vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national medianAt the Florida median
$7.50 above the national median$10 above the Florida median
$17.50 above the national median$20 above the Florida median
per month · Source
$10 above the national median$8 above the Florida median
per item · Source
At the national medianAt the Florida median
per item · Source
$1.50 below the national median$2 below the Florida median
$15 above the national median$15 above the Florida median
$45 above the national median$45 above the Florida median
At the national medianAt the Florida median
$20 below the national median$20 below the Florida median
$50 above the national median$50 above the Florida median
$5 above the national median$5 above the Florida median
$12.50 above the national median$10 above the Florida median
per item · Source
$5 above the national median$5 above the Florida median
$2 above the national median$1 above the Florida median
$2 below the national median$3 below the Florida median
per item · Source
$0.10 above the national median
per item · each · Institution’s schedule
$5 above the national medianAt the Florida median
$22.50 above the national median$20 above the Florida median
$105 above the national median$92.50 above the Florida median
$55 above the national median$42.50 above the Florida median
$35 above the national median$22.50 above the Florida median
$205 above the national median$192.50 above the Florida median
per item · Source
$5 below the national median$17.50 below the Florida median
$25 below the national median$37.50 below the Florida median
$15 above the national median$2.50 above the Florida median
$150 above the national median$100 above the Florida median
$40 above the national median$34.50 above the Florida median
$5 above the national median$2.50 below the Florida median
per item · Source
$5 below the national median$12.50 below the Florida median
$2 above the national median$1.82 above the Florida median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closed, prior to six months | $25Within the typical range ($10–$25 nationally) | $7.50 above the national medianAt the Florida median | — | — | Source |
| Account Reconciliation, per hour | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Florida median | — | — | Source |
| Returned Mail, per month | $35Above the typical range ($12–$25 nationally) | $17.50 above the national median$20 above the Florida median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds (NSF) / Uncollected (UNC) Funds NSF / Overdraft Fee, per item | $40Above the typical range ($25–$33 nationally) | $10 above the national median$8 above the Florida median | per item | — | Source |
| Overdraft Protection, per transfer | $5 | ||||
ATM & CardVerified | |||||
| ATM Withdrawals Terrabank owned | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$2 below the Florida median | — | — | Source |
| Card Replacement | $25 | ||||
Wire TransfersVerified | |||||
| Manual Request Domestic Wire Transfer | $70Above the typical range ($20–$25 nationally) | $45 above the national median$45 above the Florida median | — | — | Source |
| Outgoing Transfers Online Banking Request Domestic Wire Transfer | $25 | ||||
Check ServicesVerified | |||||
| Cashier's Checks Customers | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Florida median | — | — | Source |
| Stop Payment, each item Effective for six months | $40 | ||||
Cash & DepositVerified | |||||
| Rolled Coins | $0.10Within the typical range ($0–$3 nationally) | $0.10 above the national median | per item | each | Institution’s schedule |
| Internal Transfers between accounts belonging: Redeposit Returned Item | $20 | ||||
Account ServicesVerified | |||||
| Notary Services | $25Above the typical range ($0–$5 nationally) | $22.50 above the national median$20 above the Florida median | — | — | Source |
| Extra Large (10x10x10) | $150 | ||||
Other FeesVerified | |||||
| Courier Fees Domestic, per item | $35Within the typical range ($20–$40 nationally) | $5 above the national median$2.50 below the Florida median | per item | — | Source |
| Special Delivery of Statement via Courier | $25 | ||||
Overdraft
$40.00
Of 19 others that publish it, 19 lower and 0 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$40
Headline fees published
10 of 15
Published fees
32
Under review
0
Assets
$897.7M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$897.7M
Total deposits
$791.4M
Service charge income
$310K
Fee income ratio
3.4%
Return on assets
0.75%
Branches
5
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Florida median |
| per item |
| — |
| Source |
| $15 above the national median$15 above the Florida median |
| — |
| — |
| Source |
| Foreign Transaction Fees | $0Below the typical range ($1–$5 nationally) | $2.50 below the national median | — | — | Source |
| At the national medianAt the Florida median |
| — |
| — |
| Source |
| International Wire Transfer | $30Below the typical range ($40–$50 nationally) | $20 below the national median$20 below the Florida median | — | — | Source |
| International Wire Transfer | $100Above the typical range ($40–$50 nationally) | $50 above the national median$50 above the Florida median | — | — | Source |
| $12.50 above the national median$10 above the Florida median |
| per item |
| — |
| Source |
| Check Cashing for Non-Customers | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Florida median | — | — | Source |
| Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1 above the Florida median | — | — | Source |
| Copies per item | $1Below the typical range ($2–$5 nationally) | $2 below the national median$3 below the Florida median | per item | — | Source |
| $5 above the national medianAt the Florida median |
| — |
| — |
| Source |
| $105 above the national median$92.50 above the Florida median |
| — |
| — |
| Source |
| Large (5x10x10) | $100Above the typical range ($30–$70 nationally) | $55 above the national median$42.50 above the Florida median | — | — | Source |
| Medium (3x10x10) | $80Above the typical range ($30–$70 nationally) | $35 above the national median$22.50 above the Florida median | — | — | Source |
| Safe Deposit Box Drilling | $250Above the typical range ($30–$70 nationally) | $205 above the national median$192.50 above the Florida median | per item | — | Source |
| Safe Deposit Boxes Small (3x5x10) | $40Within the typical range ($30–$70 nationally) | $5 below the national median$17.50 below the Florida median | — | — | Source |
| Safe Deposit Late Fee | $20Below the typical range ($30–$70 nationally) | $25 below the national median$37.50 below the Florida median | — | — | Source |
| Small-Medium (5x5x10) | $60Within the typical range ($30–$70 nationally) | $15 above the national median$2.50 above the Florida median | — | — | Source |
| Levies and/or Governmental Orders Requiring | $200Above the typical range ($30–$90 nationally) | $150 above the national median$100 above the Florida median | — | — | Source |
| Verification of Deposit | $50Above the typical range ($5–$15 nationally) | $40 above the national median$34.50 above the Florida median | — | — | Source |
| $5 below the national median$12.50 below the Florida median |
| — |
| — |
| Source |
| SCHEDULE OF FEES AND SERVICES 1-855-TERRABK www.terrabank.com SERVICE FEE Photocopy of Documents, per copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.82 above the Florida median | per item | — | Source |