Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Firefighters Federal Credit Union

Indianapolis, IndianaCredit UnionChicago Fed districtFees collected Oct 8, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account$15Above the typical range ($5–$10 nationally)

Overdraft & NSFVerified

NSF/Courtesy Pay$35Above the typical range ($25–$33 nationally)
$5 above the national median$5 above the Indiana median
per item · Source
NSF$35Above the typical range ($25–$32 nationally)
$5 above the national median$5 above the Indiana median
per item · Source

ATM & CardVerified

Additional ATM/Debit Card$5Above the typical range ($1–$2.25 nationally)
$3.50 above the national median$3 above the Indiana median
per item · Source
CIRRUS ATM Transaction$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$1 below the Indiana median
per transaction · Source

Wire TransfersVerified

Wire Transfer (Outgoing)$20Within the typical range ($20–$25 nationally)
$5 below the national medianAt the Indiana median
per item · Source
Wire Transfer (Incoming)$20Above the typical range ($5–$15 nationally)
$10 above the national median$10 above the Indiana median
per item · Source
International Wire$50Within the typical range ($40–$50 nationally)
At the national medianAt the Indiana median
per item · Source

Check ServicesVerified

Official Check$4Within the typical range ($3–$6 nationally)
$1 below the national median$1 below the Indiana median
Source
Money Orders$4Above the typical range ($1.50–$3 nationally)
$2 above the national median$2 above the Indiana median
Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$5 below the Indiana median
per item · Source
Non-Member Check Cashing$5Within the typical range ($5–$10 nationally)
At the national medianAt the Indiana median
Source
Share Draft Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Indiana median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Inactive Account	$15Above the typical range ($5–$10 nationally)	$10 above the national median$10 above the Indiana median	per year	—	Source
Account Reconciliation	$20Within the typical range ($12–$25 nationally)	$2.50 above the national median$2 above the Indiana median	—	—	Source
Overdraft & NSFVerified
NSF/Courtesy Pay	$35Above the typical range ($25–$33 nationally)	$5 above the national median$5 above the Indiana median	per item	—	Source
NSF	$35
ATM & CardVerified
Additional ATM/Debit Card	$5Above the typical range ($1–$2.25 nationally)	$3.50 above the national median$3 above the Indiana median	per item	—	Source
CIRRUS ATM Transaction	$1
Wire TransfersVerified
Wire Transfer (Outgoing)	$20Within the typical range ($20–$25 nationally)	$5 below the national medianAt the Indiana median	per item	—	Source
Wire Transfer (Incoming)	$20
Check ServicesVerified
Official Check	$4Within the typical range ($3–$6 nationally)	$1 below the national median$1 below the Indiana median	—	—	Source
Money Orders	$4
Account ServicesVerified
Tax Levies and Court Orders	$20Below the typical range ($30–$90 nationally)	$30 below the national median$5 below the Indiana median	—	—	Source
Gift & Prepaid CardsVerified
Gift Card	$4.50Within the typical range ($3–$4.95 nationally)	$1 above the national median$0.65 above the Indiana median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

16 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$88.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$88.1M

Total deposits

$76.9M

Service charge income (year to date)

$227K

Fee income ratio

11.2%

Return on assets

0.55%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,682 published fee entries from 3,608 institutions

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