vs. U.S. typical range:LowerTypicalHigher
$12.50 above the national median$15 above the Georgia median
At the national median$2 below the Georgia median
per item · Source
$4 below the national median$4 below the Georgia median
$4 below the national median$4 below the Georgia median
$12 below the national median$9.25 below the Georgia median
per item · Source
$5 below the national median$7.50 below the Georgia median
per year · Source
$20 below the national median$22.50 below the Georgia median
per year · Source
$5 above the national median$2.50 above the Georgia median
per year · Source
$10 below the national median$12.50 below the Georgia median
per year · Source
$30 above the national median$27.50 above the Georgia median
per year · Source
$55 above the national median$52.50 above the Georgia median
per year · Source
$25 below the national median$27.50 below the Georgia median
$2 below the national median$2 below the Georgia median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account research, per hour (half-hour minimum charge) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$15 above the Georgia median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft fee (each item presented, including representment) | $30Within the typical range ($25–$33 nationally) | At the national median$2 below the Georgia median | per item | — | Source |
| Overdraft Protection, per Auto-transfer from savings/DDA | $1 | ||||
Check ServicesVerified | |||||
| Check Cashing Fee (non-customer) per , minimum | $1Below the typical range ($5–$10 nationally) | $4 below the national median$4 below the Georgia median | — | — | Source |
Cash & DepositVerified | |||||
| Charge-back fee (deposited checks and other items returned) per item | $3Below the typical range ($8–$25 nationally) | $12 below the national median$9.25 below the Georgia median | per item | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box 3x10/per year | $40Within the typical range ($30–$70 nationally) | $5 below the national median$7.50 below the Georgia median | per year | — | Source |
| Safe Deposit Box 3x5/per year | $25 | ||||
Other FeesVerified | |||||
| Copy of statement, per request | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Georgia median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
3 of 15
Published fees
13
Under review
0
Assets
$1.2B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.2B
Total deposits
$1.1B
Service charge income
$312K
Fee income ratio
2.4%
Return on assets
1.41%
Branches
33
Service charge income by quarter
Financial profile · Pro
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| $4 below the national median$4 below the Georgia median |
| — |
| — |
| Source |
| $20 below the national median$22.50 below the Georgia median |
| per year |
| — |
| Source |
| Safe Deposit Box 5x10/per year | $50Within the typical range ($30–$70 nationally) | $5 above the national median$2.50 above the Georgia median | per year | — | Source |
| Safe Deposit Box 5x5/per year | $35Within the typical range ($30–$70 nationally) | $10 below the national median$12.50 below the Georgia median | per year | — | Source |
| Safe Deposit Box 7x10/per year | $75Above the typical range ($30–$70 nationally) | $30 above the national median$27.50 above the Georgia median | per year | — | Source |
| Safe Deposit Box 7x10/per year | $100Above the typical range ($30–$70 nationally) | $55 above the national median$52.50 above the Georgia median | per year | — | Source |
| Safe Deposit Box lost key | $20Below the typical range ($30–$70 nationally) | $25 below the national median$27.50 below the Georgia median | — | — | Source |