State Fee Report

Illinois Bank & Credit Union Fees

Fee benchmarks for 530 financial institutions in Illinois, compared against national medians. Part of Federal Reserve District 7 (Chicago).

Institutions

530

With Fee Data

Banks

333

Credit Unions

197

Bank vs. Credit Union — Illinois

How fees compare between banks and credit unions in this state.

Charter	Institutions	Fee Observations
Banks	333	32
Credit Unions	197	4

Fee Benchmarks — Illinois vs. National

1 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.

Fee Category	Illinois Median	National Median	Delta	Institutions

1 more fee categories for Illinois

1 more categories with peer filters, CSV exports, AI research, and full API access.

Based on 60,000+ fee observations from 8,000+ institutions

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Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Illinois. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.