vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national median$5 above the Tennessee median
per item · Source
$12.50 below the national median$10 below the Tennessee median
per item · Knox extract.rules v32 categorized a line held for review from Rosetta artifact #12127. canonical_hint=account_research; text_hash=0bdeddd53b40f97cb6bcde23686c9c7f8773a10e6e2c7f0d6f4a6c378c94b096; excerpt="Returned Mail Fee | $5 per incident" · Source
At the national medianAt the Tennessee median
per month · Source
$10 below the national median$11 below the Tennessee median
per item · Source
$25 below the national median$25 below the Tennessee median
per item · Source
At the national medianAt the Tennessee median
$1.50 below the national median$1 below the Tennessee median
At the national medianAt the Tennessee median
At the national medianAt the Tennessee median
$7.50 below the national median$10 below the Tennessee median
per item · Source
$2 below the national median$2 below the Tennessee median
per item · Source
At the national medianAt the Tennessee median
per day · Source
$10 below the national median$10 below the Tennessee median
per item · Source
$20 below the national median$25 below the Tennessee median
per year · Source
At the national medianAt the Tennessee median
$1 below the national median$1 below the Tennessee median
$2 below the national median$2 below the Tennessee median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Christmas Savings Club Early Withdrawal | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$5 above the Tennessee median | per item | — | Source |
| Returned Mail Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Tennessee median | per item | Knox extract.rules v32 categorized a line held for review from Rosetta artifact #12127. canonical_hint=account_research; text_hash=0bdeddd53b40f97cb6bcde23686c9c7f8773a10e6e2c7f0d6f4a6c378c94b096; excerpt="Returned Mail Fee | $5 per incident" | Source |
| Paper Statements | $3Within the typical range ($2–$4.68 nationally) | At the national medianAt the Tennessee median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Paid Item Fee | $20Below the typical range ($25–$33 nationally) | $10 below the national median$11 below the Tennessee median | per item | — | Source |
| Non-Sufficient Funds (NSF) Returned Item Fee | $5 | ||||
ATM & CardVerified | |||||
| ATM Inquiry (any non-international ATM) | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$1 below the Tennessee median | — | — | Source |
| Card Replacement (Debit, HSA) | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Check (Legends Bank customers only) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Tennessee median | — | — | Source |
| Stop Payment Fee | $20 | ||||
Digital & ElectronicVerified | |||||
| Mobile Deposit Fee (daily limits apply) | $0Within the typical range ($0–$0 nationally) | At the national medianAt the Tennessee median | per day | — | Source |
Cash & DepositVerified | |||||
| Chargebacks (business accounts only) | $5Below the typical range ($8–$25 nationally) | $10 below the national median$10 below the Tennessee median | per item | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Boxes (Annual Rental) 3×5 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$25 below the Tennessee median | per year | — | Source |
| Garnishment/Levy | $50 | ||||
Other FeesVerified | |||||
| Copy of Statement | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Tennessee median | — | — | Source |
| Photocopies | $1 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$20
Headline fees published
8 of 15
Published fees
17
Under review
0
Assets
$927.7M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$927.7M
Total deposits
$824.1M
Service charge income
$130K
Fee income ratio
1.3%
Return on assets
1.02%
Branches
9
Service charge income by quarter
Financial profile · Pro
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| $25 below the national median$25 below the Tennessee median |
| per item |
| — |
| Source |
| Continuous Negative Balance Fee (charged beginning on the 5th consecutive business day) | $5Within the typical range ($5–$15.50 nationally) | At the national medianAt the Tennessee median | — | — | Source |
| At the national medianAt the Tennessee median |
| — |
| — |
| Source |
| $7.50 below the national median$10 below the Tennessee median |
| per item |
| — |
| Source |
| Copy of Check | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Tennessee median | per item | — | Source |
| At the national medianAt the Tennessee median |
| — |
| — |
| Source |
| $2 below the national median$2 below the Tennessee median |
| per item |
| — |
| Source |