 below the Florida median | — | — | Source |
| Safe Deposit Box Key Deposit | $20Below the typical range ($30–$70 nationally) | $25 below the national median$37.50 below the Florida median | — | — | Source |
| IRS Levy, State Levy, or Writ of Garnishment | $100Above the typical range ($30–$89.38 nationally) | $50 above the national medianAt the Florida median | — | — | Source |