vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$6.75 below the Massachusetts median
per month · Source
$6 above the national median$5.25 above the Massachusetts median
per month · Source
At the national medianAt the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per transaction · Source
$3 below the national median$3 below the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
$5 above the national median$5 above the Massachusetts median
$10 below the national median$5 below the Massachusetts median
At the national medianAt the Massachusetts median
$2 below the national median$2 below the Massachusetts median
$2.50 below the national median$1.25 below the Massachusetts median
per item · Source
$5 above the national median$2.56 below the Massachusetts median
per month · Source
$10 below the national median$2.14 below the Massachusetts median
At the national medianAt the Massachusetts median
$25 above the national median$25 above the Massachusetts median
$40 above the national median$40 above the Massachusetts median
At the national medianAt the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Charge | $0Below the typical range ($4–$10 nationally) | $6 below the national median$6.75 below the Massachusetts median | per month | — | Source |
| Monthly Service Charge | $12Above the typical range ($4–$10 nationally) | $6 above the national median$5.25 above the Massachusetts median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Charge (OD) – Items Paid (per item) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Massachusetts median | per item | — | Source |
| Insufficient Funds Charge – Items Returned Unpaid (per transaction) | $30 | ||||
ATM & CardVerified | |||||
| Replacement Debit Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
Wire TransfersVerified | |||||
| Domestic Wire Transfer: Outgoing | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Domestic Wire Transfer: Incoming | $15 | ||||
Check ServicesVerified | |||||
| Bank Checks: $1,000 and up | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Bank Checks: Under | $3 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Service (per month) | $15Within the typical range ($5–$20 nationally) | $5 above the national median$2.56 below the Massachusetts median | per month | — | Source |
Cash & DepositVerified | |||||
| Returned Deposit Item | $5Below the typical range ($8–$25 nationally) | $10 below the national median$2.14 below the Massachusetts median | — | — | Source |
Account ServicesVerified | |||||
| Attachment | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Tax Levy | $75 | ||||
Retirement & IRAVerified | |||||
| IRA Withdrawal Transfer | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
11 of 15
Published fees
18
Under review
0
Assets
$1.2B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.2B
Total deposits
$924.5M
Service charge income
$80K
Fee income ratio
0.79%
Return on assets
1.50%
Branches
3
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Massachusetts median |
| per transaction |
| — |
| Source |
| OD Protection Transfer Fee | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$3 below the Massachusetts median | — | — | Source |
| $5 above the national median$5 above the Massachusetts median |
| — |
| — |
| Source |
| International Wire Transfer: Outgoing | $40Within the typical range ($40–$50 nationally) | $10 below the national median$5 below the Massachusetts median | — | — | Source |
| $2 below the national median$2 below the Massachusetts median |
| — |
| — |
| Source |
| Stop Payment Request (per check) | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$1.25 below the Massachusetts median | per item | — | Source |
| $25 above the national median$25 above the Massachusetts median |
| — |
| — |
| Source |
| Audit Confirmation | $50Above the typical range ($5–$15 nationally) | $40 above the national median$40 above the Massachusetts median | — | — | Source |