vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$6 above the Georgia median
per month · Source
$2 below the national median$1 below the Georgia median
per month · Source
$7.50 below the national medianAt the Georgia median
At the national medianAt the Georgia median
per month · Source
$2.50 above the national median$5 above the Georgia median
$12.50 below the national median$10 below the Georgia median
per item · Source
$0.50 above the national median$0.50 above the Georgia median
per month · Source
$2 above the national medianAt the Georgia median
per item · Source
$2 above the national medianAt the Georgia median
per item · Source
$0.50 below the national medianAt the Georgia median
$7 below the national median$7 below the Georgia median
per item · Source
$5 above the national median$5 above the Georgia median
per item · Source
$5 below the national medianAt the Georgia median
per item · Source
At the national medianAt the Georgia median
per item · Source
$1 above the national median$1 above the Georgia median
per item · Source
$7.50 above the national median$3 above the Georgia median
per item · Source
At the national medianAt the Georgia median
per item · Source
—
$10 below the national median$7.25 below the Georgia median
per item · Source
$17 above the national median$19.75 above the Georgia median
per item · Source
$105 above the national median$102.50 above the Georgia median
per year · Source
$30 above the national median$27.50 above the Georgia median
$25 above the national median$22.50 above the Georgia median
per year · Source
$15 below the national median$17.50 below the Georgia median
per year · Source
$25 below the national median$27.50 below the Georgia median
per year · Source
$5 below the national median$7.50 below the Georgia median
per year · Source
$30 above the national median$27.50 above the Georgia median
per year · Source
$30 below the national median$30 below the Georgia median
$7 below the national median$7 below the Georgia median
per item · Source
$5 below the national medianAt the Georgia median
At the national medianAt the Georgia median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Classic Business Checking Account - Minimum Balance Fee | $12Above the typical range ($5–$10 nationally) | $5 above the national median$6 above the Georgia median | per month | — | Source |
| per month if minimum balance is not maintained | $5Within the typical range ($5–$10 nationally) | $2 below the national median$1 below the Georgia median | per month | — | Source |
| Account Closing Fee | $10Within the typical range ($10–$25 nationally) | $7.50 below the national medianAt the Georgia median | — | — | Source |
| Dormancy Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Georgia median | per month | — | Source |
| Account Reconciliation Fee | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$5 above the Georgia median | — | — | Source |
| Return Mail Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Georgia median | per item | — | Source |
| Classic Checking Paper Statement Fee | $3.50Within the typical range ($2–$4.59 nationally) | $0.50 above the national median$0.50 above the Georgia median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Share Draft Insufficient/Uncollected Funds - Overdraft Privilege (ODP) | $32Within the typical range ($25–$33 nationally) | $2 above the national medianAt the Georgia median | per item | — | Source |
| Share Draft Insufficient/Uncollected Funds - Returned (NSF) | $32 | ||||
ATM & CardVerified | |||||
| Foreign ATM Fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Georgia median | — | — | Source |
| Replacement Credit Card PIN Fee | $3 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing Fee) | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Georgia median | per item | — | Source |
| Wire Transfer (Incoming Fee) | $10 | ||||
Check ServicesVerified | |||||
| Money Order Fee | $3Within the typical range ($1.50–$3 nationally) | $1 above the national median$1 above the Georgia median | per item | — | Source |
| Stop Payment Fee | $35 | ||||
Cash & DepositVerified | |||||
| Credit Card Balance Transfer and Cash Advance Fee | 3% | — | — | — | Source |
| Deposited Item Return Fee-First Return for NSF | $5Below the typical range ($8–$25 nationally) | $10 below the national median | |||
Account ServicesVerified | |||||
| /Drill | $150Above the typical range ($30–$70 nationally) | $105 above the national median$102.50 above the Georgia median | per year | — | Source |
| Lost key - | $75 | ||||
Lending FeesVerified | |||||
| Credit Card Late Payment Fee | $15Within the typical range ($10–$25 nationally) | $5 below the national medianAt the Georgia median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy Fee | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Georgia median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$32.00
Of 166 others that publish it, 117 lower, 15 the same and 34 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$32
Headline fees published
10 of 15
Published fees
30
Under review
0
Assets
$440.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$440.7M
Total deposits
$388.6M
Service charge income (year to date)
$1.4M
Fee income ratio
9.7%
Return on assets
1.14%
Financial profile · Pro
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| $2 above the national medianAt the Georgia median |
| per item |
| — |
| Source |
| $7 below the national median$7 below the Georgia median |
| per item |
| — |
| Source |
| Replacement Debit / Credit Card Fee | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Georgia median | per item | — | Source |
| At the national medianAt the Georgia median |
| per item |
| — |
| Source |
| $7.50 above the national median$3 above the Georgia median |
| per item |
| — |
| Source |
| All Accounts Copy of Paid Draft Fee | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Georgia median | per item | — | Source |
| per item |
| — |
| Source |
| Deposited Item Return Fee-Returned for NSF Second Time Or For Any Other Reason | $32Above the typical range ($8–$25 nationally) | $17 above the national median$19.75 above the Georgia median | per item | — | Source |
| $30 above the national median$27.50 above the Georgia median |
| — |
| — |
| Source |
| Safe Deposit Box 10x10 | $70Within the typical range ($30–$70 nationally) | $25 above the national median$22.50 above the Georgia median | per year | — | Source |
| Safe Deposit Box 3x10 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$17.50 below the Georgia median | per year | — | Source |
| Safe Deposit Box 3x5 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$27.50 below the Georgia median | per year | — | Source |
| Safe Deposit Box 5x10 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$7.50 below the Georgia median | per year | — | Source |
| Safe Deposit Box Fees Rental (annual): Lost key | $75Above the typical range ($30–$70 nationally) | $30 above the national median$27.50 above the Georgia median | per year | — | Source |
| Legal Process Fee (Lien, Levy, etc) | $20Below the typical range ($30–$90 nationally) | $30 below the national median$30 below the Georgia median | — | — | Source |
| Verification of Deposit by Fax Fee | $3Below the typical range ($5–$15 nationally) | $7 below the national median$7 below the Georgia median | per item | — | Source |